Why is it the Huabei newcomer version as soon as I open it?

Hello, your problem, I seem to have encountered it before, the following is my original solution ideas and methods, I hope to help you, if there is a mistake, I hope to forgive me!

Because Alipay has not uploaded documents and bound bank cards, although the real-name system has been made, but if you do not upload your ID card** and bind bank cards, Huabei will always be a newcomer version, with a limit of only twenty yuan.

Based on consumers' online shopping, payment habits, credit risks, etc., Ant Huabei grants users consumption quotas ranging from 500 to 50,000 through big data computing and risk control models.

Ant Huabei's quota is granted according to the user's accumulated consumption, repayment and other behaviors on the platform, and the user's various behaviors on the platform are dynamic and changing, and the corresponding quota is also dynamic. Ant Huabei cannot open or raise the amount through others, please do not trust others and disclose personal information.

Extended information: When upgrading from Huabei Newcomer Edition to Huabei Standard Edition, the following requirements must be met:

Huabei Newcomer Edition needs to complete real-name authentication, and Huabei Newcomer Edition has no arrears, you can try to upgrade to a standard Huabei user. After the upgrade, the Huabei newcomer version of the bill can be queried as a historical bill. The repayment date of Huabei Newcomer Edition is one week, and each consumption will be billed on the same day.

What should I do if Huabei has always been a newcomer version?

The Huabei newcomer version can be closed and reopened.

However, it is recommended that users should not easily close and reopen, because every time Huabei is opened, even if it is the Huabei newcomer version, the system needs to review the credit status of the account, and it is not that the quota can be increased by re-opening the flower, and at the same time, the Huabei function is often opened and closed, which may lead to a change in the quota or even no longer available.

Huabei needs to be opened again after it is closed, and the Alipay system needs to comprehensively evaluate whether you meet the conditions for re-opening, which is subject to the prompts on your page!

It is recommended to use Alipay normally, accumulate your credit score, and pay more attention to Huabei!

It seems to be Alipay's regulations, there should be a prompt before opening I remember, that is, once it is closed after opening, it is not allowed to open again, you can consult customer service 95188

How to open Huabei after opening and then closing? You need to open your personal center to find Huaibei, and click to open it.

You can open Ant Huabei and conduct manual consultation with manual customer service.

If it's Alipay Ant Huabei, you can open Alipay and click on the upper right corner to have a head. Click on that person and a customer service will appear, and you can talk to him if you have any questions. Well, any question is fine.

Users log in to the Alipay app and enter the "My" personal center, and they can find the Huabei entrance in the list of functions below. After clicking Huabei to enter, select the same opening to open Huabei.

1. The entrance of Huabei can directly choose to agree to open the quota, so that Huabei will have a quota if the opening is successful. Without the entrance of Huabei, users need to continue to maintain a good credit history and Alipay account activity, and also need to wait patiently for the next evaluation of the system.

2. In addition, certain conditions need to be met to open Huabei, such as Alipay real-name authentication users in Chinese mainland, aged 18 years old (inclusive) or above, Alipay account bound to a mainland mobile phone number, Alipay account status is normal. Only when the above conditions are met can the user successfully open Huabei. As for the specific activation result, please refer to the display on the page.

Extended information: Huabei is Ant Financial.

A consumer credit product launched will receive a consumption quota ranging from 500 to 50,000 yuan after applying for opening.

And**More than 1.5 million merchants have opened Huabei.

2. Ant Huabei.

It has stepped out of the Ali e-commerce platform and has connected to more than 40 external consumer platforms, such as Koubei, Meituan or Nai.

Dianping, etc.; Amazon.

Suning, et al.; and the section on overseas shopping**.

3. Ant Financial has Ant Huabei, Sesame Credit, Ant Financial Cloud, Alipay, and Yue Bao.

Zhaocaibao, Ant Jubao, MYbank.

Ant Dake and other sub-business segments.

4. With the vision of "making credit equal wealth", Ant Financial is committed to building an open ecosystem.

Through the "Internet Booster Program", we will help financial institutions and partners accelerate their progress towards "Internet+".

5. Many of the online consumers covered by Ant Huabei are people who have not been reached by traditional financial institutions, and more than 60% of Ant Huabei's users have not used the financial services provided by traditional financial institutions before.

6. The payment success rate of Ant Huabei, a worry-free payment tool under Ant Financial, has reached a success rate, and Ant Huabei has also launched the function of Huabei installment, which allows consumers to repay the loan in monthly installments.

Hail blind operating environment:

Redmi note4 Alipay.

Huabei Newcomer Edition is a scene-based credit consumption tool in the Internet era, which is actually the same as the previous Huabei consumption model, and you can still use the shopping experience of "consume first, pay later"!

Guangzhou gold does not change

Huabei newcomer version can be upgraded according to the prompts on the Huabei page, after supplementing and improving your Alipay account information, but the upgrade is not 100% successful, if the upgrade fails, you can only continue to use Alipay well, and try again after improving your personal qualifications.

Just registered a new Alipay account, and then open a newcomer version of Huabei, and the amount is relatively low, so it is called a newcomer version.

Because you are new to use, you are a newbie.

Why did I use Alipay for a long time to open Huabei or the newcomer version.

No! Huabei is equivalent to a credit card, there is no money in it but you can spend it, and then repay it back to Huabei together on the repayment date. If you lend to someone else, you are actually letting someone else spend your money, and then when it comes to the repayment date, you will pay back the money for you, of course, if you are willing to do this, then it doesn't matter, for example, this person is your immediate family, but you should also explain it in advance, don't have a disagreement when the time comes.

The money in Huabei is not unlimited to spend, everyone has an overdraft limit, and when it reaches this limit, it can no longer be used for consumption, until it returns to the previous limit after repayment.

If your Huabei quota is only 20 yuan, it proves that your current Huabei is a newcomer's version. At present, the Huabei Newcomer Edition only has a fixed quota of 20 yuan, but after upgrading to the standard version, the quota will be increased accordingly.

Huabei newcomer version can be upgraded according to the prompts on the Huabei page, after supplementing and improving your Alipay account information, but the upgrade is not 100% successful, if the upgrade fails, you can only continue to use Alipay well, and try again after improving your personal qualifications.

My newcomer version is 200 It's been a month since I used it, and the information has been perfected It's still a newcomer version