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The difference between card cancellation and account cancellation is likely not to be known. So let's first understand the definition of the two: the so-called cancellation of a credit card is the cancellation of a certain credit card held in your name, which is also equivalent to deactivating the original credit card, but you may still have other cards from the bank.
Then the account closure is to cancel all credit cards of this bank and the personal information reserved by the bank. So what is the difference between canceling a card and canceling an account?
The difference between card cancellation and account cancellation. jpg
The difference between card cancellation and account cancellation is mainly divided into the following points:
1. The purpose is different: the cancellation of the card refers to the application to the bank to cancel the credit card, and the purpose is mainly to terminate the right to use the card; Account closure is to cancel the credit card and then apply for the cancellation of your account.
2. The degree of retention of personal information is different: the card is still the bank's customer, and the bank still retains the basic personal information; In the case of account closure, all the information stored in the bank is deleted.
4. The process and effective time are different: the process of canceling the card is relatively simple, if there is an arrears in the card to pay off, contact the customer service directly to cancel it, and it will take effect immediately. If the account is closed, the bank will confirm it repeatedly, and some banks require that the operation must be carried out at the branch, which usually takes 45 days to take effect.
5. The effect is different: the card cancellation information will be queried; After the account is closed, the account information will be cleared, and you will be treated as a newcomer again.
So we have already understood the difference between card cancellation and account cancellation, and you can also learn about how to make money. You also need to pay attention to: when canceling the card, you should process your bank card to prevent your information from being leaked; If you close your account, you will have all your information cancelled, and you will need to fill it out again when you apply again.
Distinguish the difference between card cancellation and account cancellation, and handle it correctly.
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Take China Unicom as an example: mobile phone card cancellation.
It is the same business as canceling the mobile phone card, and the Unicom card is not used, and the owner needs to hold a valid ID card.
If there is any arrears at the time of account cancellation, it can only be handled after settling the arrears. For specific business halls that can handle account cancellation, it is recommended to call the local operator. Guest. Wear.
Hot. Line. Make a consultation.
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Summary. Cancellation means that if the cardholder no longer wants to hold a certain card, he can go to the local counter to apply for this business, the process of canceling the bank card is relatively simple, do not leave any money in the cancelled card, and there can be no arrears, as long as the application conditions are met, you can cancel it immediately. Account cancellation is to cancel the cardholder's account, the so-called account is when the individual wants to apply for a bank card, will open an account belonging to the cardholder's individual, an account can have many cards under the account, when the cardholder cancels the account, all the cards under the bank's name will be cancelled, can no longer be used.
Cancellation means that if the cardholder no longer wants to hold a certain card, he can go to the local counter to apply for this business, the process of canceling the bank card is relatively simple, do not leave any money in the cancelled card, and there can be no arrears, as long as the application conditions are met, you can cancel it immediately. Account cancellation is to cancel the cardholder's account, the so-called account is when the individual wants to apply for a bank card, will open an account belonging to the cardholder's individual, an account can have many cards under the account, when the cardholder cancels the account, all the cards under the bank's name will be cancelled, can no longer be used.
Take a look. The difference is still relatively large.
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There is a difference between the cancellation and cancellation of the telephone card of the electric rough Bizhen phone, as follows:
The cancellation of the account is to completely delete all the information of the ** number, including the previously bound bank card, cloud service, Alipay and other applications, which means that the user needs to re-register and bind the relevant information.
3.Fees: **There is usually no additional cost after the card is cancelled, but if the account is cancelled, there may be some remaining phone bills that cannot be refunded, and these phone bills will usually be deducted in the form of downtime insurance fees.
4.How to operate: **Card cancellation can be applied for through the operator's APP or customer service**, or you can go to the physical business hall for processing. The cancellation of the account requires the user to take the initiative to handle it, including going to the physical business hall or through the operator's APP.
5.Effect: **After the card is cancelled, the user can apply for and use the same rock thick number again at any time, but after the account is closed, the user needs to re-register and bind the relevant information, and cannot use the same number again.
