The balance of the pension account is 150,000, with 37 years and 4 months of service, how much can I

Retirement salary calculation. Information parameters that need to be known. The number of years of payment, the payment base, the inflow of personal accounts, the number of months counted, and the average monthly salary of local employees in the previous year can be calculated.

One. Calculation method:

At present, the pension after retirement is composed of basic pension + personal account pension (before the reform of the pension insurance system, there is also a transitional pension). The calculation is as follows:

1. Basic pension = (the average monthly salary of the province's on-the-job employees in the previous year at the time of retirement of the insured personnel + the average monthly indexed salary of the insured person) 2 The payment period is 1%. Note: My indexed average monthly contribution salary = the average monthly salary of on-the-job employees in the province in the previous year and my average contribution index).

2. Personal account pension = personal account savings and the number of months (50 years old is 139 years old).

Because it is not known at the time of retirement, the average monthly salary of the province's on-the-job employees in the previous year, your average contribution index, the number of years of payment, and the amount saved in the pension personal account, it is impossible to accurately calculate how much pension you can get when you retire.

Two. The specific classification of pensions.

1.The monthly standard of basic pension is based on the average monthly salary of local on-the-job employees in the previous year and the average of their indexed average monthly contributors, and 1% of the contribution is paid every 1 year. It is calculated as follows:

Basic pension = (the average monthly salary of the local on-the-job employees in the previous year at the time of retirement of the insured person + the average indexed monthly contribution salary of the insured person) 2 Payment period 1%.

2.The monthly standard of personal account pension is the amount of personal account savings divided by the number of months. It is calculated as follows:

Personal account pension = the cumulative amount of personal account savings at the time of retirement of the insured person The number of months of issuance.

3. The monthly standard of transitional pension is based on the average monthly indexed salary of the person, and the payment period before the "integration of accounts" is paid every 1 year. It is calculated as follows:

Transitional pension = the average monthly indexed salary of the person and the number of years of contribution before the integration of the unified account

4. The transitional adjustment fund is based on the current local standard, and the retirement from 2006 to 2014 shall be calculated and paid according to a certain proportion. For those who retire in 2015 or later, no transitional adjustment will be paid.

Three. Pension adjustment scheme.

When we retire, the pension we receive is not forever. The state will adjust the retirement pension every year according to the changes in workers' wages, the growth of prices, and the economic and social development. This year, the pension adjustment time in place is before the end of July, and the pension adjustment for the retired elderly is on the way.

Taking Heilongjiang Province as an example, in 2019, the fixed amount will be adjusted by 40 yuan, and the basic pension will be increased by two yuan per year according to the adjustment of the payment period, and at the same time, the basic pension will be increased according to the person. There is additional inclined care for older workers. For seniors over 70 years old, there will be an additional 30 yuan and 40 yuan.

For retirees in difficult and remote areas, an additional 5 yuan, 10 yuan, and 15 yuan will be added. Generally speaking, a pension close to 3,000 yuan for 37 years of service can also increase by 145 yuan per year.

The economic level is different in different places, and the wage standards are not exactly the same. How much can you personally receive? You will need to check directly with your local social security office to find out.

If there are 15 years and 40 years of service in the personal account, then you can receive a pension of about 3,000 4,000 yuan per month after retirement.

With 40 years of service, a personal account of 150,000 yuan can probably receive a pension of about 1,500,200 yuan after retirement.

Transitional pension = 11396 10 yuan. In 1993, the average wage in Shanghai was 471 yuan, and in 1997 it was 952 yuan. The personal account is calculated according to 6,000 yuan, which is only high and not low!

Transitional pension = calculation base and deemed payment period; Shanghai adds to this the total amount of personal accounts from 1993 to 1997 divided by 120. The pension subsidy is 365 yuan, and Shanghai stipulates that retirees this year will increase the supplementary pension by 365 yuan per person. Uncle Li's final pension = 1079 + 4285 + 1418 + 365 = 7147 yuan!

