Why are so many people borrowing money and not borrowing money so high?

Frequent use is only a condition for increasing the limit, the most important thing is to look at the credit situation, the credit value is the most important, frequent use, but also to ensure that the repayment can be made in time, so that it is easy to increase the limit.

Borrowing is based on the operation of funds to make profits, and the more people who borrow, the more money they make. Old customers are existing customers, as long as they do a good job of maintenance, the expansion of new customers is to give some conditions that look very good, and increasing the quota is such a condition. In fact, no matter how large the amount is, it is useless, who does not borrow according to their own needs.

It is possible to use frequent site merger upgrades, but he will judge whether you have the ability to repay, as well as some specific ones that you use on the spot. quota, so basically it won't give you too much quota.

The borrowing is based on your Huabei quota.

A loan is a loan, and you don't raise the limit because you use it frequently.

Huabei will increase the limit because you use it frequently, and Huabei is similar to a credit card, and you will only raise the limit if you use it frequently.

Because the borrowing limit is evaluated according to the comprehensive status of Alipay for each person, as well as binding credit cards or some other effective bindings, the borrowing limit will be increased, as well as on-time repayment and consumption, in short, it depends on the comprehensive situation of Alipay to evaluate, so there are high and low.

Whether a person's borrowing credit limit is high or not has a lot to do with her asset status and his creditworthiness, and those who don't borrow money, they are often rich people with better creditworthiness. Alipay is not afraid that they will not repay the money, so the amount of their borrowing will be very high.

Although some people are wary of not borrowing such a high amount of money, it is because he has a lot of credit and often uses Alipay to pay, and the system will change the amount for him according to his repayment situation.

The reason why many people borrow money is so high, the reason is very simple, they know the powerful relationship here, and they know that they borrow more and repay more, so they borrow less and pay back less, and stop it in time.

It may be that their account qualifications are better, Alipay will evaluate the borrowing limit for users according to the user's comprehensive data, and maintaining good usage habits will help increase the borrowing limit, I hope it will help you.

Why do so many people borrow it? Don't borrow money so high. Borrow, this platform. People have a lot of trust in him. His trust is also very high, so he can borrow money in the borrowing, and the procedure is very convenient.

Let me ask this question, why many people borrow or not borrow money is so high, and some people spend money every day is not high, which is the platform's evaluation of your credibility.

Because you don't borrow because you feel that the amount is low, when you borrow is suitable, the amount will not be increased so casually, and people will grasp your assets and other information to decide what the maximum amount is.

That means that your limit has reached the top, or that you have overdue repayment. Or maybe it's not enough time for him to give you an upgrade.

Why are so many people wary of borrowing money? I live in such a high place, I personally think that many people are wary of asking for money, and the amount is so high, mainly because these people have a better reputation.

Why do so many people borrow it? If you don't borrow money, it's not so high, it may be to prompt you to spend, if the amount is low, will you borrow money? That's how I understand it.

Whether it is borrowing or Huabei, as long as the amount used is high, the repayment is timely, and the amount is fast.

Mainly refer to sesame points.

There is also the flow of your bank card, which can show your ability to repay.

Because they may have a relatively high credit rating, and they may have relatively high assets.

The amount of increase depends not only on the number of uses, but also on the credit investigation and repayment.

This is assessed based on the ability to repay.

During the use of the debit, the system will comprehensively evaluate whether it can continue to be used according to the user's account situation and the use of the debit from time to time, so there may be a situation where the previous can be used and the subsequent evaluation cannot be used, which is normal.

Ants borrow a quota and can't borrow the reason:

1. The status is abnormal: Check whether your borrowing status is normal, such as whether it has been frozen, or whether it has been suspended.

2. Insufficient comprehensive score: Borrowing will Linghuai from time to time to conduct a comprehensive assessment of the user's account situation and usage, if there is overdue, early repayment, infrequent use of borrowing or Alipay, etc., it is likely to reduce the comprehensive score, if your current comprehensive score is insufficient, there will be a quota and can not be used.

3. System problems: For example, the borrowing application is too hot, and many people are grabbing it, which will lead to a busy system, system errors, etc., and there will be a quota that cannot be borrowed. However, you just need to withdraw and borrow again, as long as the overall score is not insufficient, there is no big problem.

Borrow: Borrow"It is a loan service launched by Alipay, and the current application threshold is more than 600 sesame points. Depending on the score, users can apply for loans ranging from 1,000-300,000 yuan.

The maximum repayment period of the loan is 12 months, and the daily interest rate of the loan is good and leaky, and it can be repaid at any time.

At present, the consumer loans launched by e-commerce giants are mainly for installments in the consumption scenarios of the e-commerce platform, but with the continuous accumulation of personal credit data, personal credit loans for non-consumption scenarios are also being launched one after another. Here's the actual experience of raising the quota:

1. Deposit Yue Bao or Zhao Cai Bao (regular), deposit 15,000+ money, and basically come out after 10 days of urging the tree to be pulled, generally in the 1-10 quota;

But there are still netizens complaining about Uncle Ma Yun; One of the reasons why I am not optimistic about these Internet companies engaging in finance is that they do not have the experience of receiving users who can't even distinguish between interest and high fees.

This part of the business will naturally have an impact on the bank's similar business, after all, the scale of several major Internet giants is there. But not every industry is suitable for the internet. The amount is too low, and the repayment of the principal in installments is a bit of a chicken rib, which is destined to be difficult to replace the position of traditional finance. <>