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It is estimated that inheriting 30 billion like Wang Duoyu is enough, after all, if it costs 1 billion a month.
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The standard of wealth freedom in first-tier cities is 100 million, with a house to live in, children to go to school, food and clothing without worry, 2-3 trips abroad a year, and 4-5 domestic trips. There are all kinds of insurance high-end medical treatment, and you are not afraid of getting sick. Even if you encounter the use of targeted drugs, you don't have to frown.
The standard for wealth freedom in second-tier cities is 100 million. The standard of wealth freedom in fourth-tier small cities is 10 million.
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Gao Xiaosong said 400 million, which I personally think is quite a conservative statement. It should be at least, at least 400 million. Food, clothing, housing and transportation.
Eat: Eat all over the big and small, green and healthy. One million a year, thirty years, thirty million.
Drinking tea and drinking, I don't count. Wear: brand, **, buy what you want.
In the past 30 years, when I met a loser, how much money was not enough. Housing: Buy a house for home use in a first-tier city, about 10 million.
Buy a villa, more than 100 million and hundreds of millions. The house will always be the big head. Bill Gates is similar to a mountain villa, don't think about it, two or three million for 100 square meters in third- and fourth-tier cities are enough.
Use: Use the best. The big head is always the house, with household items, furniture, decoration.
The bags I usually use, including all diseases, mobile phones, I heard that a set of audio audiophiles has more than 10 million sounds, which is really high-pitched and stable. I didn't count it again.
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I don't have high requirements, I have two houses, no loans, the husband and wife have a stable income every month, a deposit of more than 1 million, both parents are healthy, have social security and savings, and a child, so I think it is financial freedom. Be content and happy, and strive for this decade to achieve.
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I need 10 million to buy my daughter a snail house in a first-tier city, and the next generation has nothing to worry about in housing. I need to save 4 million yuan for my parents, with an interest of more than 18.3 million yuan per year; Or buy 4 million fixed assets, the rent of more than 100,000 yuan per year + 4% asset increase, there is nothing to worry about in basic pension. As for myself?
If I continue to work, I don't need anything except self-housing, and if I don't work, in addition to a self-housing, I will need a deposit of 4 million yuan, and I can have a stable interest of 18.3 million yuan a year, which is very comfortable.
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This is different for everyone, I personally think that there are 2 suites in first-tier cities, 2 suites in my third-tier cities, a rent of 200,000 yuan, and a cash deposit of 10 million, I think even if the wealth is free.
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Because everyone's ideal standard of living is different, the cost of living is also different. Some people's ideal life is to live in a villa, drive a luxury car, and go in and out of high-end consumption places, assuming that such an ideal life needs to spend hundreds of thousands of dollars every month, then you have to ensure that your assets can be fixed to bring you at least hundreds of thousands of income every month, you can be considered financially free. And some people have a lower desire for material things, and the cost of living of about a few thousand yuan per month is enough, so the assets he needs to achieve financial freedom are obviously lower.
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In this way, if you are a bachelor, you can make ends meet for 2,000 per month in a second- or third-tier city. And if the family buys you another house for yourself, then you have already achieved financial freedom just by renting out the house. Staying at home to watch TV and play games is also free.
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It has nothing to do with the specific amount of money, it has to do with the ability to make money. It is enough to have a craft that can be obtained at any time to exceed the average income of society, such as Gulong, who has the ability to write and is famous, and it will be very safe to live in debt. On the contrary, no matter how many assets there are, there is a risk, and if you have a lot of cash, what should you do if you encounter hyperinflation?
See 10,000 households thirty years ago. If there are a lot of properties, what should I do if I encounter property tax? Only ability and craftsmanship can give people a real sense of security and security, of course, safety is relative, in the event of war, nothing is safe.
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In a lifetime, no matter how much money you have, it is difficult to be free of wealth, because there is no end to desire, the more money, the more you want, and the lower the sense of happiness ......
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Cash 2000 30 million so that the bank wealth management 4%, other annual income is 1.8 million, the average family is enough, and the first-tier cities are enough.
