If a rural family has a deposit of 200,000 yuan, can it be considered rich?

In the countryside, if you are just an ordinary peasant who makes a living from farming, you have 300,000 yuan in your hand, which is considered an ordinary level, not rich. At this time, the children at home also have to study, and the tuition and miscellaneous fees may not be too much, but if you want your children to get a better education, you have to go to the city to study, and the living expenses and books are more. Of course, ordinary towns can also study, and the cost is less, but there are fewer opportunities to read out, after all, the teachers and the educational environment are not as good as those in the city.

And at this time, the old people in the family are also old, and there are always bumps and bumps, and when they get sick. Once the old man gets sick, the 300,000 bits and pieces are not very enough. Although they may have been working hard to farm, there are old and young, and the money they earn all year round is only tens of thousands of yuan, which is still hard money, and the pressure on life is still relatively large.

In the countryside, if you don't all make a living from farming, the elders of the family farm at home, and the young and middle-aged people go out to work or do business, and create a family business, and have a house, a car, or a shop in the city, even if you have a deposit of only 300,000 yuan, you can be regarded as rich. And after life is good, many people will choose to repair the old house at home, which is not only convenient for the old people to live, but also for the family to have a better reunion in the countryside during the New Year's holiday. At this time, these young and middle-aged people, if they don't want to wander and struggle outside, can also rent out their houses in the city and return to their hometowns to start farmhouses, and their income will still not be low.

In today's society, even in rural areas, as long as the brain turns quickly, there are business opportunities everywhere, and farmers can make a lot of money. If you just work hard, even if you have 300,000 yuan in your hand now, you are not rich, because when you really encounter some difficulties, you will find that the money is not enough at all. And those who can create wealth according to the existing conditions, people have little cash flow, and invest a lot of money in some fixed assets or others, even if such people seem to have only 300,000 yuan in their hands, but there are many other benefits every year, they will naturally be able to get better and better, then they must be considered rich.

It is considered a medium level, because the average rural household can survive about 20,000 per year, and 300,000 takes 15 years to survive, which has surpassed most people.

In the rural areas, the consumption level is relatively low, if it is said that there is a deposit of 300,000 yuan, and there are no other foreign debts, there is a car and a house, then it can be said that it is still a little small assets, but it can not be said that it is a rich person, because in fact, even in the countryside, the current consumption level is slowly improving, and more and more people can study, and consumption will increase.

It's average, but it's not rich, so it's barely enough to make ends meet, and there's no extra money

In rural areas, is a deposit of 200,000 yuan enough to last for ten years?

First, for most families, these savings can last for 10 years.

In the countryside, if you have a deposit of 200,000 yuan in your family, you can say that you are very rich, and if you don't consider building a house, buying a car, etc., it is more than enough to use this money to maintain your daily life. In rural areas, water bills are relatively cheap, and the most expensive ones are gas and electricity bills, and 100 yuan a month is enough. It costs 1,000 yuan a year to exchange favors, 1,000 yuan to buy clothes, and about 1,500 yuan to buy oil and meat products, so it costs less than 5,000 yuan.

Of course, this is in the case of frugality, excluding those who are usually used to spending lavishly.

Second, in the rural areas, you can grow your own grain and vegetables, and if you are more economical, you will spend very little money.

Because I myself have lived in the countryside since I was a child, I know the real situation of living in the countryside. In rural areas, every household has a few acres of land, and crops can be grown all year round, such as in the rural areas of the north, wheat is planted in autumn and harvested in summer; Growing corn, soybeans, and sweet potatoes in the spring and ripening in the fall can not only serve as a food ration for the family, but also sell them for some money to support daily living expenses. In addition, many families grow vegetables, potatoes, beans, radish, cabbage, leeks, tomatoes and other vegetables in the yard, and you don't need to go to the market to buy them.

Of course, in winter, there are generally fewer dishes, and people who are more frugal will eat stored potatoes, cabbage, and tofu. Therefore, if there is more than 1,000 yuan a month, it is enough to live.

3. But if there are two or more children and the elderly are not in good health, then the money is not enough to spend.

But now, whether it is urban or rural, the issue of children's education is very concerned, and it takes a lot of money to spend a lot of money in the process of children's growth. Now children in rural areas will also learn some specialties, which costs about 200 yuan a month, and if there are three children in the family, then at least 500 yuan, and 6,000 yuan a year; If the elderly often see a doctor and take medicine, it will cost thousands of yuan a year. Children grow fast in height and need new clothes every season; In order to supplement your child's nutrition, you also need to buy some nutritious food.

In this way, 200,000 yuan is far from enough to spend.

Yes, because there are few places to spend money in the countryside, and you can grow some vegetables and grains by yourself, and electricity and water bills are relatively cheap.

Not enough, because the development of the countryside is also very fast, plus if there are children in the family, the annual expenses can reach about 30,000 yuan, so the 200,000 yuan can only support five years.

The savings of 200,000 yuan in the countryside cannot last enough for ten years of life, because the expenses in the countryside are also very large.

Yes, because there are few places to spend money in the village, and you can grow some vegetables and grains by yourself, and the electricity and water bills are relatively cheap.

In the countryside, there are 1 million deposits that are definitely rich.

Note that what you are talking about is a deposit of 1 million, not an asset of 1 million, and there are many people with assets of 1 million in rural areas, but there are really not many people with 1 million deposits, and even in the cities, it is estimated that there will be no more than 5 million people with 1 million deposits.

What is the level of 1 million deposits in rural areas, let's compare them.

Let's first look at how much savings some of the richest families in our country have.

According to Hurun's 2018 China Wealth Report, as of 2018, the number of households with a household wealth of more than 6 million in China was 4.88 million. But among the 6 million assets, the average deposit and cash account for only about 15%. That is to say, among the 4.88 million richest families in our country, the average household savings are only about 1 million.

