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Because after bankruptcy, you will have a lot of debts.
Wealthy people's businesses are generally very large, and once the capital chain is broken, there is a risk of bankruptcy. As the saying goes, there is no business without treachery. Wealthy people who started by doing business can easily lose all their money once they make a mistake in their business.
The more money you make, the easier it is for people to forget their original intentions and their desires will increase.
Those who are prone to bankruptcy are those small owners with small assets, and their business is not spread all over the country or even overseas. Rich people who can be on the Forbes rich list will not go bankrupt for a while even if there is a problem in their business. A gentleman loves money and takes it in a good way.
The richer you are, the more you should bear the responsibility of paying taxes, insist on honest management in business, and establish a good reputation.
1. Because these people's desires are too great, it is difficult to satisfy their greed.
People who are eager for quick success often do not succeed, and even lose their old capital. Rome was not built in a day, emaciated camels were bigger than horses, and wealthy people had to manage their possessions better. Everyone should raise their awareness of self-risk, and the more money they have, the more they should make prudent investments and not gamble on them.
2. Because rich people put all their net worth in business, once they lose money or are deceived by their partners, they will lose all their money.
Self-made people basically do not exist, and they can't make a fortune without resources and connections. Friends around rich people are also richer, but whether they are sincere we don't know, in case of money fraud, it is very troublesome, it is recommended that everyone call the police after being deceived.
If I hadn't seen the sun, I could have endured the darkness. It is easy to go from thrift to luxury, and it is difficult to go from luxury to thrift. After the rich go bankrupt, it is difficult to adjust their mentality for a while, and the debt will take many years to pay off, which is very miserable.
Are there bankrupt rich people around you? What do you think the rich rely on to accumulate their original capital? Tell us about what it feels like to go from being out of nothing to having nothing.
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Because the first is financial management, financial management is a means of faster returns than investment, of course, you may lose a penny, its capital flow is very fast, the speed of profit is also fast, the same risk is greater, the more financial products rise on major platforms, people have the desire to make money with money in their hearts, and countless rich people are bankrupt, they want to take money to roll money, so take money to gamble, and then do not learn financial management, blind investment, so it will become poorer and poorer, and even in debt.
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Because these rich people will invest their money in other industries, it is very likely to lead to bankruptcy and end up owing a lot of money.
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Because these rich people will take out loans to start companies, although they seem to be very rich, but the risk is very large, so they end up in debt.
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Because only rich people can borrow money! The United States has money, most countries in the world are willing to lend him money, and there is no more willing to surpass the United States! People who really don't have money don't have a door to borrow money, and over time, they won't borrow!
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Because these rich people will invest their money in other industries, it is very likely that it will lead to bankruptcy and end up owing a lot of money.
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With the development of the economy, advanced consumption has become the mainstream consumption method of young people.
It's okay, as long as you have a card, credit cards and Huabei have become a kind of popularity.
China's personal debt has exceeded 200 trillion yuan, and the per capita debt is 10,000, and the debt of the whole people has become a norm.
If the average monthly salary per person is 5,000, the annual income of 60,000 yuan will take more than 2 years to pay off without eating or drinking. With such a high number of debtors and the amount of debts, netizens who are deeply trapped in the whirlpool of debt in reality have long been unable to sit still.
If there is a person who is in debt, we can say that he has poor self-control and has no control over consumption, but when most people are in debt, maybe it is not all a problem of self-control.
So, how did we get so much in debt step by step?
First, the data on the debt of Chinese.
In the traditional impression, China has always been a big saving country, and people are keen to save money and are famous all over the world. However, according to the latest statistics, China's residents have unwittingly become a large indebted country. People with zero savings are basically in debt.
At present, the per capita debt of China's post-80s generation is 220,000, and the per capita debt of the post-90s generation is also as high as 120,000.
In addition to housing loans, most of the rest of the debt comes from credit cards and credit loans such as Huabei.
According to a credit card statistics, up to now, 33 banks in China have issued a total of 100 million credit cards. At present, about 700 million people in China hold credit cards, and each person holds an average of 2 Shengsheng credit cards. The cumulative balance of credit card loans is trillions, and the per capita credit card debt is 10,000 yuan.
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Money is very important for people, because without money then you can't survive, so many people hope that they can make a lot of money, many people will buy lottery tickets, or go to successful people to get the opportunity to get money, but the road to success is to rely on themselves step by step, not. So why do many rich people end up in debt? Why?
