How can the bank be required to compensate for the bad credit record caused by the bank? 120

It can more effectively reflect a person's integrity and debt, and when buying a house, the real estate development company itself will not require the buyer to provide a credit report. However, if the buyer applies for a housing loan from the bank, the credit report will become the credit certificate of the loan applicant reviewed by the bank.

For the credit report inquiry time, the bank shall decide independently according to its own loans. Credit Information Center of the People's Bank of China.

Responsible for the management and inquiry of credit reports, and the current credit reports will record and display the relevant credit situation within five years. Credit card repayments are included.

situation, various types of loans, etc. Credit reports can be inquired at bank outlets, or self-service inquiries and prints can be made through the personal credit information network platform of the credit information center. If it is believed that there is an abnormality in the negative information recorded in the credit report and the personal credit report is discovered.

In the case of illegal use, it may be requested to handle and compensate for losses by making explanations, raising objections, complaints, etc.

Extended Materials. What should I do if I spend my credit card?

After receiving the application for a credit card, the bank will check their credit report and review it, so it is more difficult for people with bad credit to apply for a card. What should I do if I spend my credit card?

1. Don't apply for high-grade credit cards.

If your credit report is spent, but the repayment is good, and there is no bad credit record such as overdue, you can still apply for a credit card, but after all, the threshold of a high-grade credit card is relatively high, and the review will be stricter, so it is best to apply for a low-level credit card will be more reliable. It is recommended that you choose a general card or a gold card when applying for a card, and you can also apply for a co-branded card launched by some banks and merchants.

2. Cultivate your own credit.

After all, credit is an important basis for bank review, so if people who want to apply for a credit card, it is recommended to raise their own credit first, do not apply for a card or loan in the near future, first raise a credit for 3 months or half a year, and then apply for a card, so that the probability of passing will be greater.

Regulations on the Administration of the Credit Reporting Industry.

Article 16: Where credit reporting establishments have a storage period of 5 years from the date on which the negative conduct or incident is terminated, and more than 5 years, it shall be deleted. During the period for storing negative information, the information subject may make an explanation of the negative information, and the credit reporting establishments shall record it.

Article 25 of the "Regulations on the Administration of the Credit Reporting Industry" Where information subjects feel that there are errors or omissions in the information collected, stored, or provided by credit reporting establishments, they have the right to raise objections to the credit reporting establishments or information providers and request corrections. Credit reporting establishments or information providers receiving objections shall follow the provisions of the department for oversight and management of the credit reporting industry to make a note of the existence of objections to the relevant information, conduct verification and handling within 20 days of receiving the objections, and reply to the objectors in writing on the outcome.

You can ask for compensation, but it is not easy to solve it privately, so you can consult a lawyer to fight a lawsuit, according to the length of time, the size of the amount, and the specific loss and cost caused, there must be actual documents as evidence, which is the case with me, and the lawsuit has given a certain amount of compensation.

It's hard to litigate with a bank. If what you said is true, then the bank made a mistake and can ask the bank to correct it, and at the same time ask for compensation, and the amount of compensation should be the cost of lost work and transportation expenses plus mental damages. Personally, it is recommended to directly entrust a lawyer to negotiate with the bank, on your own, you don't have the time and energy to do this!

Tao** does not have its own logistics, the goods are transported by the merchant and the logistics company, the situation is different, **can not decide** does not have its own logistics, the goods are transported by the merchant and the logistics company, the situation is different, **can not decide that Bao does not have its own logistics, the goods are transported by the merchant and the logistics company, the situation is different, **can not decide** does not have its own logistics, the goods are transported by the merchant and the logistics company, the situation is different, **can not decide** does not have its own logistics, The goods are transported by the merchant and the logistics company, and the circumstances are different, and the goods are transported by the merchant and the logistics company, and the circumstances are different.

If it can be proved that it is the fault of the bank, the bank should bear your reasonable losses such as lost work expenses, transportation, accommodation, etc.

This is the overlord clause. Lotteries can gather crowds to gamble, banks can overlord clauses, and tobacco can monopolize market 、...The law is not rational.

There are a lot of people like you these days.

Seconds understand how to eliminate the bad record of credit reporting in the micro-classroom of debt.

Ways to Eliminate Bad Overdue Records:

Eliminate bad record one.

Credit card records only show the last 24 months, and it is difficult to find past records. Therefore, do not cancel your credit card after a bad record, and ignore the bank's urging to cancel your card in time. As long as the cardholder spends at least 1 yuan per month for the next 24 months and repays the loan on time, the previous bad record can be overwritten, and the good record can be regenerated without affecting the subsequent credit.

Eliminate bad record two.

As long as the bad record is not uploaded to the system, generally for 90 days, the cardholder will take the initiative to continuously apply for the card, explain the reasons and take appropriate remedial measures, and the bank will usually help the customer to eliminate the bad credit record.

Elimination of bad record three.

