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With a deposit of 200,000 yuan in rural areas, can it be said that it is a wealthy family?
Household savings in rural areas are indeed a real problem. If there is a household deposit of 200,000 yuan in rural areas, it can be said that it is good to analyze the current situation in rural areas and the income of rural areas. In our rural families, there is a very small deposit of 200,000 yuan.
Although it cannot be said that it is a wealthy family, at least it is a wealthy family.
For ordinary peasant families, especially peasant families whose children are about to get married, the savings of 200,000 yuan are not much, and they cannot be said to be wealthy families. 200,000 yuan is only money to get married. At least now if the children get married, they must buy a house in the county.
Need to buy a car. If you calculate this, you need at least about 500,000. It's an ordinary small county city.
In second-tier cities or third- and fourth-tier cities, at least 1 million or more.
If the 200,000 yuan deposit in the countryside is just farming, it will have to wait until the Year of the Monkey and the month of the horse. In short, now the food ** is sluggish. The annual income is several thousand yuan, and a deposit of 200,000 yuan can be saved for at least three or four years between the teeth.
There are also people who do not have a deposit of 200,000 yuan in their lifetime. In fact, in this regard, he should not rely on the developed cities along the eastern coast or the developed rural areas, such as Jiangsu Province and Zhejiang Province, where peasant families have ordinary deposits of more than 200,000 yuan, and the above million yuan is everywhere, accounting for 50-60% of the village. These peasants are peasants who are at the forefront of reform.
For example, the peasants in Nanjie Village, Huaxi Village, have more than 10 million yuan in savings.
If a farmer saves 200,000 yuan from a part-time job, it will take at least 6 or 7 years. Due to the price of goods**, the rent and meals in the city are also very high, and there is not much money left. Especially this year, it is difficult for migrant workers to find work outside.
Many farmers have already gone home to farm. Because there is no suitable job, the working conditions this year are strict. Wages are lower than in previous years.
In other words, 200,000 yuan in rural areas is not a problem for the wealthy class, but is analyzed according to the local economic development and family income. For the distant countryside, it is indeed the wealthy class. Because these rural families have a deposit of 200,000 yuan.
Farmers do not make money from farming, they work part-time. I don't make that much money. Especially now that it is more and more difficult to work part-time, the dilemma is getting bigger and bigger.
I've been working for 11 years, but I haven't been able to save 200,000 yuan. Therefore, it is good to save 200,000 yuan for peasant families. There is a proverb that says:
Less than the top, more than the bottom". I have a deposit of 200,000 yuan.
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This can be regarded as wealthy, the average rural household savings are 20,000 or 30,000, and rarely more than 100,000, especially in some poor rural areas, some people even have a problem with enough to eat, so having this amount of savings can be said to be quite good.
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It can be regarded as rich, because there are many rural families who can't take out nearly 200,000 yuan in savings at once, and there are 200,000 yuan, which should be very good in the countryside.
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is not rich, especially for a family with a son, it is difficult to marry a daughter-in-law with a deposit of 200,000 yuan.
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In the current rural areas, is 200,000 yuan considered rich? It's up to you to be in **. If you are located in a rural area on the east coast, a rural area near a big city, a rural area with convenient transportation, or a rural area with a developed commodity economy, it is 200,000 RMB.
Really average. If you are in a rural area with poor transportation and poor economic development, if you have a deposit of 200,000 yuan in your house, you can be considered a "rich peasant"!
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For people living in bustling metropolises, people with deposits higher than 500,000 may be more, doing business in big cities, some people can earn 500,000 yuan a year, 500,000 yuan for rich people, they don't have to worry about food and clothing, 500,000 yuan is just the money to buy a car, or a brand-name watch or a few sets of branded clothing.
As far as the older generation of peasant families is concerned, they have worked hard for most of their lives, and the money they have saved is used to build houses for their children and marry daughters-in-law.
According to the data of "Household Income and Consumption Expenditure" released by the National Bureau of Statistics;
The per capita disposable income increased over the actual situation, of which the per capita disposable income of urban residents was 42,359 yuan, an actual increase; The per capita disposable income of rural residents was 16,021 yuan, an increase in real terms.
The median per capita disposable income of residents in the country was 26,523 yuan, an increase, and the median was average. Among them, the median per capita disposable income of urban residents was 39,244 yuan, an increase, which was average; The median per capita disposable income of rural residents was 14,389 yuan, an increase of average.
Judging from this data, the per capita disposable income of rural residents has increased over the previous year, but it can also be seen from the data that the per capita disposable income of urban residents is 42,359 yuan, and the per capita disposable income of rural residents is 16,021 yuan. Therefore, for rural families, it can be said that there are only a handful of households that can come up with 500,000 savings.
Some people may not think that this part of the population can save 500,000 yuan in about a year with a monthly salary of 3-50,000 yuan, or even 1 million or even more after three or five years. As far as I know and know the rural people, most of them are not highly educated, and they go out of the society to do high and low jobs, and the low-income ones get a salary of about 3,000 a month, and the high ones get about 10,000 a month, except for daily expenses, the money that can be saved every month is really not much.
Another reason is that most families are in debt, such as mortgages, car loans, arrears from relatives and friends, etc., a friend I know, the loan applied for to build a house at home, although it is a rural self-built house, but because of the various raw materials ** is not cheap, self-built two-and-a-half floors 80 square meters cost nearly 700,000, working in the urban area not far from home, with a monthly salary of about 4,000, most families have tens of thousands of deposits in their pockets after taking out a loan to buy a house, let alone hundreds of thousands, Many families have less savings and only daily liquidity to support their lives.