The working experience is as long as 43 years, but the balance of the personal stove cherry blossom account is only 10,000 yuan, and the retirement will be handled in September, how much can Pi Yan receive for the pension?

Before you know it, it's already in late August, and September is coming soon, and many fans and friends are retiring next month and want to estimate their pensions in advance.

In this issue, let's take a fan friend in Qingdao, Shandong Province as an example to see how his pension is calculated and how much money can he receive after retirement?

He retired in September, with a total of 43 years of service, but the balance of his personal account is relatively small, only 10,000 yuan, which is regarded as 14 years and 1 month of payment.

This fan friend shared with me that when he first started to pay, the grade was lower than 60%, and Yin Cong did not pay according to the lowest grade until later, and he never raised the payment grade.

The retirement age is 60 years old, and the place of retirement is Qingdao, Shandong, so let's take a look: how much can he receive in pension.

The specific calculation process is as follows:

Personal account pension = 75000 139 = yuan.

Basic pension = 6893 * (1 + yuan.)

Transitional pension = 6893 * yuan.

Total pension: yuan.

Through the above calculations, it can be seen that although the working experience of this fan friend is as long as 43 years, the final pension is not very high, the key is still in his average payment index, only, which is equivalent to his annual payment grade is only about 58%, and the payment base is still relatively low!

Summary. Dear, hello, I'm glad to answer for you, Clear answer: 41 years of service, basically a 60-year-old retired old man, the number of months is 139 months.

The balance of the personal account is currently 370,000 yuan, divided by 139, and you can receive a personal account pension of about 2,500 yuan per month.

The balance on the pension account is 370,000 yuan, 41 years of service, how much money can you get for retirement.

Dear, hello, I'm glad to guess the answer for you, Clear answer: 41 years of service, basically a 60-year-old retired old man, counting the number of months is 139 months. The balance of the personal account is currently 370,000 yuan, divided by 139, and you can receive a personal account pension of about 2,500 yuan per month.

84 years of work, 41 years of service at the time of retirement, and an account balance of 370,000. How much money can you get in retirement.

That is, if you retire in 2025, you can get about 2,600 per month.

Summary. Hello dear, it's an honor to answer for you. 37 years of service, 55 years old, retirement personal account 220,000 yuan, 3,995 yuan pension.

According to your payment for 37 years and the pension fee of 220,000 yuan, you can get 3,995 yuan per month.

No hurry, hard work.

Hello, dear, it's an honor to be able to answer your questions. 37 years of service, 55 years old, retirement personal account 220,000 yuan, 3,995 yuan pension. According to your payment for 37 years and the calculation of 220,000 yuan in pension premiums, you can get 3,995 yuan per month.

I worked for 86 years and paid insurance for 90 years.

Pro, 37 years of service, 55 years old, retire to get about 3000. Pension Contribution Index) 2 Contribution Period 1%. Personal account pension = personal account pension = personal account pension = cumulative amount of personal account pension The number of months of pension and dismantling of personal account.

According to your actual calculation, it is 3995.

Summary. Dear, I am glad to answer for you: personal account more than 60,000 yuan, 45 years of service to retire how much money to answer personal account more than 60,000 yuan, 45 years of retirement salary of more than 6,000, with 45 years of cumulative contributions, years in the process of calculating the pension pension, the level of treatment should generally be relatively high, Beijing, Shenzhen and other places, more than 10,000 yuan; Most areas are mainly concentrated in 6000 8000 yuan, pension, also known as pension, retirement fee, is the most important social pension insurance treatment.

That is, the relevant documents of the state stipulate that after the workers are old or lose the ability to work, according to their contributions to the society and their qualifications for enjoying pension insurance or retirement conditions, the insurance benefits paid in the form of money on a monthly or one-time basis are the needs of benefiting the society, and are mainly used to ensure the basic living needs of employees after retirement. Pensions are accumulated and operated in accordance with the principle of common accumulation of the state, collectives and individuals.

