Tell us about what you think makes sense to buy insurance.

It is meaningful, although insurance is meaningless when there is nothing to do, but when something happens, it can play a role in sending charcoal in the snow.

It has a lot of significance, accidents may happen when, insurance is a guarantee for yourself in the future.

Of course it makes sense, because the disease rate is too high now, and the medical expenses are very expensive.

To a certain extent, it makes sense, and if something unexpected happens, insurance can be of great use.

I think it makes sense because no one knows what they will encounter in the future, and it is very safe to buy insurance.

The existence of insurance has its meaning, so it is also meaningful to buy insurance, buy a guarantee for yourself, and give people a sense of security.

It makes sense to buy insurance, and everyone can't be sure that they can be safe all the time.

I think it makes sense to buy insurance, especially the kind of accident insurance, medical insurance, etc.

It certainly makes sense to buy insurance, but the problem is that you can't use it or you can't get a claim if you buy it, so it makes sense but it's useless. So it's good not to buy it, it's enough to have a social security.

Buying insurance is to usually maintain an insurance company, and the insurance company will help you out of the insurance, but you have to buy the right one, and understand that you can buy insurance that suits you according to your own needs.

The Story of Bian Hongqi is a good interpretation of the meaning of the three words of buying insurance, in fact, many people ignore a question, that is, tomorrow tomorrow we will be in **? What you can't expect will encounter. Therefore, it is because of this that insurance was born.

The meaning of insurance is to make the person who owns it responsible for himself and his family. After all, the bed was too expensive and too expensive to frighten the person lying on it. However, the sales of this bed are still tight, and it is still changing owners, and the word insurance is to transfer the risk to a third party who does not need us to bear anything.

Of course, it can also be used as a forced deposit, or it can be used as leverage to make a small profit. Insurance is a very good tool, but it's important to buy it right and understand it. Otherwise, it's all muddle to buy.

If you have money, it makes sense, but it doesn't make sense to talk to someone who can't afford insurance.

It must have made sense, or the insurance company would have collapsed long ago.

I thought the insurance made sense and bought it for myself and my family. But after reading a post today, I was deeply worried. A netizen said that he had bought Ping An Critical Illness Insurance for 9 years, and this year he had his left kidney removed due to kidney disease and applied for a claim.

The result was rejected. The reason is that bilateral excision is the only compensation. He went to the insurance supervision or ** to complain, forgive me for this weak brain, and the conclusion given is also a refusal to pay.

He complained for the second time, but Ping An still refused to pay compensation. After the third complaint, the CIRC replied to Ping An and asked them to act as an intermediary, hoping that the netizen would surrender the insurance without charging any fees. I was very worried after reading it, so many people said that insurance is **, maybe they really experienced something.

The above deeds are all I saw on the Internet, maybe I remember the department wrongly, but the content is correct.

I think the meaning of buying insurance is to have 100 million, because it can provide a protection for everyone.

I think if you have objections, after all, you can buy a copy of it, and you can be more sure.

Of course, it makes sense, insurance is to buy a lot of uncertain things in the future, and having insurance is more secure, which can bring peace and tranquility to the heart.

The same is true for insurance, especially health insurance, even if your children help you see a doctor, your children have to have money.

As long as you buy the right insurance, someone will pay for you when you need protection (spend money).

It has a certain meaning, but you need to have strong professional knowledge and learn to pick words, and the insurance company is not a philanthropist, it is a capitalist.

If you go to work in any company, you have to ask if there are five insurances and one housing fund, and commercial insurance only completes some protections that are not involved in social security. I think it makes a lot of sense.

People with insurance policies have a higher sense of happiness, even if it is a favor list, and there is forced savings, which is not seen in the short term, and the long-term difference is big.

If you buy it right, it makes sense. If you don't buy it right, there's no point.

Insurance is to provide protection functions, buy insurance is to not drag down the people who love me and the people I love, not to drag down the people who gave birth to me and the people I gave birth to, in a word, it is love and responsibility, of course, you have to buy the right insurance.

If you look at the claims cases and claims data of major insurance companies across the country every year, and then look at the tragedy caused by the death of hospitals and sudden family labor, you will know whether it is meaningful, by the way, the Japanese have the highest per capita insurance rate in the world, and another reason why wives can not go to work is that the husband has a large amount of compensation to use until he is old.

It makes sense to use it, and it makes more sense if you don't use it.

You go and ask the people who are raising money on the drop.

Most people should know that buying insurance can be used to avoid risks, but in addition to avoiding risks, insurance can be used to compensate for medical losses and financial investment.

If you want to know more about the role of various types of insurance, you can read this article directly: What is the difference between critical illness insurance, medical insurance, accident insurance, and life insurance? What is the function.

It is impossible for people not to get sick in this life, and if they are diagnosed with a major disease, the cost of treatment in a first- or second-tier city is about two or three hundred thousand yuan. Assuming that the million medical insurance has been configured, most of the remaining medical expenses can be reimbursed by the million medical insurance after being reimbursed by social security.

It only costs a few hundred dollars a year to leverage millions of medical reimbursements, and such insurance products greatly reduce our losses in medical expenses, and it is not an exaggeration to call it "life-saving insurance". Not only that, some medical insurance also provides some practical value-added services for the insured, such as: medical advance, green medical treatment, purchased drugs, etc.

With medical insurance, most of the medical expenses can be reimbursed if you suffer from a critical illness, but for many patients, they cannot work normally during the period, so one of the benefits of critical illness insurance is that it can compensate for the loss of income caused by illness. In the unfortunate event of a critical illness, the insurance company will pay a sum of money to the insured after verification, and the money will allow the whole family to live a normal life.

