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After 15 years of social security payment, how much pension can I receive after retirement?
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Pension calculation method and formula The essence of calculating the pension is how to calculate the pension insurance benefits, then the calculation formula of the pension insurance treatment is: (1) monthly basic pension = basic pension + personal account pension, of which the basic pension = (the province's average monthly salary of on-the-job employees in the previous year + my indexed average monthly payment wage) 2 * payment period * 1% = the average monthly salary of the province's on-the-job employees in the previous year (1 + my average contribution index) 2
Payment Period*1
My average contributory wage index = (a1 al+a2 az+
.an an) n formula, a1, a2
.An is 1 year before the retirement of the insured person, 2
Year. The amount of salary paid by the person in n years; a1、a2
An is 1 year and 2 years before the retirement of the insured person. n
the average annual wage of local workers; n
The number of years for which the basic pension insurance premiums have been actually paid for enterprises and employees. (2) Personal account pension = all the savings of personal account For example, a male employee retired at the age of 60 in 2010, and the average monthly salary of local on-the-job employees in the previous year was 3,566 yuan.
When the cumulative payment period is 15 years, there is 50,000 yuan in the personal account, and the average payment index is. Then, his basic pension = (3566 yuan + 3566
Yuan * Yuan. His personal account pension = 50,000 yuan 139
Yuan; The above two items are combined, and his monthly basic pension is yuan + yuan = yuan. 1. Pension = basic pension + personal account pension 2. Personal account pension = personal account savings The number of months (the number of months is determined according to the retirement age and the average life expectancy of the population at that time.) The number of months is slightly equal to (average life expectancy - retirement age) x 12.
At present, the age of 50 is 139, and it is no longer unified to be 120) 3. Basic pension.
The average monthly salary of on-the-job employees in the province in the previous year + the average indexed monthly salary of the person) 2 Payment period 1%.
The average monthly wage of on-the-job employees in the province in the previous year (1 + average payment index) 2 Payment period 1% 4. In the formula: my indexed average monthly payment wage = the average monthly salary of the province's on-the-job employees in the previous year My average payment index.
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If the pension is paid for 15 years, then you can generally receive more than 1,500 per month. Specifically, the calculation of the amount of receipt is more complicated, the calculation is determined by the average salary of local employees, the average payment index, the number of years of payment, the latest standard calculation is personal account pension = 814 yuan, retirement pension = 1178 yuan, monthly pension 1992 yuan. It can be seen from Brother Jian that after 15 years of payment, there are still a lot of things that can be received every month.
Laws. Social Insurance Law of the People's Republic of China Article 15 The basic pension consists of a pooled pension and a personal account pension.
The basic pension is determined according to factors such as the cumulative number of years of individual contributions, the payment salary, the average salary of local employees, the amount of personal accounts, and the average life expectancy of the urban population.
The above is only the current information combined with my understanding of the law, please refer to it carefully!
If you still have questions about this issue, it is recommended that you organize the relevant information and communicate with a professional in detail.
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Summary. Pension payment for 15 years is generally concentrated in the range of 800 yuan - 2000 yuan, how much you can get, depending on your contribution and the average local salary. Pension contributions are 15 years, which is the minimum number of years to be paid.
The first draft of the pension for 15 years is concentrated in the range of 800 yuan - 2000 yuan, and the specific amount you can get depends on the level of your payment and the average local salary. Pension contributions are 15 years, which is the minimum number of years to be paid. Disturbance.
Basic pension = average salary of the previous year at the time of retirement (1 + average individual contribution index) 2 Payment period 1% personal account pension = savings amount of the date in the account of a stool and a fool The number of months of payment.
May I ask the company to help me buy insurance, now I pay more than 1,000 points a month, how much money can I get every month after paying for 15 years?
You can get 15,000 per month after you retire after 15 years.
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I am very happy to serve you: you can receive 1,400 yuan for 15 years. The standard conditions for receiving a pension after 15 years of pension insurance payment:
The employee has reached the statutory retirement age; and the unit and the employee themselves have paid contributions for 15 years. Or if an individual has paid contributions for less than 15 years when he or she reaches the statutory retirement age, he or she can pay contributions for 15 years and then receive a basic pension on a monthly basis. According to Article 16 of the Social Insurance Law of the People's Republic of China, individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis.
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Now 60% base, generally according to 3000 4000 yuan base Hu shed payment, monthly into the personal account is also about 240 to 320 yuan, if the pension insurance personal account is 50,000 yuan, the number of months 195 months, you can receive about 256 yuan per month. If the average salary of Ping Kuansui is 6,000,8,000 yuan, the basic pension can receive 720,960 yuan. In this way, the monthly pension is 900 1200 yuan.
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The pension consists of two parts: personal account pension and basic account pension. Personal account pension Personal account pension savings The number of months of issuance. This part mainly depends on the number of years of contributions, and the more you pay, the more you save.
Basic pension (average social wage, indexed salary) 2 * 1% of the number of years of contribution.
The basic pension refers to the amount multiplied by 20% of the average monthly salary of local employees in the previous year at the time of retirement. The pension of the personal account refers to the amount of the account deposit, divided by the amount after 120.
Legal basis:
Article 16 of the Social Insurance Law of the People's Republic of China Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis.
Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.
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Summary. Dear, hello, I am happy to answer for you that the pension has been paid for 15 years, about 1500 per month.
1. Pension calculation method The calculation formula of pension insurance treatment is: (1) monthly basic pension = basic pension + personal account pension of which basic pension = (the average monthly salary of on-the-job employees in the province in the previous year + my indexed average monthly payment salary) 2 * payment period * 1% = the average monthly salary of on-the-job employees in the province in the previous year (1 + my average payment index) 2 * payment period * 1% (2) personal account pension = all the savings in the personal account The number of months.
2. Pension conditions: Individuals who participate in the basic endowment insurance can receive the basic pension on a monthly basis if they have paid contributions for 15 years when they reach the statutory retirement age.
How much can you get for 15 years of pension
Hello, please consult how to receive the pension insurance after 15 years.
For example, the highest grade is more than 8,000.
Please reply, thank you.
Dear, hello, I'm glad to answer your answer to the pension stool for 15 years, about 1500 per month.
1. Pension calculation method The calculation formula of pension insurance treatment is: (1) monthly basic pension = basic pension + personal account pension of which basic pension = (the average monthly salary of on-the-job employees in the province in the previous year + my indexed average monthly payment salary) 2 * payment period * 1% = the average monthly salary of on-the-job employees in the province in the previous year (1 + my average payment index) 2 * payment period * 1% (2) personal account pension = all the savings in the personal account The number of months.
2. Pension conditions: Individuals who participate in the basic old-age insurance can receive a basic pension on a monthly basis if they have paid for 15 years when they reach the statutory retirement age.
I don't quite understand. If you pay 1,500 yuan a year, how much will you open for a month?
Please reply, thanks.
1000 or so.
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For this question, I use my professional perspective.
In fact, this question should be asked like this, the more pension is paid, the longer the payment time, the more you will receive, and in turn, the less you pay, the short time you pay, the less you will receive, of course, there will be no pension insurance if you do not pay. Because even if you pay a high standard, but you only pay enough for 15 years, then you still receive very little. >>>More
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If the pension contribution base is calculated incorrectly, it can be corrected. Through the efforts of the staff, the error can be corrected.