So having 1 million in savings in the countryside is at least as much as the savings of the richest family in China at the moment.

Let's take another look at our country's per capita deposit balance.

As of the end of 2018, the total deposits of Chinese residents are about 72 trillion yuan, and the per capita deposits are about 10,000, which is equivalent to 1 million deposits in rural areas, which is about 20 times the national per capita deposit limit.

Next, let's look at the savings of residents in some of the most developed cities in the country.

The chart below shows the per capita savings of residents in all provinces in China in January 2019.

From this statistic, it can be seen that at present, the largest per capita deposit is Beijing, whose per capita deposit has reached 10,000, and you have 1 million deposits, which is equivalent to about 6 times the per capita deposit in Beijing. At present, the per capita deposit in some more developed cities is basically about 70,000 yuan, so your 1 million deposit is about 14 times the per capita deposit in these cities.

After comparing various data, we can see that if you have 1 million deposits in the countryside, you can be regarded as a rich person not only in the countryside, but also in the whole country.

Of course, you have a deposit of 1 million, and if you look at it on a rural scale in the country, it is not the richest.

In recent years, with the continuous development of China's economy, earth-shaking changes have taken place in the living standards and economic conditions of rural residents. At present, there are many wealthy people in the rural areas, and there are even many peasants who have much more savings than those in the cities.

In some economically developed areas, there are also many rural households with savings of more than 1 million. For example, in developed areas such as Zhejiang and Jiangsu, there are many rural areas that also have some economic industrial parks and their own industrial bases. So looking at the whole country, even if you have 1 million savings, you can only be regarded as a rich person, but you cannot be regarded as the richest type of person in rural areas.

It depends. If 1 million is the balance and the family does not need to buy a house or a car, then it can be regarded as a rich person. If 1 million is a deposit, and the family still needs to buy a house and a car in the future, then 1 million is not a rich person at all.

Count yourself rich. This amount is already a lot in rural areas. Although the rural areas have few expenditures, it is not easy for the peasants to earn money. People who can save 1 million deposits are very rich.

It is indeed a relatively wealthy person, because the expenses in the countryside are not large, if you have your own house and a deposit of 1 million, you can be counted as a relatively wealthy family, but if the child does not want to live in the countryside, you have to take 1 million to buy a house in the city, so it may not be enough.

Ordinary rural areas have cars and houses, and they are considered rich. In a rural area like Huaxi Village, that is the poor. Aside from assets and talking about savings, this doesn't make any sense at all, if you have a car, a house and a stable job, 300,000 savings in a rural area is really good.

But if there is no house or land, a separate deposit of 300,000 yuan, this is very ordinary. After all, whether it is getting married, building a house, or marrying a wife and having children, it requires a large amount of expenditure.

Especially now that prices are soaring and inflation is rising every year, a deposit of 300,000 yuan is just a few years' expenditure for a family. In mountainous rural areas, peasants have an astronomical amount of 300,000 yuan in savings, and the cost of agricultural materials for a few acres of farmland is not bad. There is almost no income in drought years, so the rural areas in the mountainous areas cannot be compared with the rural areas in the suburbs, and the 300,000 yuan deposit is divided into the different treatment of the mountainous and suburban areas.

If these 300,000 yuan are placed in Huaxi Village, the richest village in our country, it is really worthless and insignificant. But if it is placed in those ordinary villages, this 300,000 is a huge amount of money.

But what level is it in the village? There are still different age stages, if you are old and young, and your children are not married, your 300,000 is an ordinary level, maybe many people think I am exaggerating, but in fact, many rural people are really rich.

Don't look at the fact that people are farming, the minimum net profit for one acre of land is 1,000 yuan, and hundreds of acres of land are hundreds of thousands a year. But then again, there are few people in a village who can farm hundreds of acres of land, generally dozens of acres, 300,000 yuan is a lot of money for them, but they can earn it by gritting their teeth and working for a few years.

Therefore, this money is placed in different villages in different situations, but no matter what, 300,000 yuan is a lot of wealth, after all, many people in the city can't take out 300,000 yuan!

Count the rich people in the village, because the deposit of 300,000 yuan is quite high now, and few farmers can save so much.

It is considered a rich person, and everyone has no savings in the countryside, and the deposit of more than 300,000 yuan must be rich people, all of whom are high-class people, and they can be regarded as the richest people in the village.

Personally, I feel that I should be regarded as a rich person, because most of the people in the countryside now have hundreds of thousands of deposits, and more than 300,000 yuan can be regarded as rich people.

It is not counted as the rich people in the village, because there are so many rich people in the village, and some of them may have a deposit of more than 500,000 or more than 1 million.

It should be. Because the cost in the countryside is relatively low, there is a house and land and a deposit of 300,000 yuan, which is considered a rich person in an ordinary rural area.

Whether the family conditions are good or not depends not only on the savings, but also on the real estate at home, such as an RV or antiques. If there are no other items, only 200,000 deposits, it is certainly not much, and it can only be regarded as a medium-sized family.

A family's savings of 200,000 yuan is relatively large, and generally speaking, it is already very good to reach more than 200,000 yuan, which is already a relatively excellent level in China.

I think that with so much savings at home, it should be at a medium level! I don't think there's an indicator for this, it depends on how you think life should be lived, whether you enjoy the present, or plan for the future.

200,000 is not much, for a family of two dual-income workers, it is the income of two people in a year. Personally, I think that a family deposit of 500,000 yuan is required to meet the standard.

Now the family has 200,000 yuan in savings, which is not much, because the current economic development is too fast, the housing prices and prices are very strong, and 200,000 yuan can buy a house in the city. A deposit of at least 1 million is appropriate.