How much is the NCMS payment fee per person in 2023? What are the rights and interests protection?

On July 8, 2022, the National Health Insurance Administration released a new standard for payment under the new rural cooperative medical system in 2023, with an average increase of 30 yuan per person and an increase of 30 yuan in subsidies. At first, the payment standard for the new rural cooperative medical system was only 10 yuan per person. After the increase in treatment in 2008, the new type of rural cooperative medical care has increased by yuan every year, and now it is now"Fourteen consecutive gains", an increase of up to 35 times compared to the original.

<> according to the "Notice of the National Medical Security Administration on the Payment Standards for New Rural Cooperative Medical Care in 2023", the individual payment has been increased from 320 yuan per person last year to 350 yuan, and this year's new rural cooperative medical care will be 350 yuan per person, with a national subsidy of 610 yuan, and a total of 960 yuan per capita financing standard. This is the minimum payment standard for the new rural cooperative medical system in 2023, and all localities should appropriately increase it with reference to this standard.

In 2023, the payment standard of the new rural cooperative insurance will be raised again, with individuals paying 350 yuan and the state subsidy of 610 yuan. The total cost of the personal account of the new rural cooperative insurance will reach 960 yuan. For all the 960 yuan to enter the personal NCMS pooling account, the local medical insurance department will make overall arrangements for the insurance costs, and the individual has no right to dispose of it.

Since 2003, the new rural cooperative medical system, which has paid 10 yuan per person, has now increased by 35 times to 350 yuan per person. It can be said that the scope of the new rural cooperative medical system is very large, faster than that of any agricultural product.

This year, the fees of the new rural cooperative medical system have been raised again, which is the 20th consecutive year of increase. The key is that after the NCMS is paid, it will be zeroed in less than the end of the year, and the insurance cost of NCMS will not be a penny in the personal account. This is very different from the fact that the employee medical treatment insurance can be extended to the next year.

What's more, NCMS is to live and learn, while employee medical insurance is generally paid after 25 years, and there is no need to pay it again.

In 2023, one person will need to pay 350 yuan. The rights and interests that can be guaranteed include that people can get help when they are sick, and they can be reimbursed for medical treatment, and secondly, the state will also subsidize about 610 yuan.

If you want to pay NCMS, it is about 960 yuan, and some rights and interests are guaranteed to be the cost of serious illness medical insurance.

350 yuan per person; You can enjoy medical insurance, and if you get sick, you can be reimbursed to reduce your financial burden.

According to the notice of the National Health Insurance Administration on the payment standard of NCMS in 2023, the individual payment will be increased from 320 yuan per person last year to 350 yuan, and this year, the NCMS will pay 350 yuan per person, the state subsidy will be 610 yuan, and the per capita financing standard will be 960 yuan. This is the minimum standard for the payment of NCMS in 2023, and all localities should refer to this standard to appropriately rise.

Who can enjoy the exemption from NCMS?

Of course, as the standard of NCMS payment is getting higher and higher, some people are under great pressure to pay, and various places have introduced preferential reduction and exemption policies accordingly

1. The elderly.

Generally, it refers to farmers aged 70-80 who have no income. Of course, the specific situation depends on the actual local standards.

2. Disabled persons who do not have the ability to actually live.

In addition to exempting all disabled people with second-generation disability certificates, the state will also give various subsidies to all disabled people who hold second-generation disability certificates.

3. Low-income people.

Special groups such as five-guarantee households, poor households, low-income households, orphans, children in difficulty, and preferential care recipients do not need to pay the NCMS, and all of them are paid by the county finance.

350 yuan.

NCMS is a medical insurance for farmers set up in China since 2003, at that time, the payment standard was 10 yuan per person per year, and China subsidized 20 yuan. Subsequently, the payment standard of NCMS is **, and the range of ** is generally between 20 and 40 yuan.

In 2022, the NCMS payment standard is 320 yuan per person, China's subsidy is 660 yuan, and the total NCMS insurance cost in the individual NCMS account is 980 yuan. Whether it is the NCMS medical insurance paid by individuals or the NCMS medical insurance fees subsidized by China, they are used as a whole. In other words, NCMS has the characteristics of clearing every year, and all insurance costs are used for reimbursement of medical expenses incurred by patients.

Therefore, the characteristics of NCMS are not that you pay every year in a row, as long as you live old, you have to pay until you are old, and there is no such thing as employee medical insurance, and you don't need to pay medical insurance after retirement. Perhaps because the standard of payment of NCMS medical insurance is relatively low, China's subsidy is relatively high, and there is no subsidy in China for urban workers' medical insurance.

Not everyone has to pay for the NCMS medical insurance, because some people can't afford it. After all, NCMS is rising every year, according to the law of NCMS every year, next year's NCMS is expected to have a high probability of 30 yuan, that is, each person needs to pay 350 yuan. According to the calculation of a family of 6 people, you need to pay 2,100 yuan for the New Rural Cooperative Medical Insurance in a year, which is equivalent to the net income of two acres of land, and you can't earn so much money from farming if you encounter natural disasters.

Hello, I have helped you check and inquire about the result: 350 yuan in 2023. In 2023, the individual payment of basic medical insurance for urban and rural residents shall be paid according to the standard of not less than 350 yuan per person, and the individual payment shall be paid annually within the specified payment period.

Except for newborns, urban and rural residents should participate in insurance and pay premiums from July 1 to December 31, 2023. However, this is the minimum standard for the payment of NCMS, and all localities will refer to this standard according to the actual situation. According to the news of the Medical Insurance Bureau on the payment standard of NCMS in 2023, the individual payment has increased from 320 yuan per person last year to 350 yuan, and this year, the NCMS will have to pay 350 yuan per person, the subsidy is 610 yuan, and the per capita financing standard is 960 yuan.

Of course, in 2023, the reimbursement ratio of NCMS will be further increased, and the proportion of medical expenses reimbursement will be as high as 70%.