I hope you will give you some tips and guidance on some of the basics and your own views on insuranc

You can see that you are applying for a sales-related job. No matter which insurance company you work in, it's basically the same, the key is your own performance and team development to determine your own way out.

As everyone thinks, insurance is indeed difficult to do, that is, because it is not easy to do, the market space is large. And now the insurance company really lacks relevant talents, I mean why not go and give it a try, because there is such a saying in the insurance industry that "insurance is not made by people, but by talents", maybe after the training of the insurance industry, you will definitely have gains, and it will become more and more valuable in this society in the future. You tell me?

In addition, the insurance business is completely up to oneself, and the key is whether to work hard or not, that is, to determine one's own attitude, which has little to do with one's own personality and resources.

Here, I know that in the insurance industry, there are three recognized sentences that say this: "brand in life", "Ping An's talents" and "Xinhua's products".

The basic salary of the insurance company, after all, the sales industry is linked to its own performance, and there is no performance, not to mention the basic salary of 2000, 5000, or even higher, does not exist.

1. There are relevant requirements for insurers in the insurance law, such as junior high school degree or above, good conduct, etc. When it comes to social relationships, if you have a strong network to run a business, then congratulations, and if not, do you have a strong perseverance and determination to start a business?

3. Have a life goal, but also do a good job of career planning, link income with daily workload, and have a good habit of active learning, practice and summary.

I myself worked in the insurance industry from the age of 28 to the age of 35, and I had gains, bitterness, achievements, and regrets, but no regrets.

First of all, I'm glad you have such a good mindset. Because insurance is a zero-return business, one moment you are still singing on the top of the mountain, the next second you may have fallen to the bottom, but when you feel that you are in a desperate situation, the dawn is beckoning to you, and if you don't move forward, you never know how far you can go. Let's be honest, insurance is a very challenging job, but it can also truly reflect the value of life.

Enter the world of insurance.

Clause. First, you must agree that insurance has a certain risk awareness and can maintain your living expenses for at least three months, because you must be mentally prepared before doing insurance, if you are only practicing and learning for three months and have no income, can you survive (this is the foundation).

Second, as for the level of education is not the most critical, there are junior and intermediate level or above can generally be considered, if the relationship is good, it will be easier to do this, but this is not absolute, but also depends on the credibility of the insurance company you choose and the type of insurance is good, the claim is inconvenient, because the claim is a problem that customers are very concerned about, it is best to choose a company that can achieve the national insurance and compensation service, which will be of great help to your future business development, and can also provide convenience to customers. In fact, there are many people who can do well without connections, and when you really understand the insurance, you will know who to sell to. Hope it helps you have a deeper understanding of insurance.

First of all, it is impossible to do bancassurance without violating the rules at all, as long as it is not exaggerated or said to customers that it can be taken at any time. Because there are generally a lot of people in the bank, sometimes no one comes, or they come in groups. So you can wait at the calling machine and ask for a question:

Hello, what business do you want to handle? You can ask if it is a deposit, and if it is for him to fill in the form, you can learn that the customer has been saving for several years. When you start talking about the product, you can say:

We have a wealth management product (or insurance wealth management product) that cooperates with the bank, if the people in your bank are more calculating, they generally won't care. It is very suitable for you, now most of them are postponed, and then your company teaches the words every day (such as saving 10,000 yuan a year, saving for a few years, and expiring in a few years, this should be the basic skill) Pay attention not to buy financial management, to say saving. You can say more about the final income, because there is no shortage of dividends, hehe.

There is also the depositor deposit for 3 years, you can say, in fact, your money for 3 years is definitely not urgent money, it is better to save for two more years, and save a financial product with high income and protection, which is more than the income of depositing in the bank. In the end, 3 years can also be taken out, as long as the president is not there, you can say (pay attention to the unannounced visits) In fact, selling insurance is to say more, and it is better to say more and practice more quickly for you to compile a draft, say more, and communicate more with customers, and then summarize it a little, maybe success is so simple.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

As a financial planner, I am not exclusive to insurance, because insurance is actually in the form of financial management, and we can't do without insurance in life, because after all, many times, you need insurance to supplement some risks in your life, such as illness insurance, pension insurance, etc., my views on insurance are as follows:

Clause.

