Add an extra layer of protection to your personal safety, these benefits are so practical! What are

Updated on Financial 2024-06-08
27 answers
  1. Anonymous users2024-02-11

    Benefits: First, it can give the buyer sufficient protection, and second, it can exchange for the buyer's peace of mind. Sometimes we can't be the future, and we can't avoid accidents that happen, so we can get protection and welcome a peace of mind.

  2. Anonymous users2024-02-10

    The first is psychologically relaxed, but if we buy insurance, we feel that our lives are protected, and the second is that if an accident happens, it can indeed reduce a lot of pressure in our lives.

  3. Anonymous users2024-02-09

    Under normal circumstances, if there is an accident during this time period, you can use the amount of this accident insurance to reimburse the medical expenses. Some accident insurance amounts are very large, so you don't have to take out the extra money yourself after an accident.

  4. Anonymous users2024-02-08

    Having one's own interests in mind is the biggest benefit. If you have purchased accident insurance, there is an accident within the scope of coverage, and you can apply to the insurance company for compensation due to your disability or death due to the accident, not only the medical expenses can be reimbursed, but also you can get a compensation, which can be used for family expenses and reduce the burden on the family.

  5. Anonymous users2024-02-07

    Second, critical illness insurance is also an insurance product worth buying. Unlike medical insurance, critical illness insurance is payout-based. Once a critical illness in the clause is diagnosed, the insurance company will pay the corresponding sum insured.

    The patient gets this large amount of money, which can not only be used for ** disease, but also can be used to maintain the normal expenses of the family.

  6. Anonymous users2024-02-06

    All insurance plans have their own uses. Accident insurance and life insurance, as the name suggests, can protect your medical expenses after an accident, and life insurance is a compensation money that will be given to the insured if you die in an accident.

  7. Anonymous users2024-02-05

    Not all insurance is good for your personal safety, useful insurance, I think there is critical illness insurance, medical insurance. If you have a serious illness with critical illness insurance, the hospital can reimburse you for medical expenses, and you only need to pay a small amount of money.

  8. Anonymous users2024-02-04

    Critical illness insurance is very useful, and there are many types of critical illnesses that can be covered, and if you are sick, you can also have a protection, you can find a professional to find out.

  9. Anonymous users2024-02-03

    Cherish today, cherish the present, who knows tomorrow or the unexpected, which one will come first. "When the unexpected happens, what do we have to rely on? This question is worth pondering for each of us, if there is no effective insurance hedging risk, many people or families will face the embarrassing situation of working hard all their lives and returning to the pre-liberation situation overnight.

    The role of insurance is not to make money, but to hold up an umbrella for you when unexpected risks occur.

    Strictly speaking, any insurance is designed for accidents, the probability of occurrence is not high, the probability is too high, the insurance company can not afford to pay, but one end of the occurrence, it is difficult for individuals to bear, there is no one kind of product, everything is insured, any insurance product, are only for a specific liability of underwriting, before buying to look at the insurance liability and exemption clauses. First of all, insurance products need to be purchased in advance; Secondly, there are a variety of insurance products, and you can choose products with a high probability in life. The following is a brief introduction to several types of accident insurance (in a broad sense) with high practicality.

    Vehicle-related insurance, compulsory traffic insurance is a must to purchase, it is recommended to purchase commercial insurance three responsibilities without deductible, for car owners, the above insurance is best configured.

    After the reimbursement of social security (resident medical insurance, agricultural cooperative medical insurance), the remaining hospitalization expenses can be reimbursed by the insurance, and some drugs and equipment that are not reimbursed by social security can also be reimbursed, and it is necessary to pay attention to whether the minimum deductible can be deducted, such as the minimum deductible of 10,000 can be deducted, 20,000 yuan of hospitalization expenses, social security reimbursement of 10,000, and commercial insurance reimbursement of 10,000, you don't have to spend a penny, such as the minimum deductible of 10,000 is not deductible, the same case, Commercial insurance does not reimburse a penny.

    Critical illness insurance solves the risk of income interruption after illness of patients with critical illness, and can be claimed multiple times for minor illnesses, and the sum insured will be compensated after severe diagnosis and the contract will be terminated. If the family's financial resources cannot support the financial risk after the occurrence of a critical illness, it can still be bought, and the money will be lost when there is a disease, and the principal will be refunded when the illness is not present, regardless of the reimbursement of medical expenses.

