Details of the payment grade of the new rural insurance, and the payment grade of the new rural insu

After the new rural insurance system and the urban housing security system are "merged", the level of individual payment will be greatly increased. The original payment standard for the new rural insurance and urban housing insurance was set at 100-1000 yuan per year for 10 grades, and the "Implementation Measures" added 4 grades of 1500 yuan and 2000 yuan on the basis of retaining the original 10 grades, a total of 14 grades.

14 payment standard grades

The insured can choose the payment grade according to the family's economic conditions and wishes, and pay the fee year by year. Encourage the insured to pay as soon as possible, pay continuously, pay more and pay more. If the cumulative payment period of the insured exceeds 15 years, on the basis of 15 years, the basic pension shall be increased by no less than 2 yuan per month for every 1 year of the payment period.

The insured can choose the payment level among the 14 payment standard grades, and pay the pension insurance premiums at the local social insurance agency or designated financial cooperative institution during the payment time. Our district will also adjust the payment grade standards in a timely manner according to national regulations, economic and social development, and income growth of urban and rural residents. If the insured interrupts the payment of pension insurance premiums for any reason, the personal account shall be retained.

When paying again, the payment period before and after the interruption can be cumulatively calculated, and the amount of personal account savings can be calculated consecutively.

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The basic pension is 100 yuan

The original basic pension of 55 yuan per person per month has been increased to 100 yuan, which is consistent with the basic pension standard of urban housing insurance. This basic pension standard is adjusted in a timely manner according to national regulations and economic development and price changes in our region. The monthly calculation and payment standard of personal account pension is the total amount of savings in personal account divided by this coefficient, which is consistent with the basic pension insurance for urban employees.

At the time of the implementation of the new rural insurance or urban housing security system, those who have reached the age of 60 and have not received the basic old-age security benefits stipulated by the state before the implementation of the old-age insurance for urban and rural residents do not need to pay, and can receive the basic pension on a monthly basis from the month of implementation of the new system.

After the unification of the basic pension for urban and rural residents, the benefits to rural residents are relatively large, because the proportion of rural residents is relatively large, about 950,000 people, and about 60,000 urban residents.

The state stipulates that rural residents participating in the new rural insurance shall pay pension insurance premiums in accordance with regulations. At present, the payment standard is set at 5 grades of 100 yuan, 200 yuan, 300 yuan, 400 yuan and 500 yuan per year.

1. The mission objectives of urban residents' endowment insurance are: to establish an urban residents' endowment insurance system that combines individual payment and subsidy, to implement a combination of social pooling and personal accounts, and to match other social security policies such as family pension, social assistance, and social welfare, so as to ensure the basic life of urban residents for the elderly;

2. Fund raising: The pension insurance for urban residents is mainly composed of individual contributions and subsidies. Individual contributions.

Urban residents who participate in the old-age insurance for urban residents shall pay the old-age insurance premiums in accordance with the regulations. At present, the payment standard has 10 grades of 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan and 1000 yuan per year. **Subsidy, local people should pay subsidies for insured personnel, the subsidy standard is not less than 30 yuan per person per year, and the specific standards and methods are determined by the provincial (autonomous region, municipal) people**;

3. Pension insurance benefits: pension benefits are composed of basic pensions and personal account pensions, which are paid for life;

4. Conditions for receiving pension benefits:

Urban residents who have reached the age of 60 and can receive a monthly pension if they participate in the pension insurance for urban residents. If the payment is less than 15 years away from the receiving age, the payment shall be made on an annual basis, and supplementary payment is also allowed, and the cumulative payment shall not exceed 15 years, and if the payment is more than 15 years away from the receiving age, the annual payment shall be paid, and the cumulative payment shall not be less than 15 years;

5. Adjustment of treatment: According to economic development and price changes, the state shall adjust the minimum standard of the basic pension of the national urban residents' pension insurance in a timely manner.

Legal analysis: The payment standard of the new rural insurance is set at 5 grades of 100 yuan, 200 yuan, 300 yuan, 400 yuan and 500 yuan, and the local government can add payment grades according to the actual situation. The insured chooses the grade to pay the premium, and the more you pay, the more you get.

Qualified village collectives shall give subsidies to the insured persons for their contributions, and the subsidy standards shall be democratically determined by the villagers' committees convening villagers' meetings. Encourage other economic organizations, social welfare organizations, and individuals to provide subsidies for the payment of insured persons.