First, insurance is actually a kind of equivalent exchange relationship, can also be said to be a relationship of mutual help to solve economic difficulties, the society needs funds to promote development, and if you have excess funds, you need to make some meaningful investments for yourself, then when you have difficulties, social insurance will return you.

Clause.

Second, insurance is a supplement, such as your medical insurance, in many cases can not completely help you solve the difficulty, if there are some other commercial insurance, then your problem is completely solved, this is also obvious.

Clause.

3. Insurance is not only to protect your body and future crises, in fact, insurance can also maintain and increase in value, such as children's insurance now, which can help children go to college and study abroad, which are very meaningful insurance.

Clause.

Fourth, insurance is also quite helpful for the family, for example, if you leave a valuable insurance for your children, then your children can inherit without any taxes, but the inheritance needs to pay fees.

Clause.

Fifth, when we choose insurance, we should also pay attention to choose our own useful insurance, do not be fooled by the insurance company, after all, there are many insurance that has no practical meaning.

Based on the above, you can see that having an insurance suitable for yourself can largely resist the disasters caused by risks, ensure that you have money for medical treatment after illness and injury, and ensure the continuation of family life after accidents, so insurance should be purchased selectively and choose reasonably.

1. Consumer-oriented insurance has high protection, good cost performance, and is suitable for everyone to buy;

2. Wealth management dividend insurance is suitable for people who are not good at financial management, which is equivalent to compulsory savings, and can be used for special funds in the future, but for people who are good at financial management, the income is too low.

3. Universal insurance is not very like, the protection is flexible and adjustable, suitable for people who know insurance very well, so that they can give full play to their advantages.

4. Property insurance has not been bought except for car insurance.

Insurance, like other commodities, is useful, and the key depends on whether it is suitable for you.

Hello! The specific role of purchasing insurance can be summarized as follows: risk avoidance, asset preservation and effective means of financial planning. In addition, in a sense, buying insurance can reasonably avoid taxes while making good family financial planning.

What are the specific functions of purchasing commercial insurance products?

1. Insurance can avoid risks and expand with small ones. By purchasing adequate insurance, we can protect ourselves and our loved ones from a better standard of living to the greatest extent possible when we lose our earning capacity.

2. Buying insurance helps to preserve assets and lock up wealth. With the ever-changing market environment, the risks of business operation are everywhere, and people's assets, especially the business owners and self-employed people who run their own enterprises, are easy to shrink their assets due to poor management or turbulent financial environment.

3. Insurance is also an effective means for people to carry out financial planning. According to the relevant provisions of China's insurance law, because the insured is protected by law to receive insurance money, when all our property is frozen or even auctioned due to debt crisis, the life insurance policy cannot be frozen and auctioned, and is not included in the asset repayment procedure, so it can be retained.

Very good, you can really give money at the critical moment.

Whether it is commercial insurance or social insurance, it should follow the principle of voluntariness, especially the payment of social security should be required by individuals, and whether individuals pay or not is their own business, rather than blindly requiring enterprises to pay employees, which invisibly causes a lot of trouble to enterprises, and even more uses these unprovoked troubles for enterprises, such as their own strong requests not to pay insurance, unhappy, unhappy and turn their heads to complain about you, this day is really unbearable.

The topic is insurance experience sharing

Experience is the knowledge or skill gained from multiple practices; people's personal experience.

For example, work experience is a valuable method or problem-solving skill that employees have accumulated over a long period of time in their own work. It needs to be formed by long-term accumulation and summary, and is a valuable resource for units or enterprises.

Sharing refers to sharing with others to enjoy, use, and exercise. The words of Huang Liuzhaoyan Bohong "Fuhui Quanshu, Miscellaneous Lessons, Tooth Tax": "Share its benefits with the house." ”

Basic explanations; 1、[share;partake of] to enjoy, use, and exercise with others. Let him share the joy of my victory here.

2. Let others feel their own feelings, or the auspicious person will tell others about their feelings. This sharing can be spiritual or material.

3. Enjoy together. Qing Huang Liuhong's "Fuhui Quanshu, Miscellaneous Lessons, Tooth Tax": "Share the benefits with the house." Ke Ling's "Xiangxue Sea Island": "He shares people's joys and worries. ”