Which bank is more reliable and what bank is the safest and most reliable

Recommend ICBC online banking with powerful functions and a wide range of payments:

Take the example of the work line:

Before opening online banking, I should apply for a debit card at ICBC with my ID card (household registration book for minors), and the annual fee for ICBC's online banking is 12 yuan.

If the amount of online shopping is not large, it is recommended that you use an electronic password card, free :) and the daily limit is 3000, which should be enough for you.

If the daily amount is more than 3000, just get a U shield, just like a small U disk, the safety factor is higher, but you have to charge!

In fact, both are very secure, and the possibility of having a password stolen is infinitely close to 0!

If you are shopping in **, most likely you need Alipay, you can directly recharge your Alipay, choose ICBC, and then enter the card number, password, if it is an electronic password card, you need to enter two sets of random passwords, if it is a U shield, you need to insert a U shield, after completing the recharge, you can pay for the goods through Alipay.

ICBC online banking is currently free of charge. Anyway, I've been using ICBC's online banking, it's super convenient and super powerful, I like it very much!

Farming, I've been using it for many years!

China's four largest banks are the safest and most reliable. China's four major banks: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank.

Extended Information: Choosing China's Big Four Banks is the Safest and Most Reliable Reason:

1. The four major state-owned banks have stable operations and good performance.

The four major state-owned banks are operating steadily, and their performance growth is also very steady, so it can be said that their operations are very safe. This is the first reason why the big four banks are safest. In the first quarter of 2020, the performance of the four major state-owned banks continued to maintain a steady trend.

ICBC's revenue reached 100 million yuan, a slight decrease year-on-year. The revenue of China Construction Bank in the first quarter reached 100 million yuan, a year-on-year increase of 12%.

In terms of asset scale, ICBC exceeded 32 trillion yuan, while CCB and ABC were trillion yuan and trillion yuan respectively. In the first quarter of 2020, ICBC achieved a net profit attributable to the parent company of 100 million yuan, a year-on-year increase; CCB achieved net profit attributable to shareholders of 100 million yuan, a year-on-year increase; Bank of China achieved net profit attributable to shareholders of 100 million yuan, a year-on-year increase; Agricultural Bank of China achieved a net profit attributable to shareholders of 100 million yuan, a year-on-year increase.

It can be seen that the performance of China's four major banks is growing steadily, operating well, and making huge profits, and there is basically no risk of loss. Therefore, it is safest to keep money in the four major state-owned banks.

2. The interest rate of the products of the four major state-owned banks is lower, so it is safer.

At present, the four major state-owned banks have lower interest rates and better risk control, so that the deposits and wealth management products of the four major state-owned banks will be safer. In general, products with lower interest rates will be safer.

At present, many small and medium-sized banks will increase the interest rate of their products to attract customers to deposit or manage money. However, the four major state-owned banks have a large number of customers, and generally maintain a relatively low product interest rate, which is conducive to reducing the operational risks of the four major banks and ensuring that the four major state-owned banks operate more safely.

3. The four major banks have very good security technology.

The four major banks in our country have very good security technology in terms of technology. The security technology of China's four major banks in online banking and mobile banking, as well as in business outlets, is also the best in the country.

China's four major banks have a lot of business outlets, and these business outlets are also very convenient for everyone to handle business, and they are also very safe in these business outlets. And even if you don't want to go to the bank business hall to handle business, you can also handle business through the mobile banking or online banking of the four major banks, and the security of these systems is also very good.

The Bank of China is the safest, it is the only one that belongs to the national bank and is directly managed by **.

Among the five major banks, I think ICBC is the safest and best.

The five major banks are Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, Bank of China, Bank of Communications, etc., all of which are state-owned banks with very high security.

In addition, the safest thing to mention should be that there is a fear of bank cards being stolen and transferred! In fact, this kind of security situation will inevitably occur no matter which bank you have, but the security factor is higher than that of five or six bank accounts, and it is more difficult for those criminals to get personal information and steal bank cards or transfer deposits.

From the perspective of account security, all five major banks are safe.

The five major banks in China are Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, Bank of China, and Bank of Communications. These five major banks are all state-owned banks, and their security is very high.

At present, the technology of the security prevention and control application of the financial system is almost the same, no matter how much money is invested, the same security system is still used, but the five major banks must enable the highest level of protection.

Therefore, in terms of bank risk prevention and control, there will not be much difference between the five major banks, and there is no one that is the safest.

Extended Information:1Industrial and Commercial Bank of China (ICBC) was established on January 1, 1984.

The head office is located at No. 55 Fuxingmennei Street, Beijing, and is a large state-owned bank.

The basic mission of the Industrial and Commercial Bank of China is to raise social funds through financing activities at home and abroad in accordance with the laws and regulations of the state, strengthen the management of credit funds, support the production and technological transformation of enterprises, and serve China's economic construction.

In February 2017, Brand Finance released the list of the world's top 500 brands in 2017, and ICBC ranked 10th.

2.Agricultural Bank of China (ABC) was established in 1951. The head office is located at No. 69 Jianguomen Nei Street, Beijing, and is a large state-owned bank.

Agricultural Bank of China is an important part of China's financial system, providing a variety of corporate banking and retail banking products and services, as well as financial market business and asset management business, including investment banking, management, financial leasing, life insurance and other fields.

3.China Construction Bank, headquartered at No. 25 Financial Street, Beijing, is a large state-owned bank. China Construction Bank has branches and subsidiaries in 29 countries and regions, including corporate banking, personal banking and treasury business, and has subsidiaries in many industries such as leasing, trust, life, property insurance, investment banking, pension and so on.