    Short-term accident insurance, people who work or have a lot of activities in a high-risk working environment, it is best to buy it to avoid accidents. Property accident insurance, domestic individuals buy less, enterprises and institutions buy more, individuals can also consider buying.

    There are a lot of other accident insurance, no insurance is omnipotent, each insurance also needs a cost, it is impossible to buy every one, I personally think that the above types of insurance are worth considering.

  10. Anonymous users2024-02-02

    If you want to buy insurance, you must first think about your own needs, screen according to your own needs, and choose insurance products from regular large companies, and don't be greedy for small gains.

  11. Anonymous users2024-02-01

    And you should choose the insurance that is more suitable for you, if you don't know how to choose, you can go to the company's insurance recommender to consult with them to see which insurance is more suitable for you.

  12. Anonymous users2024-01-31

    Hello! Accident insurance is the first policy that is necessary at this stage. Accident insurance mainly provides life and safety protection, and the function is death benefit and disability benefit.

    Common combinations include accident insurance and accidental medical insurance, accidental hospitalization subsidy, disability annuity, as well as a combination of accident insurance and multiple benefits. For more activities, you can refer to (

    Although accident insurance has no financial management function, and it cannot be returned and benefited without insurance, compared with the amount of compensation of up to 100,000 yuan, the investment of a few hundred yuan per year is insignificant. No other type of insurance can have such a high level of protection as accident insurance.

    Hope it helps!

  13. Anonymous users2024-01-30

    Medical expenses caused by accidental injuries can be supplemented.

  14. Anonymous users2024-01-29

    Low premiums and high protection. Includes accidental injuries and accidental medical treatment a b

  15. Anonymous users2024-01-28

    Hello, I'm safe, to put it bluntly, accidents are death, accidents are divided into accidental death and accidental disability, no matter what death will pay the corresponding amount of insurance, of course, suicide is not counted.

  16. Anonymous users2024-01-27

    The general cost will not exceed 300 yuan, and you can buy 100 yuan or 200,300 yuan according to your actual needs. General accidental injuries include death due to accidents, high disability due to accidental injuries, hospitalization, etc. In fact, each insurance company will make targeted arrangements according to its own situation.

  17. Anonymous users2024-01-26

    Starting at 1 dollar, depending on your needs.

    What to insure: Comprehensive accidents? Transportation accidents? Aviation accidents?

    Covered those: Accidental Disability? Accidental medical treatment?

    The above information is for reference.

  18. Anonymous users2024-01-25

    Personal accident insurance, also known as accident insurance, is also known as personal accident insurance. It refers to an insurance in which the policyholder pays a certain amount of premium to the insurance company, and when the insured suffers an accidental injury during the insurance period and dies or becomes disabled as a direct cause, the insurance company pays a certain amount of insurance money to the insurer or beneficiary in accordance with the insurance contract.

    Personal Accident Insurance Coverage:

    1. In case of death due to accidental injury, the insurance amount shall be paid in full.

    2. If you are permanently and completely blind in both eyes or permanently and completely disabled in both limbs due to accidental injury, or if you are permanently and completely blind in one eye and permanently complete disabled in one limb at the same time, the insurance amount shall be paid in full.

    3. If one eye is permanently and completely blind or one limb is permanently and completely disabled due to accidental injury, half of the insurance amount shall be paid.

    4. This article is caused by accidental injury.

    In the event of permanent and complete loss of working capacity or bodily function, or permanent partial loss of working ability or bodily function, the insured amount shall be paid in whole or in part according to the degree of loss.

    During the validity period of the insurance policy, the insurance company shall pay the insurance benefits in accordance with the provisions of Article 4, regardless of whether it is due to one or consecutive accidental injuries. However, the cumulative total amount of benefits cannot exceed the full sum insured. When the total amount of benefits reaches the full sum insured, the insurance will be terminated.

  19. Anonymous users2024-01-24

    Personal accident insurance refers to the life insurance in which the insured is subject to death or disability caused by accidental injury during the validity period of the insurance. It covers accidental death, dismemberment, burns, accidental medical benefits and emergency medical evacuation.

