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The pension of the boss and the boss added up to a lot, and every month we would give some of the money that came to the Red Cross to help other people in need.
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Invested, bought, in the past few years, ** is actually still very hot, buy more gold will definitely appreciate in the future.
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Buy a toy car for my little grandson, my little grandson likes toy cars the most, and I also bought him a small plane, I love my little grandson the most.
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What else can the pension be used for, eat, drink and have fun, I usually like to drink tea, love to play cards and gamble mahjong, I don't feel distressed at all when I spend it on it.
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The pension of two people adds up to more than 6,000 points, and I don't know what kind of living standard this money belongs to living in Beijing? Let me explain: there are four parents and four children in the family, and there are three children and grandchildren.
I and my wife have high blood pressure and other diseases. This is where the lives of parents of the only child of the present day are real. There is no one to provide for them.
If you are sick and hospitalized, you have to carry it by yourself. Only my wife took care of her bedside day and night. Because my son has to go to work and run for life!
To raise their children. None of them dared to think about having a second child.
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The pension is gone, and I don't have enough money for food, what else can I use it for, just save some flowers, don't toss around.
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Now in fact, my pension is used to buy health care pills, in fact, this is the most realistic, who doesn't want to live two more years.
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Many of us have pensions subsidized to their grandchildren. Although helping children and children with food and shelter, the elderly use their own money to help their little grandchildren buy snacks, small toys and the like. The larger ones also give pocket money directly.
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I have a monthly pension of 4,000 yuan.
Here's how I arranged it:
1,000 yuan for food.
1,000 yuan to buy clothes, shoes and daily necessities.
1,000 yuan to buy snacks and clothes and toys for the little grandchildren.
1,000 yuan for New Year's holidays and health care.
…I am very happy and satisfied with spending money like this.
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Let's talk about my parents' pension, I don't buy clothes, food, or health products, but I just say that I will keep it for treatment and hire someone to serve when I get sick in the future. In addition to noodles, it is gruel, the cheapest vegetables to buy, even the oil is not willing to put it, cucumbers and tomatoes as fruits (even said that they have never bought dragon fruit), their blood lipids, blood pressure and blood sugar are very normal, and there is no disease. This year, they all said that fruits were expensive, and they laughed because they didn't buy or eat them.
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When I was young, I didn't have the opportunity to walk around and see when I was young, but now I have time when I'm old.
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Leave a pension, hire a nanny in the future, decently relieve your children's worries, don't spend blindly, have a rich nanny to accompany us, who has no money to accompany us.
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Buy stones! I like to fiddle with stones the most, and when I go to an antique market, I buy stones, which are quite expensive in recent years.
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Don't buy clothes, don't travel, save simple enough to eat and drink.
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The old couple spends their own flowers, and they can't finish saving. When you get old, you have fewer flowers, and you don't travel abroad, but you don't count. There may be forty or fifty thousand a year.
This is true, hundreds of thousands of dollars have been wasted in the past ten years. Now there is no major problem with the body, and if there is a big problem, it will definitely cost a lot. At the age of seventy-five, my body seems to be getting old, and the two of us walked to Lhasa the year before last, and I don't dare to let us go again this year.
It turned out that I was still speculating on ** tickets, but now my brain concentration is declining, and my pension is enough to spend, so be kind to myself.
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This problem is related to corporate retirees, saving some flowers, and saving to prevent illness and death. For public servants, bank wealth management products can be considered more, travel abroad can be arranged once a year, and enterprise workers can be kept to pay to hospitals and crematoriums, and they don't know if they are enough by 1 time.
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Buy yourself a few birds, accompany yourself, and make your old life a little more fun, so that you don't die idle.
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Meals and medical visits are the main expenses.
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See a doctor and ask a nanny to make ends meet. (I have a cerebral infarction and can't take care of myself) retirement salary of 4,000, nanny fee of 5,000, a total of 7,800 for medical treatment and subsistence, and the rest of my son supports. No one cares about the miserable fate of (former advanced workers at the municipal level).
