What are the preferential policies of the Agricultural Bank of China?

Updated on Financial 2024-07-21
5 answers
  1. Anonymous users2024-02-13

    The best thing is that when you go to the Agricultural Bank of China to do business, you can enter the key customer room without going to the counter to queue up.

    There are others:

    Card, bill, discount annual fee and production cost.

    Free of charge. Various loss reporting fees.

    Free of charge. Proof of Deposit Handling Fee.

    Free of charge. Proof of personal creditworthiness.

    Reconciliation of the cost of production.

    Personal loan interest rates.

    The specific preferential standards shall be determined by the first-level branches.

    The Bank's handling fee for large cash withdrawals.

    Free of charge. The Bank withdraws cash in different places in the province.

    Preferential 20% cash deposit in the province.

    Preferential treatment of 50% of the bank's provincial non-local transfer expenses.

    Preferential 20% for non-local transfer and deposit in the province.

    50% discount for inter-provincial cash withdrawal.

    Preferential 20% for the Bank's inter-provincial and non-local cash deposits.

    50% discount on the bank's inter-provincial and non-local counter transfer expenses.

    Preferential 20% inter-provincial and non-local counter transfer and deposit.

    50% discount on personal border foreign exchange outward remittance fee.

    Handling fee for the original currency of personal foreign exchange remittance.

    Fees for making an appointment to open an overseas bank account (including postal and telecommunications fees), financial consulting and financial planning service fees.

    SMS notification service for payees of personal online banking.

    Free of charge. Online banking K treasure.

    50% discount on annual fee for registered online banking customers.

    Free of charge. Personal Internet Banking's non-local transfer transaction fee.

    The minimum transaction amount is 1 yuan and the maximum is 20 yuan.

  2. Anonymous users2024-02-12

    The Agricultural Bank of China has recently revised the Detailed Rules for the Implementation of the Administrative Measures for Education Savings of the Agricultural Bank of China, stipulating that students in the fourth grade of primary school (inclusive) and above can enjoy the preferential policy of exemption from interest tax.

  3. Anonymous users2024-02-11

    Summary. Hello, what are the benefits of Agricultural Bank of China: Introduction to Preferential Wool Agricultural Bank of China Debit card cloud quickpay living payment of 20-10 yuan During the event, 10:0 every day

    From 00 to 22:00, users who pay water, electricity, and gas bills in the UnionPay app and choose the Agricultural Bank of China debit card to pay will have the opportunity to enjoy a discount of 10 yuan for purchases over 20, with 1,520 places per day. Discount rulesDuring the promotion period, each person can enjoy the discount only 1 time per month, and the maximum discount can be enjoyed during the promotion period.

    Hello, what are the benefits of Agricultural Bank of China: Introduction to Preferential Wool Agricultural Bank Debit Card Cloud Quick Pay Raw Hide and Pay 20-10 Yuan Preferential Activity Content During the Hunger Period, 10:00-22:

    00, Users who pay water, electricity, and gas bills in the UnionPay app and choose the Agricultural Bank of China debit card payment will have the opportunity to enjoy a discount of 10 yuan for purchases over 20, with 1,520 places per day. Discount rulesDuring the event period, each person can enjoy the discount only 1 time per month, and the maximum discount can be enjoyed during the event period.

    ABC mobile banking, you can enjoy an 88% discount on phone bill recharge once a month, and you can recharge 100 yuan for 88 yuan, which is convenient and fast! Operation steps: Log in to the ABC APP - Life - Local Discounts - Phone Bill Discounts Monthly, and you can consult the outlets of the ABC in detail if you choose to bury the bird and bend the withered early!

    During the event, ABC UnionPay debit card holders starting with 62 can use the UnionPay QuickPass app to pay water, electricity, and gas bills in the UnionPay app from 10:00 to 22:00 on each event day, and have the opportunity to enjoy a discount of 10 yuan for water, electricity, and gas bills in the UnionPay app, with a daily quota of 1,520.

  4. Anonymous users2024-02-10

    % per annum of the project

    1. Short-term loans: less than one year (including one year).

    2. Medium and long-term loans: 1 to 5 years (including 5 years) and more than 5 years.

    3. Annual interest rate of personal housing provident fund loan: less than five years (inclusive) more than five years.

    Article 17 of the General Principles of Loans: The borrower shall be an enterprise (institution) legal person, other economic organization, individual industrial and commercial household, or a natural person with full civil capacity with the nationality of the People's Republic of China who has been approved and registered by the administrative authority for industry and commerce (or the competent authority). When applying for a loan, the borrower shall meet the basic conditions such as having a market for the product, efficient production and operation, not crowding out and misappropriating credit funds, and abiding by credit, and shall meet the following requirements:

    1. Have the ability to repay the principal and interest on time, and the original loan interest payable and the loan due have been repaid; If it has not been repaid, it has been repaid by the loan Liang ridiculous and recognized.

    2. Except for natural persons and legal persons who do not need to be approved and registered by the industrial and commercial department, they shall go through the annual inspection procedures of the industrial and commercial department.

    3. A basic account or a general deposit account has been opened.

    4. In addition to the provisions of the first day, the cumulative amount of foreign equity investment in limited liability companies and shares does not exceed 50% of their total net assets

    5. The borrower's asset-liability bump ratio meets the lender's requirements.

    6. Where applying for medium-term or long-term loans, the ratio of the equity of the corporate legal person of the new project to the total investment required for the project shall not be less than the proportion of the capital of the investment project stipulated by the state.

  5. Anonymous users2024-02-09

    The loan investigation department (post) shall promptly investigate and determine the legality, safety, and profitability of the loan based on the loan acceptance opinions and the relevant information provided by the borrower, verify and determine the borrower's credit rating, and determine the loan risk.

    Justification of the Laws of the Laws:

    Article 5 of the Circular of the Agricultural Bank of China on Printing and Distributing the Agricultural Bank of China's Loan Operation Rules (for Trial Implementation) > Acceptance of loan applications. The loan investigation department (post) of the opening bank is responsible for accepting loan applications and conducting a preliminary investigation on the borrower's basic operating conditions and project feasibility. According to the preliminary investigation results and the bank's funds to raise the position and loan scale, the person in charge of the opening bank will decide whether to accept the application.

Related questions
12 answers2024-07-21

The Agricultural Development Bank is not an Agricultural Bank. >>>More

7 answers2024-07-21

You can open the official ** of the Agricultural Bank of China on the computer, click the outlet inquiry button to enter. Enter your area in the search screen, and then find the nearest ABC branch near you according to the bank branches marked on the map and the scale. The specific query method is as follows: >>>More

15 answers2024-07-21

In order to meet the short-term financial needs of customers with large amounts of funds, Shuanglifeng "Personal Call Deposit" is a deposit product based on call deposit, with automatic notification, automatic rollover and agreed transfer. >>>More

20 answers2024-07-21

Agricultural Bank account opening process:

The applicant holds this ID card. >>>More

6 answers2024-07-21

Agricultural Bank of China's transfer fees are divided into intra-city inter-bank transfer, intra-provincial non-local transfer, inter-provincial non-local transfer, and inter-bank non-local transfer. >>>More