Which grade is the best for the new rural insurance delivery? Which grade is the most suitable for a

Of course, the more you pay, the more cost-effective. However, the new rural insurance.

If you live in poverty, you can pay 100 yuan, but the lowest grade is limited to poor households.

If you are an ordinary farmer, you must pay a minimum of 200 yuan or 300 yuan. If you live a relatively rich life, then you can hand over 2,000 yuan or higher, the highest grade in each place is different, many provinces such as Hubei, Henan is 5,000 yuan, Qingdao area.

It has reached more than 10,000 yuan. What is the difference between the new rural insurance that pays 100 yuan and 1,000 yuan every year after retirement?

1.Take paying 100 yuan as an example.

If you pay 100 yuan a year and the payment period is 15 years, it means that the balance is 1500 yuan; The state will subsidize 30 yuan every year, and the payment for 15 years is 450 yuan, and the balance in the account is 1950 yuan, divided by 139, which means a personal pension.

It is 14 yuan a month, and the total pension is 134 yuan a month.

2.Take paying 500 as an example:

According to the calculation of different cities, assuming that the interest in the city is still 200 yuan, 55 + 15 * 500 + 65 * 15 + 200 139 118 yuan, if the farmer pays 500 yuan per year, he has paid it for 15 years and waits until the retirement age.

After that, they will be able to receive a personal pension of about 118 yuan per month.

3.Take paying 1,000 yuan as an example.

If you pay 1,000 yuan a year, after 15 years, the balance in the account is 15,000 yuan, the state can subsidize 70 yuan per year, 15 years, the subsidy amount is 1,050 yuan, so that the total balance in the account is 16,050 yuan, and the personal pension is 115 yuan a month, and then the basic pension is counted.

The monthly pension is 235 yuan.

From this, it can be seen that if you pay 100 yuan and 1,000 yuan, the pension you will receive after retirement is 134 yuan and 235 yuan respectively, and if you choose 1,000 yuan, you can get more than 1,200 yuan a year.

The new rural insurance is composed of basic pension and personal account pension, and the pension received every month after the age of 60 = basic pension + personal account pension 139. According to the current collection standard, if you pay 100 yuan per year, you can receive about 73 yuan per month after 15 years; Pay 1,000 yuan a year, and after 15 years, you can get about 219 yuan per month, which is about 150 yuan per month, so it looks like a 100 yuan file is more cost-effective.

It is different from the perspective of overpayment, after all, the higher the contribution, the higher the pension treatment. In fact, the payment of the new rural insurance depends entirely on one's own economic ability, because in the process of paying the fee every year, such a payment grade can be freely changed and selected, and it is not subject to any constraints.

Theoretically, the new rural insurance should pay the grade that benefits you the most. ......Although the amount of payment is higher, the future benefit is greater, and it is obviously more beneficial to yourself. ......In fact, when choosing the amount of payment, it also depends on your own financial conditions.

It is the most realistic way to pay the fee within your means.

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Rural social security generally refers to the new rural insurance, which is a social endowment insurance system implemented by the first organization for the purpose of ensuring the basic life of rural residents when they are old. In terms of fees, the payment of the new rural insurance is divided into 15 grades, namely: 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1100 yuan, 1200 yuan, 1300 yuan, 1400 yuan, and 1500 yuan per year.

The higher the payment level of the new rural insurance, the more pensions can be received. However, the payment of the new rural insurance depends entirely on the financial ability of the individual, because in the process of payment every year, the selected payment grade can be changed freely without any constraints. Therefore, it is recommended that you choose the right grade according to your own situation.

Which grade of the new rural insurance is the best should be decided according to the economic needs of the individual. At this time, everyone's situation is different, and the most suitable is the best.

I think that whether it is the new rural insurance or social security, under the premise of having economic ability, of course, it is good to pay more, pay more, and if the economic ability does not allow, you can choose the most basic one, which is the most economical.

How to pay for rural medical insurance, and how much to pay, depends on your personal situation. At present, the rural payment standard is set at five grades of 100 yuan, 200 yuan, 300 yuan, 400 yuan, and 500 yuan per year. The insured chooses the grade to pay independently, and the reimbursement ratio of the tertiary hospital.

Pay more, get more. Questions. Hello, I would like to inquire that my family is rural, but I go to school in Changchun, is there any difference between this cooperative medical care in Changchun and in rural areas?

There is a difference, if you pay in the countryside, you can only use it in the insured place, and you need to file it for use in other places, and you can use it in Changchun in Changchun, and the general student medical insurance fee is relatively less.

Questions. If I am in Changchun, can I go back to Meihe to see a doctor, and can I still be reimbursed?

Reimbursement is possible, but it needs to be filed first.

Questions. Well, if you pay in Changchun, will you be reimbursed more if you see a doctor in Changchun? Will the reimbursement be less in Meihe than in Changchun?

Off-site reimbursement is usually less.

Questions. Is personal insurance included in cooperative medical care?

No, accident insurance needs to be purchased by yourself.

The new rural insurance or social security, under the premise of economic ability, is of course high good, pay more, economic ability does not allow, choose the most basic one, the most economical.

Generally, you can pay rural pension insurance, there will be different grades, now the lowest grade is 300 yuan per year, if the family has money, you can also raise the file, there will be 300 1000 yuan between 100 yuan as a unit increase, and then higher, there will be different grades such as yuan, the higher the general grade, the more pension will be received every year after the age of 60, this can be completely according to their own strength and measure! In addition, if you pay rural pension insurance, you should also pay the New Rural Cooperative Medical System, so as to ensure your medical treatment and pension in your old age!

The highest grade is the best.

The new rural insurance has become a lot of grades, and the more insurance, the higher the welfare, so the one with the higher grade of the new rural insurance is relatively better.