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Isn't that what a pension is meant to make ends meet? Supporting the family is removed, that thing was completed before retirement, and now there are two words left.
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Take out one percent to travel abroad, one percent to eat a big meal, one percent to buy luxury goods, one percent to do charity, one percent to buy villas for children, and save the rest.
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My parents live with me, and they have saved all their pension and investment income, and they can easily save 100,000 yuan a year.
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Pension? I have been planting seedlings all my life, I have no pension, and now I am still active, and when I am sick, I will take medicine and drive west!
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Thirty years of service, Zhengzhou 2380 yuan, good to live and eat.
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When he was about to retire, he shook the license plate number, took out a loan to buy a new car, and repaid 6100 per month, and the remaining 200 was enough to do anything.
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Just that little money, just enough to make ends meet.
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When you are older, you should accumulate a little, and when you are older in the future, you can use it when you need to take care of the nanny, and you don't need to reach out to the juniors to ask for money.
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Talk about the old man and the old lady.
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Legal analysis: as long as it is in a company, there are public institutions. If a worker works in a private company and has participated in the basic pension insurance, he or she will have a pension, and if the private enterprise does not participate in the basic pension insurance, he or she can file a complaint with the labor inspectorate or file a lawsuit with the people's court for compensation.
Legal basis: Civil Servants Law of the People's Republic of China Article 94 After retirement, civil servants shall enjoy the pension and other benefits provided by the State, and the State shall provide necessary services and assistance for their life and health, and encourage them to give full play to their personal expertise and participate in social development.
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Hello, after retirement, some people call it pension (retirement salary), and some people call it pension. The difference is that the money received by retirees before 90 years is called retirement salary, also known as pension. In 90 years, the state carried out structural reform, established a pension insurance mechanism, and stipulated the payment of pension insurance system.
The royal calendar money received after retirement is stable as a pension. Starting this year, the retirees of all enterprises, institutions, and government agencies in the country will be paid pensions by the State Social Security Bureau. Maybe there will be no longer a pension name.
Pension and pension, Tongbei is a different name in different historical periods in the development of China's social security system, and its content is essentially the same. They are all about a certain amount of money obtained when they quit and demolish their vacations to maintain their retirement life.
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Under normal circumstances, we divide the pensioners into four categories, namely, retirees of government agencies, retirees of state-owned financial enterprises, employees of ordinary enterprises and flexible employees.
Ordinary enterprise employees, the general pension will be relatively low, the reason is very simple, because the boss pays you the most basic social security. Although social security contributions are mandatory, there is a certain range of contributions. Some companies will pay at a higher standard, while others will pay at the lowest standard, and there will naturally be a gap in pensions.
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At present, the policy of the state is the same, no matter what unit, must pay pension insurance, to the legal age of the minimum payment of 15 years, can receive a retirement pension, do not participate in the work can receive a pension of the unit, the state staff and institutions, also implemented the payment system, do not pay can not retire.
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Hello dear, the pension is issued by the state, generally only the employees of state-owned enterprises, government agencies and institutions reach the retirement age, and go through the retirement procedures according to the provisions to receive on a monthly basis, and the general private enterprises, private enterprises and employees pay the pension insurance, after a total of 15 years to reach the retirement age, the monthly pension is a pension, the pension consists of four parts: personal pooling account money, basic pension, ** subsidy, and transitional pension.
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It is not directly related to work, but is related to whether the party or the employer pays for its insurance, the duration of payment, etc.
According to the current regulations, you can apply for retirement when you reach the statutory retirement age and have paid contributions for 15 years, and you can start to receive a monthly pension the next month after completing the retirement procedures.
In other words, even if the person is not employed, he or she can start receiving a pension when he or she reaches the statutory retirement age if he or she has participated in the pension insurance for flexible employees for 15 years.
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Pensions are made through social security contributions. Social security can be handled in the following ways:
1. If the employee participates in the work and pays the social security of the employee, the employer shall withhold and pay the payment;
2. If you pay social security for flexible employment, you can bring your ID card and social security card to the local social security bureau to pay;
3. Urban and rural residents should pay the medical insurance at the designated place of the sub-district office or village or neighborhood committee where the household registration is located with their ID cards and other materials at the centralized payment time specified every year.
