Urban and rural medical insurance payments ushered in new dynamics, financing standards two improve

I don't want to pay it. The payment standard of the new rural cooperative cooperative system is 30 yuan, and many rural people feel unacceptable, and they are no longer willing to continue to pay premiums, because many rural people have elderly people and multiple children at home, and the protection fee of 350 yuan per person is a large amount of expenses, which is a heavy burden on rural families

I do. Because in this way, you can enjoy the services of medical insurance, you can provide for your old age, and you can avoid accidents.

I don't want to, after all, I don't usually use the fees I pay, and it's a waste of resources.

The specific increase of about 10% has made many urban and rural residents cheer, after all, it is related to their treatment of diseases.

Specifically, it will be increased by about 300 yuan, and I think that the medical insurance for urban and rural residents is too important for the people, and it is related to their livelihood.

On the basis of the original meeting, the increase of 20% is already a high number.

China's basic medical insurance system implements a combination of social pooling and individual accounts, so urban and rural residents' medical insurance adheres to multi-channel financing, and implements a combination of individual payment and subsidy. The financing standards of medical insurance should be dynamically adjusted according to national policies, economic development levels, income status of urban and rural residents, and medical consumption needs.

At the national policy level, in recent years, the state has increased investment in urban and rural medical insurance, continuously increased the standard of financial subsidies, improved the level of medical insurance treatment, and continuously increased the reimbursement ratio within the scope of the serious illness insurance policy, and the standard of individual payment has also been increased accordingly. In fact, the rate of individual improvement is often much lower than the rate of increase in state financial subsidies, and in fact, the state is constantly improving the medical security policy for urban and rural residents.

In terms of economic development, in the 70 years since the founding of the People's Republic of China, China's GDP has grown at an average annual rate, and its total economic output has increased by 77 times, ranking second in the world. In recent years, China's economic development has shifted from a stage of rapid growth to a stage of high-quality development, and high-quality development embodies the development of adhering to the focus on improving the quality and efficiency of development, in order to better meet the people's growing needs for a better life, and to improve the medical insurance financing standards for urban and rural residents in order to better solve the problem of difficult and expensive medical treatment for the people.

Looking at the income of urban and rural residents, in the seven years from 2010 to 2017, the annual per capita disposable income of Chinese residents has increased from 12,519 yuan to 25,973 yuan now, more than doubled. In addition, in recent years, China's economy has grown steadily, the demand for labor has increased, the number of employment opportunities has increased, and the level of national education has been continuously improved, and the wage income of residents has also continued to increase. Here, raising the financing standard of medical insurance for urban and rural residents can reduce residents' expenditure on medical care, and then increase people's disposable income from the side.

In terms of medical consumption demand, with the continuous improvement of residents' living standards, the requirements for health are also increasing, and the demand for medical consumption is becoming more and more vigorous. The sub-health phenomenon of modern people is relatively common, and the development of modern medical methods has made many diseases found and demanded. The need to raise the standard of medical insurance financing for urban and rural residents is also becoming more and more urgent.

The reimbursement ratio of medical insurance paid by individuals is different from that of medical insurance paid by units, mainly because of the difference between individual social security payment and social security payment by work and unit, the main differences are: 1. The proportion of payment is different, and the proportion of pure individual payment is higher than that of common payment. 2. There are different types of insurance to be paid, and there are only two insurances for pure individual payment, two kinds of pension and medical care, and when they are paid together, they are five insurances and one housing fund, and the unit bears a larger proportion.

3. The base is different, and the individual payment can choose less than one grade, and the company is based on your average annual salary in the previous year as the payment base (stipulated by laws and regulations), and there should be no difference in the reimbursement of medical insurance. When the insured person seeks medical treatment in the designated hospital of medical insurance, show the medical insurance card, and at the time of checkout, the insured person's expenses are paid by the insured with the medical insurance card or cash, and the part of the medical insurance reimbursement is settled by the medical insurance and the hospital, and the insured does not have to bear the burden In addition, it should be noted that if you participate in the insurance in the name of an individual, you generally need to enjoy the medical insurance treatment after half a year.

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The minimum payment period of medical insurance in Shenyang is 25 years, which means that the minimum payment period before retirement is 25 years, and cannot be less than 5 years of actual payment.

Since 2009, Shenyang has a regulation: if you reach the age of 25 after January 2004, you must pay the number of years you have applied for medical insurance from 2004. This period is deemed to be a payment.

You can also enjoy medical insurance treatment during the payment period, and it is better to be hospitalized if you are sick.

There are two levels of health insurance:

The payment is small, and the medical insurance card is not returned, so you can only use cash to buy medicine, and you cannot be reimbursed. Hospitalization is reimbursed.

10%: Pay more, the medical insurance card is returned, and you can buy medicine at ordinary times. Hospitalization and equal treatment.

The Social Insurance Law stipulates that male urban workers who have paid medical insurance premiums for 25 years can enjoy medical insurance benefits after retirement without paying any more contributions. So theoretically it should be like this. Medical insurance does not cover it.