How do I calculate the relevant taxes when I buy a new house for the first time?

The normal deed tax is 9,000 yuan. The public maintenance fund is 9,000 yuan. The others are less, about 100 how long can be.

According to the relevant staff of the local taxation department of Jinan, in Jinan, in accordance with the current deed tax policy, differentiated tax rates are implemented for individual purchases of housing. According to the regulations, if an individual purchases an ordinary house, and the house is the only house of the family, the deed tax shall be levied at a preferential tax rate of 1% if the construction area of the house is less than 90 square meters (inclusive); 90-144 square meters (including 144 square meters) will be taxed at a rate of 3% reduced by half, that is, the effective tax rate is.

The definition of ordinary housing requires that the building floor area ratio of the residential community is above and below, the construction area of a single set is less than 144 square meters, and the actual transaction is lower than the average transaction of land and housing of the same level. But often, the floor area becomes the most important factor.

The purchase of non-ordinary housing, two or more houses, and commercial investment properties (shops, office buildings, business apartments, etc.) are taxed at a rate of 3%.

This fee is different because of different regions. If you want to buy a new home, just ask the real estate consultant and he will calculate the exact cost according to the local policy. Hope.

For novice buyers, what taxes to pay when buying a house is a big problem, in addition to the necessary purchase money, the fees that need to be paid for housing transactions include deed tax, house decoration**, property management fees, ownership registration fees, etc.

Deed tax: Deed tax refers to a one-time tax levied on the new owner (property assignee) on the contract entered into by the parties at a certain percentage of the house price when the ownership of the house changes. It is a special tax levied on changes in real estate property rights.

The deed tax rate is more or less defined by the local city, and is generally divided into two types: ordinary residential and non-ordinary residential property. The definition criteria for ordinary residential buildings are: the building floor area ratio of the residential community is more than 140 square meters, the construction area of a single set is less than 140 square meters, and the actual transaction price is less than the average transaction time of housing on the same level of land.

Houses that meet all these three conditions are ordinary houses, and ordinary houses enjoy preferential tax rates, while non-ordinary houses are subject to deed tax at a rate of 3%.

Housing maintenance: maintenance refers to the overhaul, renewal and transformation of the common parts of the residence and the common facilities and equipment established after the expiration of the warranty period for commercial housing and public housing. The full name of Hefei hot-selling real estate maintenance ** is the maintenance of common parts and common facilities and equipment, which is specially used for the maintenance and renewal of common parts such as roofs and elevators and common facilities and equipment after the expiration of the warranty period.

From the perspective of the maintenance guarantee of common parts and common facilities and equipment, maintenance can be said to be the "pension" of the house.

Contract stamp duty: It is paid directly at the time of signing the contract, and the total house payment is generally paid together with the down payment, so as to facilitate the developer to handle the contract registration and real estate certificate in a unified manner. However, it is worth noting that at present, in the purchase transaction of new real estate in Hefei, the contract stamp duty is temporarily exempted, so we do not need to pay this part of the tax for buyers who buy residential buildings, and it can be omitted in the calculation.

Property registration fee: The title registration fee is the cost of applying for a real estate certificate. The property right registration fee is charged on the house, which is collected according to the current fixed rate of the value of the house, the fixed rate or fixed amount of the building area, and the fixed amount of the house, etc., and is uniformly standardized to be charged according to the set.

Residential houses are paid according to 80 yuan per household, non-residential houses are paid according to 550 yuan per household, and the co-owner certificate fee is paid according to 10 yuan per person, that is, each additional property owner will be charged by 10 yuan, and this 10 yuan is only the cost of work, because if each household has only one copy, it is free of cost.

Property management fee: calculated from the date of acceptance of the house by the buyer. If the purchaser does not take possession of the property without justifiable reasons after the developer issues the notice of occupancy, the property management fee can be calculated from one month after the notice of occupancy is issued.

Generally, it is paid for three months in advance. Property management fees shall be paid for houses that have not been lived in by the property owner for a long time or vacant houses that have not been sold by the developer.

1. Taxes and fees to be paid to buy a new house:

1) Deed tax. or 3% of the total amount of the room payment. The amount of deed tax levied is determined by whether the house is an ordinary residence, and the preferential tax rate enjoyed by ordinary residences is 3%, while the deed tax is levied at a rate of 3% for non-ordinary residences.

In other words, ordinary houses under 140 square meters are 3% for ordinary houses over 140 square meters, and 3% for non-ordinary houses. Usually, the deed tax is paid along with the down payment, and the developer collects it on behalf of the developer. Pay the relevant fees, and the developer will issue an official invoice for the purchase of the house.

2) Contract Stamp Duty:

It is paid directly at the time of signing the contract, and the total house payment is generally paid together with the down payment, so as to facilitate the developer to handle the contract registration and real estate certificate in a unified manner.

3) Bank mortgage fees.

If you apply for a mortgage loan, the second set of fees to be paid when signing the contract is the bank mortgage fee, and the fees for commercial loans vary slightly from bank to bank.

a.Mortgage registration fee: 80 yuan for households.

b.Stamp duty on warrants: 5 yuan per household.

c.Insurance premium: property insurance premium = total housing payment annual rate years coefficient. The insurance premium is paid in one go. (The insurance rates are roughly 1 5 years, 6 10 years, 11 15 years, 16 20 years, and more than 20 years.)