In addition to being able to compensate us for the financial losses we have suffered, insurance can also help us manage our finances. In this era when consumerism is fully implemented, it is difficult to save a sum of money to save regularly, because annuity insurance has a specific mandatory savings effect, so it can help us save a good amount of money.

In other dimensions, the interest rate has been continuously lowered by the bank over the years, and it is likely that there will be negative interest rates in the future. If you want to know which annuity insurance is worth buying, take a look at this information compiled by the senior sister for you: Want to buy high-yield annuity insurance?

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The idea that providing a cover is something that insurance can do, is true but not comprehensive. Being able to transfer risk to the insurance company is one of the benefits, and insurance can also help reduce our losses, so that we can work and live with more peace of mind, and not worry too much about future risks that will send the whole family back into poverty overnight.

Because of the mandatory savings, insurance also allows us to actively save a sum of money every year, which can be used for our children's education or our own pension in the future.

The meaning of insurance is to keep life from being changed by risks!

The role of insurance is to protect our hard-earned money when risks come!

It is nothing more than saving money now (spending it for reimbursement) and saving money for the future (income interruption during illness, and loss of other non-medical expenses).

Insurance is good, as long as you buy the right insurance for yourself is the best protection.

Hello! If you buy insurance, you can transfer your own risk, so as to provide protection for yourself, and even if it appears, you can also get compensation from the insurance company, which greatly reduces your own economic losses, which is the meaning of buying insurance. Specifically, the significance of purchasing insurance is as follows:

1. The significance of micro insurance: insurance helps individuals or institutions reduce economic harm, enhance their awareness of risk management, ensure their timely recovery and transfer of risks when they are damaged, and is also conducive to promoting the balance of personal or family consumption and helping enterprises to strengthen economic accounting. Strengthening people's significance and function of insurance not only brings good development to individual development, but also has an impact on the development of the whole society.

2. Economic compensation function. Economic compensation is the foundation of insurance, which can best reflect the meaning and function of insurance, which is embodied in two aspects: compensation for property insurance and payment for life insurance.

After a disaster, the insurer's timely compensation function is of great significance for resuming normal life and production.

3. Transfer risk. It is not that the disaster accident really leaves the policyholder, but that the insurer uses the financial resources of everyone to compensate the policyholder for the economic loss of the policyholder who was damaged by the disaster, which is actually to share the loss equally among the policyholders with the same risk.

4. Loss apportionment is the premise and means of compensation, and the implementation of compensation is the purpose of loss apportionment. In addition, some life insurance products not only have insurance functions, but also have a certain investment value, that is, if no insured event occurs during the insurance period, then when you reach the benefit period, you will not only get more insurance than you have paid in the past, but also have other benefits other than the principal. Therefore, insurance is both a guarantee and an investment income.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

I think the significance of insurance is that it can provide us with additional protection, and in order to be able to get more protection, many people will also choose to buy insurance。I often hear others complain that the insurance they have purchased is useless and there is no need to buy it at all, and I think that this kind of person has completely failed to understand the true meaning of insurance, or that the insurance they have purchased is not suitable for them.

For example, Mr. Zhang purchased a critical illness insurance by himself, and this critical illness insurance is guaranteed for life, and Mr. Zhang did not use this insurance until his death, can you say that this insurance is meaningless? Can you say that there is no need to buy this insurance? We can't just say that this insurance is meaningless because it is not used, we buy insurance to give us more protection, but no one really wants to use this kind of critical illness insurance.

We would rather give our annual premiums to the insurance company in vain, rather than be diagnosed with a critical illness around us or ourselves.

If you're unfortunate enough to be diagnosed, the money will be useful, but do you really want that? Some people feel that critical illness insurance is useless, and they feel that it conflicts with the social security we usually pay, but this is not the case. Social security can only reimburse only a part, and for some more advanced ** or imported drugs, it is not within the scope of reimbursement, at this time we need an additional protection to make up for the lack of this part for us, which is also the biggest significance of insurance.

There are also some people who have not bought the right insurance, so they feel that the insurance they have purchased is meaningless, for example, a person who does not know how to manage money, he can manage his money by buying financial insurance, and get more benefits, but is it necessary for a financial master to do so in this way? Of course it is not necessary, as it can be reaped in other ways. Therefore, if you want to make your insurance more meaningful, we should choose the insurance we really need, and don't buy insurance just for the sake of using it.

Many people buy insurance to prevent some bad things from happening, so that their families can get a protection, and if you buy medical insurance, you want to get a very good reimbursement when you are sick, that is, you can buy yourself a peace.

Because we have to be responsible for our families, we have to be responsible for ourselves, and we have to know how to prevent problems for our future, so we have to buy insurance. Insurance can give me a sense of security, it can help us when we have big things, it can ease the financial pressure, it can get us through it.

That is to say, if you buy a critical illness insurance, once you get the agreed serious illness and meet the claim standard, the insurance company will give a lump sum of money, as for the previous use, it is completely up to you. Therefore, critical illness insurance has a significant advantage over other types of insurance, it is a payout type, and the use is not restricted. Many people think that it is enough to have social security and do not need to buy critical illness insurance.

Because social security has restrictions such as the minimum payment line, the upper limit line and the drug list, the expenses it can reimburse are actually relatively limited. The critical illness insurance and medical insurance in commercial insurance can make up for this shortcoming, and Dad has a detailed interpretation of the question of whether you still need to buy commercial insurance with social security.