Why did the borrowing suddenly close, and the borrowing suddenly closed

The reason why the borrowing was suddenly closed: the user did not use the borrowing for a long time; The activity of the Alipay account is not high; Serious overdue behavior during the use of the borrower; Huabei and reserve funds are overdue; The user's Alipay account is at risk; The user's personal information has been modified. If the above reasons occur, it may lead to the sudden closure of the loan.

Since the borrowing qualification of the borrower is determined by the system evaluation, after the borrower is closed, it can only wait for the system to re-evaluate, and manual intervention cannot be carried out.

Extended Information] What should I do if I am unable to repay the loan after the loan is overdue?

Teach you to deal with it in this way, many friends will choose to solve it by applying for a loan when they encounter difficulties in capital turnover, among which borrowing is a more popular credit loan product, the emergence of borrowing provides more convenience for friends with financial needs, but not every borrowing user can repay on time after using borrowing, and there are friends who are unable to repay due to overdue borrowing for various reasons, so what should I do in this situation?

Borrowing is a personal consumption credit loan product in Alipay, users need to repay on time within the specified time after using borrowing money, once the user fails to repay the arrears beyond the specified repayment date, then overdue behavior will occur. It is understood that the overdue interest of the borrowing is charged according to the multiple of the normal borrowing interest rate, and the longer the user is overdue, the more overdue fees will be generated, and after the borrowing is overdue, the bad record will also be uploaded to the central bank credit system, which will affect everyone's later credit business. Therefore, after the loan is overdue, you need to pay off the arrears as soon as possible, and if you encounter a temporary inability to repay, then you can use some ways to solve it:

1. Find a friend to borrow money to repay the loan. The best way to borrow money overdue and unable to repay is to borrow money from friends to repay the debt, and then make money to repay the arrears borrowed from friends.

2. Take the initiative to contact the customer service to apply for negotiated repayment. If you can't borrow money from friends around you, then it is recommended that you take the initiative to contact the borrowing customer service to apply for negotiated repayment, and you can try to negotiate the installment.

Note that if we want to negotiate successfully, then we need to provide information that can prove that we are temporarily unable to repay, such as hospitalization certificate and other materials if we are unable to repay due to illness, and if we are unable to repay due to temporary unemployment, we need to provide proof of termination of labor contract with the employer, or unemployment certificate and other information. In addition, in the process of negotiation, you must explain that you are not maliciously overdue, and show your willingness to actively repay, and pay attention to sincerity when negotiating, so that you can have a chance to negotiate successfully.

Finally, I would like to remind you that the emergence of online loan platforms does provide more convenience for everyone to borrow money, but we should not borrow blindly because of this, and we need to consider our own repayment ability when applying for online loans, so as to avoid the phenomenon of overdue and unable to repay.

Hello, your borrowing was suddenly closed, and there must be a reason for this. You need to check whether you have a record of malicious use in time, I said that this malicious use mainly refers to whether the limb orange is borrowed frequently only in use, and it is frequently returned, every platform is very annoying to brush the quota, borrowing is no exception, if you want to increase the quota, you can use it often, but not frequently, you need to grasp the degree here.

The amount of cheats advertising millions is too far away, but he can raise the amount by 50%.

For example, if you borrow 10,000 yuan and repay it in 12 installments, the daily interest received by Alipay is 10,000*, but you can repay it after borrowing it for two days, which causes Alipay to only get 10 yuan of interest from your hands. Zhengdou Alipay makes less money, so it will naturally take back your limit and let the money be distributed to those who can repay normally, of course, there are other reasons.