  20. Anonymous users2024-01-23

    Personal accident insurance refers to personal accident insurance, in which accidental injury refers to sudden, external, unintentional, and non-disease objective events that cause physical injury. Personal accident insurance coverage mainly includes:

    Death benefit: In the event of death caused by an accidental injury to the insured, the insurer pays the death insurance benefit.

    Medical benefits: When the insured suffers medical expenses due to accidental injury, the insurer pays the payment.

    Disability benefits: When the insured suffers disability due to accidental injury, the insurer pays disability insurance benefits.

    Stoppage benefits: When the insured is temporarily incapacitated due to accidental injury and is unable to work, the insurer pays the suspension insurance benefit.

  21. Anonymous users2024-01-22

    Different insurance products vary, you can call your desired insurance company** for advice.

  22. Anonymous users2024-01-21

    Secondly, there is health insurance. Health insurance is also closely related to us, and the types of insurance include critical illness insurance and medical insurance. When the insurer suffers from a critical illness, the insurance company pays a large sum of money according to the contract of critical illness insurance.

    In this way, the patient's family can use the money to pay for the patient's ** expenses as well as ** expenses, and can also use the remaining money to maintain the family's daily expenses. Medicare can be available as a supplement to Medicare. Although medical treatment and hospitalization can be reimbursed by medical insurance, as long as you are hospitalized, it will cost a lot of money.

    Then the remaining expenses after the medical insurance reimbursement can be reimbursed by the medical insurance for a second time, so the insurer only needs to pay a small part of the money. Accident insurance is also one of the types of life insurance, and accident insurance has the characteristics of low premiums and high sum insured.

  23. Anonymous users2024-01-20

    There are many types of life insurance, such as term life insurance, whole life insurance, accident insurance, medical insurance, etc. Life insurance products are suitable for adults, and the threshold for accident insurance is relatively low.

  24. Anonymous users2024-01-19

    Life insurance can be divided into four categories, namely life insurance, medical insurance, accident insurance, and critical illness insurance. Life insurance can be divided into whole life insurance and long-term life insurance; Medical insurance, accident insurance, and critical illness insurance can be divided into long-term and short-term.

  25. Anonymous users2024-01-18

    Life insurance mainly includes health insurance, life insurance, accident insurance, and life insurance includes death and survival insurance, and health insurance includes illness and medical insurance, so insurance is a very important and indispensable thing for our lives.

  26. Anonymous users2024-01-17

    There are two kinds of life insurance, protection insurance and financial insurance, you can choose by yourself, safety is no trivial matter, it is necessary to buy life insurance for yourself, we buy one that has both protection and financial management, which not only protects our physical and mental health, but also accumulates a certain amount of wealth for us, which is the best of both worlds.

  27. Anonymous users2024-01-16

    In order to help us further improve our accident protection, it is important for you to purchase a suitable personal accident insurance. What does personal accident insurance cover?

    1. Death benefits. In the event of death caused by accidental injury, the insurer shall pay the death insurance benefit.

    2. Disability benefits. If the insured suffers a disability due to an accident, the insurer pays disability insurance benefits.

    3. Medical benefits. When the insured suffers medical expenses due to accidental injury, the insurer pays medical insurance benefits.

    Fourth, the suspension of work benefits. When the insured is temporarily incapacitated due to an accidental injury and is unable to work, the insurer pays the suspension insurance benefit. When purchasing personal accident insurance, you need to know what it covers in advance.

    Huize has integrated the accident insurance products provided by a number of well-known insurance companies, and you are welcome to come to comprehensively compare and purchase and consult. Auspicious Life Annual Comprehensive Insurance Plan Coverage: * Accidental Death Disability Insurance 200,000 * Accidental Injury Medical Treatment 20,000 (100 yuan deductible, 80% compensation) * Additional aircraft accident 600,000 yuan, etc.

    The traffic accident benefit with the accumulated compensation for ordinary accidents is as low as: 234 yuan The comprehensive accident insurance coverage of the auspicious year is: * Accidental injury of 100,000 yuan * Accidental injury of passengers of passenger transport aircraft 500,000 yuan * Accidental medical insurance benefits, and includes accidental hospitalization allowance as low as:

    $100.

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