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I myself am from a rural area, and in my village, for example, less than half of the families can come up with 500,000 at once. My hometown is from Hebei, and most people can come up with 100,000 to 200,000 yuan, but there are still very few people who can take out 500,000 yuan at once.
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Not much. Although the lives of rural people are now better, 500,000 is not a small number for any family.
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I think it's quite a lot, because the bride price in rural areas is generally 200,000 yuan, and parents earn money every day to fight for this goal, so they don't dare to spend the money they earn for their children. So parents are very great.
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More, not to mention that the country now pays attention to rural development and provides convenience for rural development, it is said that now because of the development of transportation, everyone is willing to develop abroad, and there are more opportunities.
And the current bigwigs like to be low-key, everywhere is Crouching Tiger, Hidden Dragon, maybe there are so many two millions, billions or even hundreds of millions of bigwigs in the village who love health and return to their hometowns to experience life, it's really not impossible.
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I think it depends on the situation, there are still many families who can take out these savings.
Because in my hometown, basically as long as the house is newly renovated, the rest is basically not a big expense.
Moreover, the people in my hometown are very active and diligent in making money, spending less and earning more, so they will naturally have a lot of savings.
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It depends on the region, and the economic situation of different regions is different. I'm also rural, as far as my hometown is concerned. It is still relatively small for a family to have a deposit of 200,000 yuan, because most families in rural areas have three or four children, and the family's income mainly depends on their parents going out to work and farm work, and the annual income is only about 30,000 yuan.
It's stressful just to send your kids to school. Therefore, there are still relatively few households in rural areas that can save 200,000 yuan.
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Are there many households with 200,000 deposits in rural areas now? In some rural areas, basically every family can have a deposit of 200,000 yuan just from the outside, provided that the elderly over the age of 60 are not included. Rural households with savings of 200,000 yuan are not many in the western region, including Yunnan, Guizhou, Sichuan, Chongqing, and the great northwest, and there are at most 10 or 20 households in a village.
However, if you say that rural assets reach 200,000 yuan, it is more common, and it is more than 200,000 yuan to build a house at random or buy a house in the county seat.
1) In the ordinary plain rural areas of the north, there are very few families with a deposit of 200,000 yuan, and the few who do so earn it by doing business outside. Usually farming in the village, the income is very low, in addition to the elderly and children, almost all the year round outside the work, but some of the money saved by working to save money is not worth the concentration of the elderly A disease, not worth the children's reading several training courses, ** can save 200,000, most of them are "New Year's Day". There are also some people in the village who have made money doing business in other places, bought houses in the city, and the whole family has moved to the city to live, only occasionally returning to their hometown for the New Year's Festival, strictly speaking, they are half of the villagers.
But overall, we have very few families with a deposit of 200,000.
2) Villages with cash crop fields should be very rich in principle, but in fact they still can't escape the "28 law". In Jingyang County, the cash crop field to carry out new training, where the industrialization, scale is very good, each village grows different cash crops, the village is built very beautifully, at a glance it is a rich village, it is said that the family deposit of 200,000 should be a lot, but in fact it is not. A small number of families who have mastered the sales channels and channels of cash crops have bought several cars alone, but most of the families are still relatively poor, and it can only be said that a small number of people have most of the money.
There are also some people who can earn a lot of money every year, but the family spends a lot of money, and they can't actually save much.
3) There is a lack of arable land in remote mountainous areas, and people generally live in poverty, and the state subsidizes large amounts to contracted mountainous land. In the mountainous areas, there is almost no arable land to cultivate, and people can only rely on working outside the home to earn money to support their families, and these people have little savings. There are also some people who receive subsidies by contracting mountain land to plant trees and tea, although the subsidies are a lot, but they can't save money, and the usual expenses are also large.
4) Other circumstances. There is also a reality that rural people cannot afford to get married, and the bride price in rural areas may be higher than we imagined. Recently, the "No. 1 Document" also made it clear that the problem of high bride price in rural areas should be controlled, which shows the universality of the problem of high bride price.
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As a rural child, I still know a lot about this matter.
The countryside has undergone great changes now, and the peasants are no longer the poorest masses of the people they used to be. The state's policy subsidies and the wages earned by labor are much higher than before, and now most rural households can now save 200,000 yuan. More and more people have moved from rural areas to urban areas.
This also means that the country's economic level is getting better and better, and the living standards of farmers are also constantly improving.
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It should be a lot, after all, now the rural wedding gift is more than 100,000 yuan, and most families can also take it out, plus buy a car and a house, 200,000 yuan must be there, now the income of rural people has greatly increased, the standard of living has also been greatly improved, and the savings are more and more.
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There are about 1 3 of those who can reach this number with us. Young people in rural areas generally go out to work, and their monthly income is about 10,000 yuan. The family still has more than 10 acres of land, which can also supplement the family, and can also have a net income of about 100,000 yuan a year.
Now the countryside is getting better and better. A new processing plant has opened near our village, and if you go there to work, you can earn another salary.
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I don't know anywhere else, but the deposits in the countryside near my hometown are more than 200,000, and they are simply everywhere! I also said when I read the news before that now farmers are rich, and the industries they are engaged in are supported by the state, such as breeding, animal husbandry, etc., even if they simply farm the land, they also give money!
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After the reform and opening up, whether it is in the city or in the countryside, everyone is living better and better, and the countryside is not only farming, but also many people who go out to work and do business, and there are many rural families whose living conditions are very superior.
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Now the rural savings of 200,000 families are too accustomed to it, the policy of vigorous support for the rural areas, to help the peasants increase their income, get rid of poverty and become rich, the income is high, the savings will naturally be more, and the rural consumption level is in a low state, so 200,000 is a very normal number.
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