4) Housing maintenance**.

Major repairs**: 2%-3% of the purchase price

Overhaul** is the repair of public facilities, common equipment (involving common parts of the house such as facades, roofs, sewers, water pipes, etc.). After the developer or property management company has to open an account with a bank designated by the local housing authority, the buyer can deposit it by himself. Generally speaking, when the buyer receives the keys and checks in, the developer will collect the funds for the repair of the house.

80 yuan set.

The title registration fee is the cost of applying for a title deed. The property right registration fee is charged on the housing, which is collected according to the current fixed rate of the value of the house, the fixed rate or fixed amount of the building area, and the fixed amount of the house, etc., and is uniformly standardized as (blog, microblog) charged according to the set. Residential houses are paid according to 80 yuan per household, non-residential houses are paid according to 550 yuan per household, and the co-owner certificate fee is paid according to 10 yuan per person, that is, each additional property owner will be charged by 10 yuan, and this 10 yuan is only the cost of work, because if each household has only one copy, it is free of cost.

5) Transaction fees.

1.Residential floor area x 3 yuan

2.Non-residential floor area x 11 yuan

6) Property management fees.

It is calculated from the date of closing.

What are the types of taxes on housing transactions?

Real estate deed tax: refers to a tax levied on the property right assignee when the transfer of real estate ownership occurs due to the assignment, transfer, sale, exchange or gift of land use rights.

Business tax: refers to a tax levied on units and individuals who sell real estate at the rate of their turnover.

Property tax: It is a tax levied on property owners according to the original value of the house or the rent of the property.

Business tax surcharge: It refers to the urban maintenance and construction tax and education fee surcharge levied on the units and individuals who pay business tax on the basis of the actual business tax paid.

Stamp duty: refers to a tax levied on real estate certificates written or received in economic activities or economic exchanges.

Individual income tax: refers to a tax levied on the income from the transfer, lease or other activities of a house with legal property rights and the income obtained by the individual.

Tax deposit: refers to the individual income tax deposit calculated according to the individual income tax rate for the taxable income when an individual transfers the housing with legal property rights in accordance with the relevant regulations.

Housing ownership registration fee: that is, the registration fee for house ownership, refers to the registration fee charged to the house owner when the local people's department at or above the county level exercises the real estate administrative function to register the house ownership in accordance with the law and issue the house ownership certificate, excluding the real estate surveying and mapping (or surveying) fee charged by the real estate surveying and mapping agency.

Land Revenue (Land Appreciation Fee): The price paid by the land user to the financial department in accordance with the prescribed proportion of the transaction amount of the transferred land when the land user transfers the land use right (including the transfer together with the ground building) to a third party, or the price paid to the financial department in accordance with the prescribed proportion of the rental income obtained by the land user when the land user leases the land use right (including the land use right together with the ground building) to other users.

Land transfer fee: the land use right at all levels of the land management department will be transferred to the land user, according to the provisions of the transferee to collect the full price of the land transfer (refers to the total amount of land transfer), or the expiration of the land use period, the land user needs to renew and pay the renewal of the land transfer price to the land management department, or the original administrative allocation of the land use right to obtain the land use right, the land use right transfer, lease, mortgage, as a price into shares and investment, according to the provisions of the land transfer price.

Land Appreciation Tax: refers to a tax paid to the state by units and individuals who transfer the use right of state-owned land, buildings on the ground and their attachments and obtain income, and the income obtained from the transfer, including monetary income, income in kind and other income, does not include the act of transferring real estate by inheritance or gift free of charge.

When applying for the real estate certificate, the main costs are maintenance**, deed tax and production cost, and you only need to pay the production cost when applying for the land certificate!

Deed tax, stamp duty, production cost, public supporting fees.

1. Deed tax: The average price of ordinary residential buildings is less than 5,000 yuan m2, and the appraisal price*;If the non-ordinary house is higher than 5,000 yuan m2, and the area is more than 144m2, and it is used for other purposes, the appraisal price is 3%.

2. Individual income tax: (appraisal price - original purchase price) * 20%. The requirement is that the seller pays, but nowadays many of them are paid by the buyer.

3. Business tax: if the residential property has been purchased for less than five years, the appraisal price*;If the non-ordinary dwelling has been purchased for more than five years (appraisal price - original purchase price)*;Ordinary residential purchases for more than five years are exempted.

4. Real estate transaction fee: building area * 6 yuan square meter.

5. Stamp duty: appraisal price*.

6. The cost of the real estate certificate: 85 yuan.

As a buyer, the stamp duty country is already exempt.

Only the deed tax can also enjoy the policy, 1% below 90 square meters, 90-140 square meters, and 3% above 140 square meters.

7. The cost of land certificate: 105 yuan.

8. Transaction appraisal fee: appraisal price*

Deed tax: If the area of the house does not exceed 90 square meters and it belongs to the first house, it will be paid at 1% of the house price. If the house is between 90 and 140 yuan in size and belongs to the first house, the deed tax is % of the house price.

If the area is more than 140 or it does not belong to the first home, the deed tax is 3% of the house price. 2. Individual income tax: If you have bought a house for more than 5 years and belong to the only residence, you can not pay individual income tax, otherwise you will pay 1% of the individual income tax on the house price.

There are no transfer fees for new properties, and new properties only need to pay 1% deed tax. There are also public maintenances** and strata fees to be paid prior to moving in.