Let's talk about it. <>
Because in the period of reform and opening up, the economic requirements are very low, so there are many ways to make money, so many economic systems will drill through the words to get money, but today's times have changed, and the country is constantly adjusting, so the country attaches importance to economic development, so the original money-making channels can no longer be used, so if the consciousness is still in the period of reform and opening up, then it will not go far and can only lead to debt. <>
Nowadays, the legal system is also constantly improving, many people want to seek money through illegal channels, but in this process, the richer people blindly invest, or use the wrong means to trade, then this will lead to legal restrictions, then it will lead to rich people will slowly become in debt, because it is now a legal society to want to get rich overnight It is very impossible, so only the right way to use their own means to obtain the right money is the best way. <>
Now we must learn to invest, learn to manage our own capital, and obtain benefits steadily, and should not use false means or wrong means to obtain money, then only serious and reasonable planning of our own money will lead to a total of money, but if there are some failures for investment, then it is very likely to lead to debt. And people who are very rich, they are willing to take risks, they are willing to invest their own capital, but if they are not lucky enough, it will lead to the failure of the investment project and lead to a situation of debt.
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The social economy is constantly progressing, and there are many wealthy people in the society, who are often prone to losses when making financial investments. There are some wealthy people who will also take out loans from banks.
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This is because some people are very greedy, even if they make money, they are not satisfied, they will also start a business to invest, and will do some risky projects, so in the end they are in debt and have great ambitions.
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Because with the development of society, some concepts and technologies are changing, which leads to the fact that the previous methods of making money for the rich are not feasible, and the continuous improvement of the law will affect the rich people to be in debt.
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Because many wealthy people will invest all their assets, but investment generally has uncertain risks, which will eventually lead to debt. Well.
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Because many of them invest in their own assets, but the capital is generally uncertain and risky, which eventually leads to a lot of debt. ,
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Why is that? What kind of situation is this?
Spending is greater than income! The current social pressure is particularly great, and the economic crisis is also possessed! Moreover, many people do not have a good financial plan, and the economic crisis they face is particularly large.
Many software have some borrowing functions, which also gives many people a lot of retreats and options. When they borrow money on too much software, it can lead to a lot of financial pressure on themselves!
The development of the Internet: the variety of software! We all know that some of the online ways to borrow money, such as:
Huabei, Jingdong borrowing, Meituan borrowing, etc., in the end, some of their online loans exceed the regular term and want to repay the money, so the interest rate of the loan is higher, so it is facing financial and spiritual pressure, resulting in many people choosing to borrow money in this software, and then go to that software to return! Caught in a huge economic crisis.
The failure of entrepreneurship. For the new generation of young people, they have more thoughts and behaviors, and they are not willing to do a job in a down-to-earth manner, but choose to start a business! Many people have opened some bubble tea shops, physical stores, etc., but the final result is that they have not even recovered the cost but are in debt!
Seeing others start a business and make a lot of money, I must be red-eyed, so I choose to take a bold risk and try to start a business, but I don't have relevant experience and some research field trips, which finally leads to the failure of entrepreneurship.
After the failure of the business, I am in debt and under great mental pressure, which must be repaid!
Young people spend unbridledly! Now is an era of the Internet, online shopping is also very fashionable, many people buy things on the Internet to see this cheap and that discount on the whole of it, but did not buy some practical ones,This leads to more and more expensesIn the end, you can only borrow money to buy things!
Young people can't put down their children outside, and often invite a few good friends to eat and sing! These are all high consumption, who can afford the average working family?
In today's era, we still have to be down-to-earthAlthough the financial pressure is huge, we must learn to manage our finances well!
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This is because young people nowadays have relatively high material needs, and they are always unable to make ends meet, and the economic pressure is also relatively large, so they are in debt.
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This is very normal, because most people's life pressure is relatively large, and buying a house and a car is a large expense, so this situation will occur.
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Because nowadays many people can't afford to buy a house or a car, many people will have car loans and mortgages, which is a normal thing.
First of all, we must put our mentality right and look away. The wealth you can create is far greater than the amount of money in debt, think about ways to make money by yourself, do micro-business without any capital, sell clothes online, sell gadgets, make lists, many things can make money, and you can open a small shop by the way to expand the scope of micro-business, which is enough to pay off the debt. >>>More
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