Top 10 formal online lending platforms

10 formal online loans recognized by the state?

The top ten formal online loan platforms recognized by the state mainly include: 1, Ping An HP, 2, Jingdong Finance, 3, Suning Finance, 4, Paipai Loan, 5, Micro Loan, 6, Borrow, 7, Xiaomi Loan IOU, 9, Money to spend, 10, Zhaolian Good Loan.

1. Ping An and inclusive.

Ping An Puhui is an online lending platform under Ping An of China, which is quite reliable in terms of security. It also has a lot of loan products, such as: i loan, life insurance loan, excellent housing loan, car owner loan, owner loan, etc., users can choose according to their own needs.

2. JD Finance.

JD Finance belongs to the JD platform, and JD Finance's white bars and gold bars can help people in need to borrow, with a small amount of white bars and a relatively high loan amount for gold bars.

3. Suning Finance.

Suning Finance should be familiar to many people, and the main loan product is Suning's capricious payment. The loan amount paid by willfulness can be as high as 200,000 yuan, mainly because the threshold for applying for the amount is low, and adults over 18 years old can apply for credit reports without bad records.

4. Pat Pai Loan.

It is understood that it has been in existence for ten years and has been listed in the United States, with a loan amount of up to 200,000 yuan.

5. Micro loans.

The "WeLoan" adopts an official invitation system, and invited users can see the "WeLoan" entrance in the "QQ Wallet" of QQ on their mobile phone and the "WeChat Pay" of WeChat, and can get a maximum loan amount of 200,000 yuan.

6. Borrowing is a reception service of Alipay, and the security index is relatively high. Currently, as long as you can meet the Alipay Sesame Credit score above 600. You can apply for a loan amount ranging from 1,000-300,000 yuan.

7. Xiaomi loans.

It belongs to the lending product of Xiaomi Financier, which provides installment services, and the application process is slightly more cumbersome, but it supports borrowing and repaying at any time, and overall, it is reliable.

IOUs. Its main features are fast loan speed, low application threshold, low daily interest rate of the loan, converted into an annual interest rate of 95%, no need for a complicated application process, the fastest application after one minute of mortgage, support borrowing and repayment.

9. Have money to spend.

Its loan platform, according to different loan businesses, can meet the various needs of different borrowers, with simple borrowing methods, mainly low interest rates, and support borrowing and repaying at any time.

10. Zhaolian good term loan.

It is a lending service launched by Zhaolian Consumer Finance, which has been occupying the top 10 of formal online loans for a long time, and the formality of the platform is self-evident, and the loan amount is generally about 20,000-200,000 yuan. And the credit can be recycled for 3 years.

Du Xiaoman must be in the top ten, the platforms of the bat factories are all regular, and Du Xiaoman is under it, and it must be in the top ten. I first met Xiaoman or I learned about it in the variety show "Ten Thousand Miles Walking Alone", and I feel that this kind of variety show must be a regular platform, otherwise it will not be approved, and then I went to check, and it is really regular, and you can search it if you need it.

Du Xiaoman is its platform, I think it is very reliable, and there are many variety shows promoting it, and there is no doubt about the formality. Before and my daughter-in-law wanted to do a good wedding, after all, it was only once in a lifetime, but the expenses were a little over the budget, and my wife took it out It was still not enough, so I borrowed 20,000 yuan from Xiaoman. I chose to repay the loan in 12 months, so the repayment pressure is not great, and it is enough to take a little from the monthly salary.

To be honest, I have a lot of trust in Xiaoman, and I think it must be in the top 10 of regular loan platforms. I'm my own boss, and Du Xiaoman is already a must-have artifact in my mobile phone. I sometimes can't turn over money in business, I use Du Xiaoman to solve it, and I use it several times It's quite reliable, that is, every time I borrow it, I have to remember to repay it on time, otherwise it will definitely affect my credit, and I don't want to borrow it again in the future.

Personally, I think Du Xiaoman is reliable, my father joined a bubble tea shop in a fashionable way before, and he was not very good at running it at the beginning, and he couldn't turn over the funds, so he was very worried. I suggested that he try Du Xiaoman, because his father's credit history is very good, after filling in the information, he found that the amount of money that can be borrowed is more than 80,000 Later, he called ** and consulted customer service, and felt that this platform was very professional and reliable, so he applied, and then the business was better and it was returned, no problem.

I wanted to do a live webcast last year, and I bought a lot of gear for that. At that time, some of the money to buy equipment was the money borrowed from the Du Xiaoman app. Du Xiaoman is very regular, the product is safe and secure!

If you need money, you can go to see Du Xiaoman, and take a look at the introduction on Du Xiaoman's official website.