When people are in the prime of life, a portion of the wealth created is invested in pension plans to ensure that they are provided for in old age.

The personal account is more than 60,000 yuan, and how much money does you get for retirement after 45 years of service.

Retired in Tianjin.

Dear, I am happy to answer for you: more than 60,000 yuan in personal accounts, how much money to get for retirement after 45 years of service to answer more than 60,000 yuan in personal accounts, retirement salary of 45 years of service in more than 6,000, with 45 years of cumulative contributions, years in the process of calculating the retirement of Zheng Xiu Jin, the level of treatment should generally be relatively high, Beijing, Shenzhen and other places, more than 10,000 yuan; Most areas are mainly concentrated in the 6000 8000 yuan pension, also known as pension, retirement fee, is the most important social pension insurance treatment. That is, the relevant national documents stipulate:

After workers are old or lose their ability to work, according to their contributions to society and their qualifications for pension insurance or retirement conditions, the insurance benefits paid in the form of money on a monthly or one-time basis are the needs of benefiting the society, and are mainly used to ensure the basic living needs of employees after retirement. Pensions are accumulated and operated in accordance with the principle of common accumulation of the state, collectives and individuals. When people are in the prime of life, a portion of the wealth created is invested in pension plans to ensure that they are provided for.

How much money can I get for retirement in Tianjin.

In Tianjin, the retired 45 years of service is 5930 yuan.

Corporate retirement. Tianjin enterprises can get about 6,700 before retiring 45 workers. Monthly basic pension = basic pension account pension transitional pension and additional pension.

Hello, the accuracy rate is 75.

75 percent of the pro is definitely there.

There is a difference between a business and a business.

There are three main reasons for the gap in the pension treatment of retired employees of enterprises and institutions: different pension systems, different payment bases, and different payment periods.

Summary. Pro, people with 45 years of service, are actually relatively rare, because most people have been working for at least 18 years later. Then according to China's regulations, the statutory retirement age is 60 years old, so in fact, its length of service can be maintained at 42 years is relatively long, so people with 45 years of service often depend on their years of service, or part of their own years of service is determined by the number of years of service.

In this case, my working experience is relatively long.

The personal account is more than 60,000 yuan, and how much money does you get for retirement after 45 years of service.

How much can you take. Pro, people with 45 years of service, are actually relatively rare, because most people have been working for at least 18 years later. Then according to China's regulations, the legal retirement age is 60 years old, so in fact, its length of service can be guaranteed for 42 years is relatively long, so people with 45 years of service often depend on their own years of service, or part of their own deemed payment years to recognize the length of your service.

In this case, the disadvantages of one's own service are relatively long.

Dear, let's make a preliminary estimate, even if your local average social salary is relatively low, the retirement salary of an individual with 45 years of service after retirement will at least remain above 3,500 yuan, but the maximum should not exceed 4,500 yuan, that is, within the range of 3,500 yuan to 4,500 yuan, there is no problem! Of course, or the state, it must be a person who has retired in the past two years, if it is not a person who has retired in the past two years, then saying that he will retire in 5 years is actually higher than the number of the syndicate, because the average salary of this society is constantly adjusted every year, that is, it is constantly raised, so with the adjustment of the average social wage, then your retirement salary will also be adjusted normally.

I asked how much money you could get.

in Tianjin. Dear, you can get an average pension of more than 3,000 a month.

Pro, basic pension = average salary x (1 payment grade) 2 x payment period preparation x 1% personal pension = personal account balance Count stupid rolling socks with a monthly number (60 years old 139, 50 years old 195) transitional pension = average salary x payment grade x deemed payment period x transitional coefficient is expected to be 5700 basic pension = 5700x (1 personal pension = 60000 139 = 432 transitional pension = total: 3050