How is the credit information displayed on Huabei, what is the credit information displayed in Huabe

1.Open Alipay, click mine in the lower right corner, and click on flowers.

2.In the garden, click mine again.

3.Find: Related contracts and product descriptions.

4. Click, there will be two results:

If there is a "Huabei User Service Contract", "Sesame Service Agreement" and product description, then it has not been reported for the time being.

If there is a Huabei user service contract, personal credit information inquiry and submission of power of attorney, Huabei signature and deposit agreement, sesame service agreement, product description;

or "Huabei Service Agreement", personal credit related contracts, "Sesame Service Agreement" and product descriptions. So you've been on the credit information system.

Huabei. If used, the credit report will display information such as the date of the loan, the lending institution, and the amount of the loan.

1. If the user uses Huabei to pay, the credit check will record the amount you use. If you return to Huabei within the specified time, the credit information system.

Your repayment record will be recorded and shown as in good standing on the credit report. If it is in good standing, Huabei will increase the amount.

2. If the user uses Huabei to make a payment, but fails to repay the loan within the specified time, the credit information system will record your overdue transaction and show it as bad credit in the credit report. Once your credit check reputation deteriorates, something won't work. If you want to have a good reputation, you must always repay the amount within the stipulated time.

3. Credit investigation is very important for a person. Reputation represents whether you can enjoy equal rights and obligations in accordance with the law, and the quality of credit is determined according to the actual situation of the borrower. Borrowers need to be mindful of the repayment date and not forget to cause late repayments, which will have a negative impact on their reputation.

4. When using Alipay Huabei, the Alipay system will prompt you to repay the loan when you need to pay Huabei. It's a good feature to urge yourself to pay it back.

Extended information: 1. About Huabei.

1) Huabei is a consumer credit product launched by Alipay in 2015, which uses a different approach, but the results are just as satisfactory. It mainly relies on various consumer scenarios. Users can spend their money on the shopping experience before paying.

After that, consumer spending and credit card spending are similar to credit card spending, and even more extensive than credit card spending.

2) The consumption limit of each user is the result of the comprehensive user credit score of the background big data. Judging from the current consumer market situation, the vast majority of merchants have opened the Huabei collection function, so Huabei is a small and high-frequency daily consumption. When the monthly bill comes out, all the details of the consumption are clear at a glance, which also helps young people understand the direction of their monthly spending.

3) In addition, when repaying, through Alipay balance, Yue Bao.

Savings cards and the like can be used to repay funds.

2. About Alipay.

1) Alipay (China) Network Technology **** was established in 2004 and is a third-party payment in China.

Platform. It is committed to providing simple, secure, fast, and convenient payment solutions for businesses and individuals. Since its establishment in 2004, Alipay has always taken "trust" as the core of its products and services.

It has two own brands: "Alipay" and "Alipay Wallet".

Since the second quarter of 2014, it has become the world's largest mobile payment.

Manufacturer. 2) Alipay has cooperated with more than 180 banks at home and abroad, as well as Visa and MasterCard International.

and other institutions have established strategic cooperative relations. It has become the most trusted partner of financial institutions in the field of electronic payments.

3) February 2020, Nepal** Bank.

A license was issued to Alipay. In July, Alipay was selected as a blockchain.

Fight excellent pop plan. In October, Alipay "delayed payments" online.

Operating environment: Apple X

Alipay version number.

Currently Huabei. Not in the **bank.

so it will not be displayed on the credit report. Currently, there are three credit products available on Alipay. They are spending, borrowing money and saving money reserves.

Usually the maximum loan amount is 500. This is a loan product provided by Alipay for free, with no interest and commission, but the loan period is only 7 days. Currently, there are three credit products available on Alipay. They are spending, borrowing and saving.

The loan and reserve are cash loan products, of which the loan amount can reach up to 300,000 yuan. Interest is calculated on a daily basis, and the daily interest rate is generally around the limit. The reserve is usually a maximum loan amount of 500.

This is a loan product provided by Alipay for free, with no interest and commission, but the loan period is only 7 days.

Extended Materials. 1.Huabei is overdue for "credit investigation", but the "credit investigation" here refers to Sesame Credit.

Not the People's Bank of China.

Credit Reporting. In addition, Huabei's repayment cannot be deferred. All users must remember to repay their payments on time.

2.To calculate the handling fee for installment prepayment, generally speaking, all unpaid handling fees will be reduced at the time of operation [prepaid], and at the time of operation [due next month], the handling fee will not be reduced. For example:

April, May, June and July as the instalment months If the payment is made before April 1, the service fee for April, May, June and July instalments will not be charged; If the payment is made after April 1, the invoice date, but before May 1, the next invoice date, the handling fee for the month of April will be charged.

3.Huabei has already paid off, and if you receive a repayment reminder from Huabei, it is mainly to remind you to repay Huabei's consumption bill in time. Remember to complete the repayment before the 9th or 10th, otherwise wait for the system to automatically deduct it.

4.Huabei has been paid, but the amount has not yet been replied. Generally speaking, after Huabei repays, the quota will be restored in real time.

If you find that the quota has not been fully restored, we recommend that you check the details to confirm whether the batch operation has been performed before. Once the installment application is successful, the line will not be restored immediately. The lines occupied by the corresponding exchange will be gradually restored and the arrears will be repaid at each stage until the last stage or all arrears will be paid in advance.

In addition, we would like to remind you that if you apply for Huabei installment repayment, the installment fee does not account for the amount of Huabei. The repayment of the bill is mainly based on the handling fee, and the handling fee part is not restored.

5.Huabei's installment payment**, According to the information on the official website, if the user is overdue and exceeds a certain time, certain collection measures will be taken.