The grade of the new rural insurance delivery is carried out according to its own situation. That's the best way to say that. Because everyone's family situation is different, the situation of such needs is also different.

The new rural insurance, like the social security for urban and rural residents, is also divided into grades. The lowest grade is 100 yuan; The highest grade is 2000 yuan, a total of eight grades, which can be selected according to their own economic situation. In principle, it is more to pay more, and the higher the grade of the new rural insurance paid, the higher the pension.

If you want to retire and get a relatively considerable pension, you can pay the highest grade of 2,000 yuan. Reference to the calculation and issuance formula of the new rural insurance benefits: monthly benefits = total personal account 139 + basic pension.

There is no problem with the annual payment, so it is okay to increase your own payment, so the grade and standard of this payment can be changed freely every year.

The more the new rural insurance payment, the greater the guarantee in the future, so the economic ability is OK, then choose the high payment, if the economy does not allow, choose the medium and low payment, which can be adjusted every year.

I think it depends on the actual situation, first of all, it depends on your age. Secondly, it depends on your economic strength, I think if there is economic strength at all. The higher the gear, the better it is. Because you'll get more when the time comes.

Which grade is the best for the new rural insurance delivery? I think it depends on the actual situation, first of all, it depends on your age. Secondly, it depends on your economic strength, I think if there is economic strength at all. The higher the gear, the better it is. Because you'll get more when the time comes.

In the case of the new agricultural insurance, if you can pay the highest grade, then try to pay the highest grade. This is based on. Ask for it, and then don't hand it over. The lowest low-grade, because. The less you pay, the more you lose, and then you are the one who suffers.

But there will be more time to deliver. So I think it's better to hand it over in the mid-range. It doesn't take much effort to hold some of the money yourself.

And when it comes to retirement, the money will also be a hindrance to you.

Which grade is cost-effective?

The payment standard of rural endowment insurance is 100 yuan, 200 yuan, 300 yuan, 400 yuan, and 500 yuan per year. However, no matter which grade it is, the pension insurance treatment of urban and rural residents is the same calculation method. So how is it calculated?

Calculation formula: monthly pension treatment = (total amount of personal contributions + ** subsidy + personal account interest) 139 months + basic pension.

When we choose the payment level, we can refer to these three payment methods. The first minimum contribution is the fastest way to return to the capital, but the pension you get is the least. The second type of maximum payment is the most money you will get in the future.

The third type of ** subsidy ratio is the highest contribution, and the pension in the future is not the most, nor is it the least. However, it is generally recommended that older people choose the highest payment bracket to pay. If you are young, you can take the payment method of high and low.

The grade of the new Dragon Treasure Plus depends on your economic conditions. If you have the financial strength, the more you pay, the better, there is no doubt about this, the more you pay, the better you will enjoy in the future.

The new rural insurance payment is an annual payment, and now the economic ability is OK, choose a high payment, if the economy does not allow, choose a low payment, this can be selected every year.

Summary. Hello! Generally the most upscale. However, to participate in the new rural insurance (urban residence insurance) payment, which grade is better, it depends on the personal economic situation and their own plans, generally the higher the payment grade, the more pension can be received after the age of 60.

Hello! Generally the most upscale. However, the blind to participate in the new rural insurance (urban residence insurance) payment, which file is better, depends on the personal economic situation and their own plans, generally the higher the level of payment, the more pension can be received after the age of 60.

The new rural insurance is the farmer's pension insurance Luliang bend, the insured personnel have to pay every year, and the new rural insurance insurance, there are many grades to choose, the lowest has 100 yuan a year, the highest slag empty 8000 yuan a year, different grades of 60 years old monthly pension is different, so the new rural insurance pay which grade is the most cost-effective?

The payment of new rural insurance is divided into different grades, such as the payment grade of Dalian pension insurance from low to high, which is divided into 200 yuan, 300 yuan, 500 yuan, 800 yuan, 1000 yuan, 2000 yuan, 3000 yuan, total.

A total of 7 grades are available. In some areas, there is a minimum of 100 yuan a year and a maximum of 8,000 yuan. The pension of the New Rural Insurance is composed of two parts:

One part is the basic pension, and the other part is the personal pension account. The basic pension has nothing to do with the payment grade, and is paid in full by the government and the government. The personal account pension is equal to the total principal and interest of the personal account divided by the number of pension months 139.

Therefore, the spring pension is determined by the total principal and interest of the personal account.

Of course, the more you pay, the more cost-effective. However, the new rural insurance pays how much, so the highest grade of 2,000 yuan is the most cost-effective. Mainly according to the economic level to judge, if the life is relatively poor, you can pay 100 yuan grade, but the lowest grade is limited to poor households, if it is an ordinary farmer, the minimum must also be handed over 200 yuan or 300 yuan.

If you live a relatively wealthy life, you can hand over 2,000 yuan or higher, and the highest grade is different in each place. The new rural insurance is a combination of social co-ordination and individual accounts, and other social security policies and measures such as family pension, land security, and social assistance, and the establishment of a financing model that combines individual payment, collective subsidy, and subsidy. Only rural residents who have reached the age of 16 (excluding school students) and have not participated in the basic old-age insurance for urban workers can voluntarily participate in the new rural insurance in their place of household registration.

The local government shall subsidize the payment of the insured, and the subsidy standard shall not be less than 30 yuan per person per year; For those who choose to pay higher standards, appropriate encouragement can be given, and the specific standards and measures for inspection shall be determined by the people of the province (autonomous region, municipality). For groups with difficulty in paying premiums such as important disabled persons in rural areas, local ** shall pay part or all of the minimum standard pension insurance premiums for them.