I bought it for 20 years, and I still haven t paid it for 7 years, I want to return it, can I?

Are you talking about insurance? What if it's insurance? It has been paid, so many years, and there are still seven years, and if the fee is not very much, it is the most cost-effective to pay it all and then return it.

There is a list of percentage of the premium for early surrender, and you can check with the insurance company.

You can get it back, but the returned principal is only a little bit, a few thousand yuan. If you really can't afford to pay, it is not recommended that you return, which will be a heavy loss. Although insurance is only a guarantee, you never know which will come first, tomorrow or the accident, would you rather buy insurance and not use it, or if something happens, you don't buy insurance?

If you have spare money, it is better to give your family and yourself more protection.

You have bought insurance for 20 years, and you have not paid it for 7 years, and you want to surrender the policy, some insurance companies can refund it, and the money returned is very small, and some insurance companies cannot refund it until you have not paid enough years and it has not expired.

Are you talking about paying 20 years of pension insurance? You only have 7 years left before you retire, right? If that's the case, then it's a pity that you don't want to pay, and besides, the insurance company can't give you a refund, unless the person dies, you can only give you a refund of 8% of the personal piece, hold on, and you will retire soon.

I don't know what money you paid, if it is an insurance premium, it can be refunded, if it is social security, it cannot be refunded, and you will receive a pension at that time.

You've been buying it for 20 years, and you still have seven years to pay, and you're not old yet, so you won't be able to eat it, and it's not cost-effective at all if you stop paying.

People can be refunded, and the money will be refunded proportionally!

There will be a loss if you return, it is recommended to pay it over, and it has been paid for 14 years, but it is four years away?

Everything is carried out according to the contract! Including breach of contract.

I don't know! You can ask someone.

Summary. Dear, hello, you have consulted for about 7 years, I don't want to pay it, can I return? Here's the answer:

According to the regulations, insurance products can be surrendered, as long as the policy is within the validity period and there is no accident in the middle, then it can be surrendered normally. However, for insurance products that have been paid for six or seven years, it is obvious that the hesitation period has passed, and if you insist on surrendering the policy, you can only get the cash value of the policy, and the policyholder will cause a lot of losses. Regarding the cash value of the policy, you can check it in the insurance contract, usually the cash value of the policy can be seen on the first page of the insurance contract, and the cash value corresponding to the surrender of the policy for different years is different, and the surrender of the insurance product after the hesitation period is carried out according to the cash value table.

I've paid it for about 7 years, and I don't want to pay it, can I get it back?

Dear, hello, you have consulted for about 7 years, I don't want to pay it, can I return? The answer is like Xiangru: Dear, according to the regulations, insurance products can be surrendered, as long as the policy is within the validity period and there is no accident in the middle, then it can be surrendered normally.

However, for insurance products that have been paid for six or seven years, it is obvious that the hesitation period has passed, and if you insist on surrendering the policy only to get the cash value of the policy, the policyholder will congratulate you on the loss caused by it. Regarding the cash value of the policy, you can check it in the insurance contract, usually the cash value of the policy can be seen on the first page of the insurance contract, and the cash value corresponding to the surrender of different hail years is different, and the surrender of insurance products after the hesitation period is carried out according to the cash value table.

The insurance has been paid for six or seven years, and the loss of wanting to surrender the insurance is very large, so it is usually not recommended that you surrender the insurance halfway, of course, if you do feel that the insurance is not suitable for arguing yourself, or if you feel that the pressure of renewing the insurance is greater and want to surrender the insurance, then it is also possible, this is the right of the consumer pure holder, but there will be a loss of premium.

The operation process of insurance product surrender: 1. The policyholder can call the customer service of the insurance company ** to submit the surrender application; 2. The surrenderer will inform the insurance company of the reason why he wants to surrender the insurance, and then the staff may persuade you not to surrender the insurance, of course, if you really want to apply for surrender, then be resolute, and then the customer service of the insurance company will tell you what information you need to prepare for surrender, and after preparing the relevant information as required, submit the information required for surrender to the insurance company; 3. When the insurance company receives the surrender application information of the policyholder, it will review the information provided, and if the surrender conditions are met, the insurance company will issue a surrender approval, and the insurance company will take back the policy. 4. Finally, the insurance company will transfer the surrender amount to the bank account designated by the surrenderer.

Pro, to sum up, Sakura shirt has paid six or seven years of insurance can be surrendered, Sui stupid is just this kind of halfway surrender will cause greater losses, so generally do not build relatives in the song to accompany the surrender. <>

Dear, I'm glad to answer for you: I bought it for 20 years and have bought it for 14 years, how many percent of the hail silver can I refund? A: Hello Dear Surrender may refund 100% of the premium, or it may only refund 20% 100% of the premium.

The proportion of refund is different depending on the time of surrender, and the specific circumstances are as follows: 1. The surrender of the policy during the cooling-off period is 100% of the refunded premium. Because during the hesitation period, in order to reduce the losses of both parties, the insurance company can surrender the policy in full at this time, but the hesitation period is not long, most insurance companies are 10 days, and some insurance is 15 days.

2. After the hesitation period, the cash value of the surrender is about 20% of the premium, about 80% of the premium, and the longer the return difference between the insurance, the higher the corresponding proportion, you can check it in the cash value table of the contract. If my answer was helpful, please give <> like

Comment in the lower left corner), look forward to your like, your efforts are very important to me, and your support is also the motivation for my progress. If you feel that my answer is still satisfactory, you can click on my avatar for one-on-one consultation. Finally, I wish you good health and a good mood! <>

Summary. <>

Dear I am happy to answer for you, the contract period of ten years to pay two years 17,000 do not pay 30% of the money can be refunded Oh insurance in two years after the hesitation period of the insurance has been missed, at this time to surrender, surrender is the current cash value of the policy, the cash value is calculated from all the premiums paid by the policyholder in these two years, deduct the cost of insurance company management, insurance costs and interest, as well as the commission paid to the salesman and other expenses

The contract period is ten years, and the 17,000 is paid for two years, and how much money can be refunded if it is not paid.

<> is happy to answer for you, the contract period of ten years to pay two years 17,000 do not pay 30% of the money can be refunded Oh insurance in two years after the payment has missed the insurance hesitation period, at this time to surrender, surrender is the current cash value of the policy, the cash value is calculated from the policyholder in these two years of all the premiums, this deducts the insurance company's management costs, insurance costs and interest, as well as the commission paid to the salesman and other costs

If you don't have time to handle the surrender process, you can choose to entrust someone else to handle it, provide the ID card of the entrusted person, and the power of attorney issued by the policyholder

Dear, did you sign an insurance contract or what contract?