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Personal understanding: financial freedom is when you want to do something (such as buying a car, going out for a vacation), the first thought is not to consider how much it will cost, but how to do it, that is the time for you to be free of wealth, because your money is so much that you can't spend anything alone or as a family.
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The house must be two sets of one to live in one to rent without a mortgage, the cash depends on how many tiers of cities you live in, the first line is 5 million, the county and town have 2 million, and there are no children to bear their own social security, which is basically wealth freedom.
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I am a mason, the work is easy and free, very cool, a day salary is about 500 yuan, plus rebates, a year salary is easy to ten or two hundred thousand, for the current prices, housing prices are no pressure, now there is a house and a car, ready to buy a house in two years, thank the country, thank the party!
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I have low requirements, two villas in Beijing, two sports cars, and a deposit of 1 billion is enough.
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The house is enough, and now you need to save some money, not less than 30 or so
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There are thirty million, and my wealth is enough.
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Considering the pension and medical care in the future, there need to be two or three hundred thousand.
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A chicken bowl cup of 100 million yuan, the real freedom of wealth comes from the heart.
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If there is desire, there is no freedom, desire is boundless, and freedom is far away.
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I have five million on it, and I save it.
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The interest on that money can meet your daily needs, which is financial freedom.
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Human desires are endless, and Bill Gates's money is enough for his descendants to spend generations, and he is still making money every day.
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Everyone's definition of financial freedom is different.
For example, for the public with a monthly salary of 5,000, sitting on 1 million assets may have achieved financial freedom, because 1 million assets are based on 5% of the annual asset income, and the after-sleep income of 50,000 yuan basically covers the expenses of the monthly salary of 5,000. When I sleep and earn more than I spend, I think of wealth as freedom.
For example, a white-collar worker with a monthly salary of 20,000 yuan, with an annual income of about 250,000 yuan, according to a good standard of living, the monthly expenditure is 15,000 yuan, and the annual expenditure is close to 200,000 yuan.
For another example, the owner of a small company with a profit of about 1 million yuan a year, for these people, if they want to achieve financial freedom, perhaps the wealth must reach at least 30 million to 50 million, because they require a higher standard of living and a higher level of consumption in the sedan stove. Financial freedom is not easy to achieve.
For another example, high-net-worth individuals with an annual income of 500-10 million yuan must have at least 200 million yuan in wealth freedom, because in this way they can easily afford luxury cars, luxury houses, luxury travel and other expenses, and there is no specific standard for wealth freedom.
In the top, it is the major shareholders of large listed companies, the chairman of the board, etc., with an annual income of 50 million to hundreds of millions, for these ultra-high-net-worth people, wealth freedom may be equal to unlimited, because often the desire of these people is very high, private jets and private yachts are the life that these people yearn for, but it is true that the annual income of 50 million cannot afford to raise a private jet, so their wealth freedom is about equal to unlimited, because their desires are endless.
Of course, you will be happy if you live a lifetime alone. Doesn't it mean that if God closes a door for you, it will definitely open another window for you. In the same way in life, even if you live alone, you will have your own joy and happiness. >>>More
Since you already know what kind of problems you have, then you should work hard to change yourself, all say that three points are destined to rely on yourself, you are short, poor and bad-tempered, I believe that as long as you really work hard, these are not problems, there is a saying that there is nothing difficult in the world, only afraid of people, come on, believe in yourself, and have confidence to overcome everything.
I believe that there will be, and each other's sincerity will play a decisive role, but at the same time, it will be affected by circumstances, interests, time, and so on. Hope, thank you.
No, people can fall in love many times in their lives, even once a day, but love can only be given once, and it can only be given to one person. A person's heart is very big and can hold any feelings between things, but people, lovers, can only fit one, and as long as it is put in, it can no longer be replaced.
For those who want to have their own home, I think that renting a house all their lives is a kind of torture for them, because their goal is to have their own house and car, but they have been renting a house, that is because they can't afford it, they don't have the financial ability to buy a house for themselves, and they don't create better conditions for their future children, which is actually very devastating for them.