At the age of 55, the retirement salary is 75000 and 60000 plus 350,000 subsidies, which one do you

Judging from the two descriptions, of course, it is a one-time subsidy of 350,000 yuan, and then 6,000 yuan per month, and will never choose a monthly pension of 7,500 yuan.

First of allIf the monthly pension is 7,500 yuan, the total amount for a year is 90,000 yuan; In addition, the monthly pension is 6,000 yuan, and the total amount is 10,000 yuan a year; However, compared with the total amount of monthly pension, there is a difference of 10,000 yuan.

And then, between the two monthly pension is 10,000 yuan a year, and the choice of a monthly retirement plan of 6,000 yuan, as well as a one-time subsidy of 350,000 yuan, this money is the key.

We can calculate that the difference between the two is 10,000 yuan a year, and how many years does it take to get 350,000 yuan according to the same annual more than 10,000 yuan?

The total amount is 350,000, a difference of 10,000 per year, and it takes (350,000 = years and 5 months, when will I reach the age of 75.

SecondlyIf the monthly pension is 7,500 yuan, it will take 19 years and 5 months to reach the same amount of 6,000 yuan per month plus a one-time subsidy of 350,000 yuan.

In addition, don't ignore one point, a one-time subsidy of 350,000 yuan, you can deposit the 350,000 yuan in the bank for five years, according to the annual interest rate of 4%, the annual interest income is: 350,000 * 4% * 1 year = 10,000 yuan, and the interest is 10,000 yuan every year.

FinallyTo sum up, the difference between the monthly pension of 7,500 yuan and the monthly pension of 6,000 yuan is 10,000 yuan, and the one-time subsidy of 350,000 yuan can be deposited in the bank for interest.

If 350,000 yuan is released to the bank with interest of 10,000 yuan per year, the difference between the two monthly pensions is 10,000 yuan, so that the actual annual difference is 4,000 yuan.

You must know that the actual difference of 4,000 yuan per year, if you want to get a one-time subsidy of 350,000 yuan, it will take a year to be able to 350,000 yuan.

Based on the above analysis and calculation, it is known that since you retire at the age of 55, you must choose a retirement plan of 6,000 yuan per month and a one-time subsidy.

Because as long as the pension is put into your pocket in advance, you can enjoy the money while you still have your life to spend. No matter how high the monthly pension is, it is useless, and the pension is gone, so why not choose a one-time subsidy of 350,000 yuan.

I will choose 6,000 plus 350,000, because 6,000 is 1,500 less than 7,000, which is equivalent to the 350,000 that needs 20 years to earn back, and after 20 years, it will be 75, why do you need so much pension, it is better to spend in advance.

Choose 6,000 plus 350,000 subsidies, if you die unexpectedly later, the retirement salary will not be paid, and the 350,000 you get is still there.

At the age of 55, the retirement salary is 7,050 and 6,000 plus 350,000 subsidies, and the salary is 7,050. Take more every month, 6,000 plus 350,000 don't post must be conditional, and the money is the best. In fact, it's all the same, choose according to your inner thoughts.

Definitely choose a retirement salary. The elderly can no longer afford to toss, so it is more cost-effective to have a fixed retirement salary every month than to make up for the fall.

The pension is 6,000 yuan, which is already a very high level; The pension of the clerk can basically exceed 90% of the retired elderly.

When the monthly pension can reach 6,000 yuan, it is a very high income level, indicating that the previous salary income is very high, as for whether you can bring more than 90% of the retired old stupid people to see the specific data.

Relatively speaking, the level is still relatively high, belonging to the middle and upper level; Absolutely.

In fact, the social security subsidy is very easy to apply, as long as certain conditions are met, you can receive the social security subsidy, first, you must be identified as a person with flexible employment difficulties, or a college graduate who has not been employed for two years after leaving school, second, you must go to the public employment talent service agency for flexible employment registration, third, to ensure that you have paid pension insurance and employee medical insurance normally, and you can receive social security subsidy if you meet the above conditions.

According to the relevant regulations, the social insurance subsidy standard generally does not exceed the actual social security premium of 2 3, then like we here is a subsidy of 200 yuan a month, like Guangzhou social security subsidy of 600 yuan a month, a year is 7200 yuan, pay social security for a year, only take more than 3000 yuan can be slowed down, is not to save a lot of money, so everyone remember to apply for social security subsidies.

Around 3500.

Suppose that when you retire, the average salary of the previous year is 4,800 yuan, the payment period is 34 years (including 12 years of deemed payment period), the file dust payment salary is 4,800 yuan, the payment base is 60%, the personal account storage amount is 110,000 yuan, and the retirement age is 55 years old. If you work in the company until you retire, it is estimated that you can get about 3,500.

The so-called length of service refers to the working hours of employees with wage income as the main or all of them since the establishment of labor relations with the unit.

Summary. Dear, I'm glad to answer for you: Born in 55, 43 years of service, and the original retirement salary of 7,800, how much can be added this time?

Answer: The pension of 7,800 years of service after 43 years of service can rise by about 180 yuan this year. Because.

This year, the pension for retirees stipulated by the state will be raised by 4 percent. According to the situation adjusted by Hubei Province last year. To test this year's adjusted policy.

Counted. The average person increased by 30 yuan. The length of service is linked to 2 yuan per year.

$86 for 43 years. Linked to personal wages. This year, it will be calculated according to 1% of my salary last year.

7,800 is adjusted to 78 yuan. A total of 181 yuan.

Born in 55 years, 43 years of service, and the original retirement salary of 7,800, how much can be added this time?

Dear, I'm glad to answer for you: Born in 55, 43 years of service, and the original retirement salary of 7,800, how much can be added this time? A:

The 43-year-old pure working age of 7,800 pension can rise by about 180 yuan this year. Because. This year, the pension for retirees stipulated by the state will be raised by 4 percent.

According to the situation of Hubei Province last year. This year's adjustment of the policy is illusory. Counted.

The average person increased by 30 yuan. The length of service is linked to 2 yuan per year. $86 for 43 years.

Linked to personal wages. This year, it will be calculated according to 1% of my salary last year. 7,800 is adjusted to 78 yuan.

A total of 181 yuan.

I'm from Shanghai, not Hubei.

1. A unified increase of 60 yuan 2, according to the number of years of payment of my occupational insurance (including the deemed payment period of Jie Sen Town) for every 1 year, and the cumulative amount of less than 1 yuan will be increased by 3, and the basic pension of my socks in December will be increased on the basis of 3. In addition to the spring auction, in order to reflect the care for the elderly, the city will continue to increase the number of senior citizens aged 65 and women aged 60 on the basis of the above three general additions for enterprise retirees this year.

Nationwide, the proportion of lead and lead people who can receive a pension of more than 4,500 yuan cannot reach half, because only Huaitong, a person from a government agency, can get such a high retirement salary.

It is impossible to reach half, because many people's pensions are still relatively low, and relatively low people account for the majority.

Yes, it is obvious from the current data that the training group has reached half of the brothers. It also proves that people already have a very good envy of the retirement life.