What insurance have you bought that has benefited you?

I have had critical illness insurance and I have benefited from it, and when I had an illness, he provided me with a lot of money.

I used to buy sickness insurance, and once I got sick, I just happened to use this insurance and reimbursed most of the expenses.

I have bought a Pacific critical illness and dividend insurance policy that has benefited me.

Medical insurance has been used, car insurance has been used. I have used my friend's life insurance, critical illness insurance, and accident insurance. So I'll keep handing it in. And I hope that I and my family will not need it.

I think that the insurance I have bought has benefited me from life insurance to give me a psychological guarantee.

The insurance I've bought hasn't benefited me so far, but I'm still going to stick to it, maybe I'll be able to use it one day.

I think it's car insurance, after all, I've been through it a few times as a newbie.

I have bought reimbursement for medical expenses near critical illness, I once needed surgery because of an illness, and after the medical expenses were reimbursed by social security, some of them were not reimbursed, and the remaining part of the commercial insurance was reimbursed, except for self-financed drugs.

The accident insurance I have purchased has benefited me a lot when I am in a car accident.

Insurance is a good thing, but the non-regulation of the insurance market makes many people reject insurance. In the development of network information, I still hear people say that "insurance is a lie"! In fact, such a post is still quite good, and it is better to let those who benefit from it come forward than anything!

I used to buy accident insurance and I benefited from it, and I got a lot of compensation.

To be honest, it's best never to benefit, I'd rather donate the 5,000 yuan of my family's consumer insurance I buy every year to the insurance company!

Insurance is not about buying more and more expensive, but about trying to cover all risks evenly, and one large policy is not as good as several small policies.

My senior brother is gone because of an accident, he bought insurance a few years ago, and the insurance company directly compensated him for more than 600,000 yuan, no one wants to use this, but at least the children and the elderly can continue to have a living guarantee.

I've bought critical illness insurance and hospitalization reimbursement, and I've benefited from both.

I haven't benefited from what I bought myself, and I don't want to.

My parents ran out of insurance in 2000 and have been paid for several years.

I haven't bought any insurance, I don't believe in salesmen, and the insurance routine is deep.

They are all victims, so they don't buy insurance when they are killed.

。。。When I have an accident, it's good.

If nothing happens, there is no use, and if something happens, others will be happy.

It's something that rich people play, and of course it's good.

It depends on what insurance you have now, and what insurance you want to enter, I know very well! But I'm not an insurance person.

There are still many advantages of buying insurance, for example, if you buy critical illness insurance, when the insured suffers from the critical illness covered in the contract and meets the conditions for claims, then you can get a sum of insurance paid by the insurance company.

There is no limit to the use of this money, and it can be used to pay for the insured's expenses, and can also make up for the loss of income caused by the inability to work during the period, so that the insured can devote himself to it.

However, there are many types of critical illness insurance in the market, and it is not easy to buy a product that suits you, so it is recommended to take a look at this strategy before applying for insurance!

A good critical illness insurance policy looks like this! You've been lied to for so many years.

If you buy a million medical insurance, then we can use it as a supplement to medical insurance. Because the reimbursement of medical insurance will be limited by the medical insurance catalog, but the million medical insurance will not have this restriction, even if some purchased drugs or imported drugs are used, they can also be reimbursed through the million medical insurance.

In addition, some of the better million medical insurance will also provide proton heavy ion means, which can provide the insured with better means to help the insured overcome the disease as soon as possible.

The latest top 10 million medical insurance rankings are newly released!

If you buy life insurance, when the insured dies within the benefit period, the beneficiary can get a sum of money that can be used to protect the beneficiary's life. Imagine that if the breadwinner of the family falls down one day, it may put the family in a difficult situation.

But with the insurance money paid by life insurance, you can protect the life of your family to a large extent.

Top 10 Life Insurance Worth Buying!

Accident insurance can provide protection for the insured in the event of death or total disability caused by accidental injury, and if unfortunately he dies due to an accident, he or she can leave this money to his family, and if he is unfortunately completely disabled, he or she can also use it to make up for the loss of income.

What are the benefits of buying insurance.

If I want to buy insurance, I will choose to buy protection insurance first, such as medical insurance, critical illness insurance, accident insurance, etc., and then consider the allocation of financial insurance if the budget is sufficient.

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1.Protection insurance

In protection insurance, I generally choose to buy million-dollar medical insurance, critical illness insurance, and accident insurance, because the protection provided by these three types of insurance is closely related to daily life, and it is also the protection that most people need in their lives.

We can't be sure that we will survive our lives without illness or disaster, and we cannot be sure that we will be able to avoid all the accidents.

When we face these problems, we may not have enough financial means to deal with them, so we need these three types of insurance to help us pass on the financial risks caused by illness or accidental injury.

For example, million medical insurance can help us solve some of the costs of seeing a doctor, especially the relatively high cost of diagnosis and treatment, after medical insurance reimbursement, we may also need to bear the higher costs, and million medical insurance can help us share this part of the cost (in addition to the deductible), further reducing the financial pressure of seeing a doctor.

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2.Financial insurance

After configuring a complete set of protection insurance, we can focus on the future and consider our own pension problems. If we want to get a high-quality pension life, we actually need to prepare a sufficient pension for ourselves when we are young, but only relying on the pension insurance in the social security is not enough for us to have a higher quality of pension life.

Therefore, we can consider purchasing a commercial annuity insurance, together with endowment insurance, as a double guarantee for the tung type pension.

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Buying insurance is certainly useful and beneficial, for example, buying a medical insurance can pass on the financial risk caused by medical expenses to a certain extent. Generally speaking, it is cost-effective to buy insurance, such as buying a term life insurance policy for the breadwinner of the family, and when the conditions for insurance are met, you can use low premiums to leverage the high sum insured.

I've also analyzed the question of whether insurance is really useful before, and if you want to know more about it, you can click here:Is insurance a scam? The insurance you bought is just a piece of waste paper?

1.The role of insurance

Insurance mainly plays the role of risk planning, providing protection, rational allocation of funds, etc., and its main function is to protect, such as life insurance, which is mainly used to protect the life and body of the insured.

Different types of insurance play different roles in protection, such as property insurance is to protect the property safety of the insured, critical illness insurance and medical insurance are mainly to provide disease protection, accident insurance is aimed at the risk of accidental injury, reduce the economic pressure caused by accidental injury, and some financial insurance, which can help the policyholder to rationally allocate the spare money in their hands, invest in financial management, and improve income.

2.How to buy insurance

When choosing an insurance, you should first figure out your actual needs, whether you need critical illness protection, accident protection, or other needs, and choose the corresponding type of insurance according to your needs.

Before buying insurance, it is best to understand some knowledge about insuranceBefore buying insurance, you must first understand these key knowledge points!

At the same time, according to your budget, you can choose the same type of insurance that suits your needs. Different insurance products require different premiums, and the same product will also affect the level of premiums due to different choices of sum insured, payment period and protection period.

When choosing a protection plan, there is no need to blindly pursue a high sum insured, because too high an insurance amount will increase the premium, and if the premium exceeds your actual affordability, it will be a reversal of the cart.

There are so many types of insurance, there are three types of insurance that must be bought, and if you are interested, you can poke this article:Do you really know the three types of insurance that ordinary people must buy? It is recommended to collectHope.