The pension payment standards are as follows:
1. Retired civil servants have funeral subsidies and pensions after their deaths, generally 20 months' salary. After the death of a retiree of a public institution, the state will pay a one-time pension and funeral expenses.
2. If an employee dies due to illness or non-work-related injury, the standard of funeral subsidy is 3 months' salary; **The standard of one-time benefits for immediate family members is 6 months' salary; The standard of one-time pension is 6 months' salary for active employees; 3 months' salary for retirees.
3. In the event of the death of a retiree who has participated in the social endowment insurance, the local social insurance institution shall pay benefits in accordance with the relevant provisions of the endowment insurance.
Employees can apply for retirement if:
1. Male cadres and workers must be at least 60 years old, female cadres at least 55 years old, female workers at least 50 years old, and have worked for at least 10 years in continuous work.
2. Employees engaged in underground, high-altitude, high-temperature, heavy physical labor and other types of work harmful to health, male at least 55 years old, female at least 45 years old, continuous service or working years at least 10 years.
3. Employees who are at least 50 years old for men and 45 years old for women, and have worked continuously or for more than 10 years, have been certified by the hospital and confirmed by the labor appraisal committee as completely incapacitated.
4. Disabled due to work, and completely incapacitated by the hospital. If an employee is identified as having a first-level to fourth-grade disability due to work-related disability, he or she shall retain the labor relationship, quit the job, and enjoy the disability allowance on a monthly basis; The injured employee reaches the retirement age and handles the retirement.
Legal basisArticle 16 of the Social Insurance Law of the People's Republic of China.
Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis.
Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.
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Legal analysis: the pension is issued by the state, generally only state-owned enterprises, government agencies and bridge industry units of the staff to reach the retirement age, and in accordance with the provisions of the retirement procedures can be received on a monthly basis, and the general private enterprises, private enterprises and employees pay the pension insurance, after a total of 15 years to reach the retirement age, the monthly pension is a pension, the pension is composed of four parts: personal overall account money, basic pension, ** subsidy, and transitional pension.
Legal basis: Interim Measures of the State Council on the Retirement and Retirement of Workers" Article 1 Workers of enterprises, public institutions, party and government organs, and mass organizations owned by the whole people shall retire if they meet one of the following conditions:
1) Men must be at least 60 years old, women must be at least 50 years old, and have worked continuously for 10 years.
2) Engaged in underground, high-altitude, high-temperature, particularly heavy physical labor, or other work harmful to physical health, at least 55 years old for men and 45 years old for women, with 10 years of continuous service.
This provision also applies to grassroots cadres whose working conditions are the same as those of workers.
3) Men are at least 50 years old and women are at least 45 years old, and have worked continuously for 10 years, and are certified by the hospital and confirmed by the labor appraisal committee, and completely lose the ability to work, and 4) are disabled due to work, and the hospital certifies and confirmed by the labor appraisal committee that they have completely lost the ability to work.
After the college entrance examination, I chose a university school, and I wanted to study medicine, but my family insisted that I become a teacher. I learned what I didn't want to learn, and slowly I didn't want to go home.
My first salary was about 4,000 yuan, and I used 3,000 yuan to buy a gold necklace for my mother, to thank my mother for her hard work in nurturing me for so many years. The remaining 1,000 or so was left behind for my living expenses, and I haven't asked my family for money since.
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For me, who is already working, I want a life where my parents are alive, I find my ideal other half, and I have close friends. Having your own hobbies, having a fulfilling and happy life every day, having harmonious relationships, being liked by others, having your own skills, and achieving financial freedom before the age of 30, financial freedom as I understand and define is that you don't need to pay for your family's living expenses through your own work, but you can also get wealth, buy what you want, and go where you want to go without having to work. Live a life as you like, without being bound by anyone, with your lover by your side, and feel the beauty of the world.