The income is not high, you can also give the baby full insurance, the budget is 1000 yuan, how to c

When a newborn baby is welcomed into the family, parents are very happy. Some parents have already consulted their children about buying insurance products before they are born. It's good for parents to be aware of this risk, but children can't buy insurance until they're born.

However, there are some families whose economic situation is not very good, and the budget for buying insurance for their children is not very sufficient, so how to allocate more money to their children? <>

When parents buy insurance for their babies, they must buy insurance for themselves. Adults still face a lot of risks in life, and they also bear the main economic ** in the family. If something happens to an adult, there is no guarantee of a future for the child.

First of all, before buying commercial insurance for your child, you must buy medical insurance. Whether it is an adult or a baby, you should buy medical insurance first, and then consider commercial insurance. The handling of medical insurance is relatively simple, and you only need to go to the medical insurance service location where your household registration is located.

Medical insurance is a welfare policy given by the state to the people, and the premium is relatively low. If you have a small cold after buying medical insurance for your child, you can go to the hospital to see a doctor, and you can directly reimburse 60% or 70% of the expenses. <>

Secondly, the commercial insurance that should be purchased for children is accident insurance. As the child grows older, there will inevitably be some bumps, and in the process of the child's growth, the probability of accidental injury is still very high. Accident insurance, on the other hand, has the characteristics of low threshold, low premium, and high sum insured.

However, when buying accident insurance, parents should also pay attention to it, such as the deductible of accident insurance, the reimbursement ratio and the amount of accidental medical insurance. Because the probability of children encountering disability in the process of growing up is still relatively small, but there are more skin trauma caused by bumps. Therefore, in the accident insurance purchased, it is best to include a relatively high proportion of accidental medical reimbursement.

At the same time, when buying accident insurance for children, parents do not need to buy too much insurance. Because the China Banking and Insurance Regulatory Commission stipulates that the death insurance amount for children under the age of 10 shall not exceed 200,000.

If you want to pay 1,000 yuan to complete insurance for your baby, you should choose accident insurance with high protection and low premiums plus million medical insurance plus term critical illness insurance, which are highly practical. It is a necessary product for purchasing insurance.

To buy insurance for your baby, you must first buy medical insurance, and then you can match it with a long-term medical treatment and then with a critical illness insurance. Children are delicate and prone to illness, and insurance can be combined with a combination of insurance to provide more protection.

Don't buy the baby's insurance critical illness insurance, you can buy some education funds, return insurance, or dividend insurance.

1.First go to apply for a young sedan chair medical insurance branch bridge for the child. 2.Then go to configure a commercial insurance for your child, you can choose to eliminate the bird term critical illness insurance + million medical insurance + accident insurance.

Secondly, the insurance to be purchased for the child is critical illness insurance. When purchasing critical illness insurance, you don't need to buy bells and whistles critical illness insurance, you only need basic protection critical illness insurance. Nowadays, many major insurance companies have launched critical illness insurance for children, which can protect children until adulthood.

Therefore, the cost performance is still relatively high. It is also necessary to equip the baby with a million medical insurance. If the baby unfortunately suffers from a major illness, the family will have to spend a lot of savings on the baby's ** expenses.

Moreover, when children are young, their resistance is relatively poor, and they may suffer from major and minor diseases. If you buy medical insurance and medical insurance at the same time, then you can provide a safer protection for your child.

For children, less than 1,000 yuan can indeed meet all the insurance for children, because children need to buy not many insurance.

Before configuring commercial insurance for your child, you must buy medical insurance, which is a national welfare policy and is relatively cheap. Secondly, the recommended insurance products include accident insurance and critical illness insurance.

This feeling is not very realistic, the standard of high configuration, if you put the child's medical treatment, serious illness, accident, and add a child's education fund, 1000 yuan can not be lowered, and the low-profile version can be satisfied.