China's credit card repayment record will show the repayment information of the last two years from the query date, which will be reflected on a monthly basis, when it is overdue, how long it will be overdue, and the repayment situation before two years will not be reflected, but it will be retained for 5 years, and it will be cancelled after 5 years. Generally, banks check personal credit information, which is to check the applicant's repayment status in the past two years. As long as the cardholder has a normal repayment situation in the past two years when applying for a card or loan, there will generally be no major problems.

So after the expiration date, the wrong thing to do is to cancel the card immediately. The right thing to do is to keep a good repayment record every month and cover the overdue record.

If the credit card is overdue, the cardholder should not rush to cancel the credit card, but should first repay the principal and interest owed, and then insist on using the card normally for 24 months, because after the last overdue record is more than 2 years, the cardholder's credit report will not show that there is any more overdue. In other words, a "good" record can crowd out the "bad" record in the past, and refreshing a personal credit report with the latest good repayment record is the best way. However, if the mortgage or car loan is overdue, it is not applicable.

If you have bad personal credit, you can check it to see if there is a problem, bad credit history does not mean that your credit is bad, the current bank's use of the credit system is not perfect enough, if it is a problem with the bank, then it can be modified.

If the bank's personal credit is bad, it will eliminate the bad credit record, and it should be repaid and made up. It's to pay back your credit.

There is no good way to do this, and even if you settle the debts that caused the bad record, it will take five years to eliminate the bad record.

Pay off the current arrears, which will cover the current non-performing after 5 years, provided that all debts are paid off.

support for credit decisions; The main service objects of commercial credit are wholesalers or retailers, providing support for credit sales decisions; The main service object of employment credit is the employer, providing support for the employer's employment decision-making; In addition, there are other credit investigation activities, such as market research, debt processing, movable property.

Seconds understand how to eliminate the bad record of credit reporting in the micro-classroom of debt.

When there is an error in the information on a personal credit report, there are two ways to deal with it:

1. Bring the original, copy and personal credit report of valid identity documents to the local branch of the People's Bank of China to submit an objection application;

2. Or contact the bank that handles the banking business directly.

The Credit Information Center of the People's Bank of China and the bank handling the business will immediately verify and correct the wrong information after receiving the objection application, and will reply within 20 days.

The five-year starting point here is from the date of termination of the misconduct or event, not from the date of the misconduct. In other words, if a loan is overdue, it can only be deleted after another 5 years when the arrears are repaid, rather than being automatically eliminated after 5 years from the date of overdue.

Summary. Hello, I'm happy to answer for you, you can ask for compensation, it is not easy to solve it privately, you can consult a lawyer to fight a lawsuit, according to the length of time, the size of the amount, the specific loss costs, there must be actual documents as evidence, mine is in this case, the lawsuit gave a certain compensation.

How can the bank be required to compensate for the bad credit record caused by the bank?

Hello, I'm glad to answer for you, you can ask for compensation, it is not easy to solve it privately, you can consult a lawyer with a lawsuit, according to the length of time, the size of the amount, the specific loss and cost, there must be actual documents as evidence, my case is the case, the lawsuit gave a certain amount of compensation.

Bank credit errors can be raised to sue for compensation. If the bank credit investigation is noisy and mistaken, it should first file an objection application, which can be submitted or entrusted to another person to submit an objection application. When the credit bureau accepts the objection application, it will immediately go to the lending bank for verification, and within 15 working days, it will receive a reply letter at the credit information sub-center.

If the objection information is corrected, the credit respondent can get a credit report after the credit correction.

But it did damage to my past.

And without my knowledge.

You can make compensation.

I am asking for financial compensation.

Yes, you can ask for it.

The general bank will not agree.

There are no cases.

I would say yes.

The amount is about.

There are no rules.

Answer: When receiving the wrong money, the accounting entries are:

Borrow: Bank deposit.

Credit: Other payables.

The accounting entries at the time of the refund are:

Debit: Other payables.

Credit: Bank deposits.

What should I do if the wrong money is returned?

If it is caused by the bank, the bank should be required to return it and record it as other receivables:

Debit: Other receivables.

Credit: Bank deposits.

Wait for the bank to return it before flushing it back.

If it cannot be recovered, it will be recorded as a non-operating expense

Borrow: Non-operating expenses.

Credit: Bank deposits.

What does it mean to be bookkeeping?

Bookkeeping refers to the process of accounting processing by accountants. The whole process from the beginning of bookkeeping to settlement and the links in it are called accounts, which refers to the process of accounting processing, generally from the beginning of filling in vouchers to the end of the preparation of statements (also known as accounting practice).

The process of enterprise accounting.

1.Preparation of accounting vouchers based on the original vouchers.

2.Prepare a summary table of accounts based on the accounting vouchers.

3.According to the accounting vouchers and account summary tables, the accounting books (including general ledger and sub-ledger) of the large car are registered

4.Preparation of accounting statements (including balance sheet and profit and loss statement) based on accounting books (mainly general ledger)5Preparation of tax returns based on accounting statements.

6.Year-end profit and loss (profit or loss can also be carried forward month-by-month).

7.Prepare annual accounting statements (including balance sheet, profit and loss statement, and cash flow statement) and prepare income tax annual report and other tax reconciliation self-check statements according to annual accounting statements.