Legal basis: Social Insurance Law of the People's Republic of China

Article 10 Employees shall participate in the basic endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premiums. Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance at the employer, and other flexibly employed persons may participate in the basic pension insurance, and the basic pension insurance premiums shall be paid by the individual. The method of pension insurance for civil servants and staff managed with reference to the Civil Servants Law shall be prescribed by ***.

Article 12 The employer shall pay the basic endowment insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, which shall be credited to the basic endowment insurance pool. Employees shall pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state, which shall be credited to their personal accounts. Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance in the employer, and other flexibly employed persons who participate in the basic pension insurance shall pay the basic pension insurance premiums in accordance with the provisions of the state, which shall be credited to the basic pension insurance co-ordination and personal accounts respectively.

Article 13 Before the employees of state-owned enterprises and public institutions participate in the basic endowment insurance, the basic endowment insurance premiums that should be paid during the deemed payment period shall be borne by the first employee. When the basic endowment insurance is insufficient, it will be subsidized.

Article 14 Personal accounts shall not be withdrawn in advance, and the interest rate shall not be lower than the interest rate of bank fixed deposits, and interest tax shall be exempted. In the event of the death of an individual, the balance of the personal account may be inherited.

Legal analysis: 1. The new rural social endowment insurance (referred to as the new rural insurance) is to ensure the basic life of rural residents when they are old, and establish a financing model combining individual payment, collective subsidy and subsidy, and the pension treatment is combined with social co-ordination and personal accounts, and other social security policies and measures such as family pension, land security, and social assistance.

Legal basis: Article 16 of the Social Insurance Law of the People's Republic of China Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

The new rural social endowment insurance implements a payment system, and the payment grade and income schedule are as follows: Qi Xinfeng 1Basic pension payment grade:

Payment standard and payment ratio: The payment ratio is 8%, of which the individual payment ratio is 4%, and the unit payment ratio is 4%. Payment Standards:

The payment base is 60% of the average monthly salary of the city's employees in the previous year. Pension standard: If the insured person is over 60 years old or is recognized as incapacitated due to illness or accidental injury and has paid contributions for 15 years, he or she can receive a pension at 20% of the monthly salary.

2.Supplementary pension payment grade: payment standard and payment ratio:

The contribution ratio is 8%, of which the individual contribution ratio is 4%, and the unit contribution ratio is 4%. Payment standard: The payment base is 300% of the average monthly salary of the city's employees in the previous year.

Pension standard: If the insured person reaches the age of 60 or is found to have lost the ability to work due to illness or accidental injury and has paid contributions for 15 years, he can receive a pension at 50% of the monthly contribution salary. 3.

Individual voluntary payment grade: payment standard and payment ratio: the payment ratio is 8%, individual voluntary payment, and the unit does not pay.

Payment standard: The payment base is 300% of the average monthly salary of the city's employees in the previous year. Pension criteria:

If the insured person has reached the age of 60 or has been found to have lost the ability to work due to illness or accidental injury and has paid contributions for 15 years, he or she can receive a pension at 50% of the monthly contribution salary.

Hello, the payment grades and standards of social endowment insurance for rural residents are as follows:1Payment Grades: The social endowment insurance contributions for rural residents are divided into three grades:

1) Minimum payment level: 100 yuan per person per year, and the payment period is not less than 15 years. (2) Medium payment grade:

Each person pays 200 yuan per year, and the payment period is not less than 15 years. (3) The highest payment grade: 300 yuan per person per year, and the payment period is not less than 15 years.

2.Insured persons who receive standard social endowment insurance for rural residents can enjoy the treatment of pension funds when they reach the statutory retirement age (60 years old for men and 55 years old for women) and pay insurance premiums for 15 years. The eligibility criteria are as follows:

1) The minimum payment grade: the monthly pension bank guesses a loss of 70 yuan. (2) Medium payment grade:

Receive a pension of 140 yuan per month. (3) The highest payment grade: 210 yuan per month.

It should be noted that the above standards are formulated according to the 2019 policy, and the specific standards may change according to policy adjustments.

Rural residents participating in the new rural insurance system shall pay pension insurance premiums in accordance with regulations. The standard of payment and trembling is temporarily set at 100 yuan, 200 yuan, 300 yuan, 400 yuan, and 500 yuan per year. The insured chooses the grade to pay the premium, and the more you pay, the more you get.

The state adjusts the payment level in a timely manner in accordance with the growth of the per capita net income of rural residents.