In general, the main differences between card cancellation and account cancellation are definition, impact, fees, operation mode and effect. If you only need to use the ** number for the time being, you can choose to cancel the ** card; If you need to completely delete all the information of the ** number and avoid incurring additional costs, you can choose to close the account.
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The difference between cancellation and cancellation of the first card, 1. Cancellation is that if the cardholder does not want to hold a certain card, he can go to the local counter to apply for this business, the process of canceling the bank card is relatively simple, and the cancelled card should not leave any money, nor can there be any arrears, as long as the application conditions are met, it can be cancelled immediately.
2. Cancellation of account is to cancel the cardholder's account, the so-called account is to rent a cavity when an individual wants to apply for a bank card, will open an account belonging to the cardholder's individual, there can be many cards under an account, when the cardholder cancels the account, all cards under the name of the bank will be cancelled, and can no longer be used.
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Canceling a mobile phone card and canceling a mobile phone card account are actually exactly the same thing.
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"**Card cancellation account refers to the business in which the user terminates the product subscription agreement with the telecom operator after settling the fee.
Users who have not registered with their real names will be shut down or logged out. After 90 days, that is, three months, from the date of stopping the ruler, the mobile phone card will be cancelled. **There are two types of card cancellation accounts: active cancellation and passive cancellation of accounts.
1.Active account cancellation refers to the active waiver of the right to use the number and cancellation of the number used by the user of the cave bank.
2.Passive cancellation refers to the passive waiver of the right to use the number by the user, and the passive cancellation of the number used.
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Summary. If the mobile phone number is cancelled, the mobile phone number will no longer belong to you. Account cancellation is not the same as mobile phone number cancellation.
Is the cancellation of a mobile phone number the same as the cancellation of an account?
If the mobile phone number is cancelled, the mobile phone number will no longer belong to you. Account cancellation is not the same as mobile phone number cancellation.
After cancellation, it will not be submitted.
Don't have to pay it? Then why can ** still get through, I just logged out tonight.
Where did you log out.
Are you sure the cancellation is successful?
Cancellation must go to the business hall for cancellation, and all the outstanding fees can be paid before cancellation.
If you cancel online, it is not the cancellation of the account and the login shows that the cancellation is successful, but you can still get through.
So what's going on now.
Bring the original ID card and mobile phone card to the business hall for cancellation; Before the cancellation of the mobile phone number, it is necessary to unbind all kinds of items, pay the fees owed by the number, and the balance can be returned when the number is cancelled.
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Make model: iPhone 13
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Cancellation of mobile phone number means that the user terminates the product subscription agreement with the operator after settling the fee. There are two types of sales (account cancellation): active sales and passive sales numbers.
Active pin refers to the user voluntarily giving up the right to use the number and canceling the number used. Postpaid customers should provide valid identity documents when closing their accounts. If another person is entrusted, the agent shall submit the original valid identity documents of the client and himself at the same time; If the unit customer handles it, it must hold the valid certificate of the unit and the valid certificate of the person.
Non-local users cannot be closed. If you are unable to handle it in person, you can entrust someone else to handle it on your behalf, but you need to bring the original ID cards of the principal and the entrusted person. If the number is not cancelled and the number is shut down after arrears, the number holder will be pulled into the blacklist of the business hall where it belongs.
In principle, users who are not allowed to cancel their accounts during the agreement period. Users need to settle the overdue arrears, current arrears and the current month's real-time call charges of all user numbers under the same customer before they can cancel the account.
Passive pin number refers to the user passively giving up the right to use the number and passively canceling the number used. After the postpaid number is officially closed, the pre-deposited phone bill can be refunded, but the prepaid payment, gift and card recharge fee cannot be refunded. When a prepaid number is actively cancelled, the balance of the communication account can be transferred to other local Unicom numbers that are in normal use
If you choose to transfer your Communications Account balance to a prepaid number, the number must be valid; If you choose to transfer the balance of the communication account to a postpaid number, the number must be in the normal network state, that is, the user cannot be in the state of shutdown or cancellation of the number. If there is a balance in the account, the balance will be voided.
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