About the Agricultural Bank of China! What is the problem of the Agricultural Bank of China

Updated on Financial 2024-03-06
15 answers
  1. Anonymous users2024-02-06

    In order to meet the short-term financial needs of customers with large amounts of funds, Shuanglifeng "Personal Call Deposit" is a deposit product based on call deposit, with automatic notification, automatic rollover and agreed transfer.

    The customer signed an agreement with ABC to open the "Shuanglifeng" personal notice deposit business, that is, the automatic rollover between the local and foreign currency demand deposits and personal call deposits and the automatic rollover of individual call deposits with our bank. If the account funds exceed the minimum rollover amount set by the customer, it can be automatically converted into a call deposit, and ABC will automatically roll over and compound interest on it, effectively improving the return rate of the customer's large short-term idle funds.

    Business Rules:1The customer can determine the retention amount and the minimum rollover amount of the current master account of the contracted debit card, and the minimum rollover amount shall not be less than RMB 50,000 or the equivalent of USD 1,000 in foreign currency.

    If the difference between the balance of funds in the current master account under the contracted debit card and the retained amount is not less than the minimum rollover amount, the Bank will automatically transfer the difference to the call deposit sub-account under the contracted debit card.

    2.Interest will be calculated and the principal and interest will be rolled over on the RMB 7-day personal call deposit every 7 days, and the interest will be calculated and the principal and interest will be rolled over on the RMB 1-day personal call deposit for less than 7 days. The interest of a foreign currency call deposit shall be calculated and the principal and interest shall be transferred to the foreign currency 7-day personal call deposit every 7 days, and the foreign currency demand deposit shall be processed for less than 7 days.

    3.Customers can withdraw the funds in the "Shuang Li Fung" call deposit sub-account under the contracted debit card in one or split times. If the amount of each withdrawal is less than RMB 50,000 or the equivalent of USD 1,000 in foreign currency, the interest on the withdrawn part shall be calculated according to the current deposit interest rate of the corresponding currency.

    4.If the balance of the current account is insufficient when the customer uses the debit card to make a purchase, a partial reversal will be made from the most recently deposited notice deposit sub-account according to the shortfall of the purchase.

    5.The balance of the call deposit sub-account after withdrawal or reversal shall not be less than the minimum rollover amount, otherwise, the call deposit sub-account will be cancelled and the balance of the call deposit sub-account will be transferred to the current master account.

    Business Advantages:1Intelligent management.

    There is no need to select the type of call deposit, the Bank will automatically select the optimal call deposit combination according to the actual deposit period, and the interest will be calculated according to the RMB 7-day personal call deposit interest rate for 7 consecutive days, and the interest will be calculated according to the RMB 1-day personal call deposit interest rate for less than 7 days.

    2.Compound interest accrues. "Shuanglifeng" personal notice deposit will be automatically rolled over every seven days, and the interest after deducting interest tax will be included in the principal, compound interest, and the income will be higher.

    3.Convenient consumption. When using a debit card to make a purchase, if the current account balance is insufficient, a partial reversal will be made from the most recently deposited Sunrich sub-account according to the insufficient consumption, so that you can have the convenience of demand deposit and the high yield of call deposit at the same time.

  2. Anonymous users2024-02-05

    The cost of the card is 5 pieces. If the average balance in the card is less than 500 yuan, 3 yuan will be deducted every 3 months, and the maximum amount of 100 yuan will be charged at 1% of the withdrawal amount for withdrawals from other places.

  3. Anonymous users2024-02-04

    Agricultural Bank of China is not bound to dynamic media, which means that you have not opened online banking and have not bound payment media such as Kbao or Kling.

    K-Bao is a physical medium provided by the Agricultural Bank of China for storing customer certificates and private keys.

    K Order is the official launch of a new generation of e-banking security authentication tools by the Agricultural Bank of China, providing a more convenient and universal security authentication method for customers of personal online banking, mobile banking, and ** banking.

    In terms of convenience, because there is no need to install driver software, K Ling adopts offline authentication, which can be applied to multiple e-banking channels such as personal online banking, mobile banking, and ** banking.

    In terms of security, K-Ling adopts one-time-one-password dynamic password authentication technology, and the dynamic password used is only valid for the current transaction operation.

    You only need to bring your valid documents and account to the bank branch to apply for a K order, and customers who have already received K treasure can also apply for a K order at the same time.

  4. Anonymous users2024-02-03

    For businesses that require verification of the security medium, such as transfer through the online banking and mobile banking of the Agricultural Bank of China, it is prompted that the security medium needs to be bound or verified, and the binding of the security medium requires the person to go to the branch of the Agricultural Bank of China with his ID card and bank card.

  5. Anonymous users2024-02-02

    Your card with the tail number 1316 took 366528 dollars. The balance 104231.

    If the card of 1316 is yours, it means that someone transferred the money through some channel.

    You can use online banking to check the details, or take your ID card and card to the counter to print the details of March.

    If 1316 is not your card, it means that someone wrote the wrong mobile phone number and tied it to your mobile phone when binding the SMS service.

    The sending number of the ABC information service is - 106380095599 - all others are counterfeit.

  6. Anonymous users2024-02-01

    Take a look at the number sent to you by texting, whether the mantissa is 95599, if it is a mobile phone number, don't care, scam text message.

    If it is a text message from the Agricultural Bank of China, the tail number 1316 is not your card and you don't need to care, maybe someone else handled the SMS business by mistake, enter your mobile phone number, so his card account will be sent to your mobile phone, do not deduct the mobile phone bill, don't care.

    If it's your card and you didn't spend that money, then hurry up to the Agricultural Bank of China outlets to check what is going on with your card.

  7. Anonymous users2024-01-31

    What was the original phone number that sent you the message?

  8. Anonymous users2024-01-30

    In order to support the cause of secondary vocational education and actively fulfill its social responsibilities, the Agricultural Bank of China, after consultation with the People's Bank of China, the Ministry of Education and other relevant departments, has launched the issuance of the UnionPay Standard Golden Harvest Debit Card for the issuance of special grants and preferential financial service fees for the majority of secondary vocational students.

    For students who meet the conditions for card issuance, the student's school or student financial aid management agency will review and handle it at the designated outlets of the Agricultural Bank of China. For students who are unable to apply for a secondary vocational card due to lack of household registration or identity certificate, the student shall provide the relevant certificate issued by the place of home, and then the school shall apply to the student financial aid management agency at the same level for issuance. The cardholder can use it after activation, and activate the free SMS notification function at the same time.

    In addition to having all the functions of an ordinary debit card, ABC also provides the following preferential measures to the secondary vocational student financial aid card: exempt from the cost of card issuance; Waiver of annual fee and small account management fee within 3 years of card opening; Waiver of SMS notification service fee for account transfer within 3 years of card opening; Waiver of handling fee for the issuance of state grants. The benefits of the secondary vocational student financial assistance card are valid for 3 years, and after 3 years, the secondary vocational student financial assistance card will be accepted as an ordinary debit card.

  9. Anonymous users2024-01-29

    No, how can it be written off for no reason?

  10. Anonymous users2024-01-28

    Although those who ask for money are all attached to an online bank, because the card numbers belong to different regions, the ABC system can still distinguish them, and they still have to be charged a transfer fee for online banking in different places.

    Agricultural Bank of China's non-local online banking handling fee standard: the minimum transaction amount is 1 yuan, and the maximum is 20 yuan.

    If you use your ID number, mobile phone number or email account, and (hometown) ABC card number to register as a member with your real name. After successful registration, add the ABC card where the school is located to the Alipay account, recharge the money in the ABC card in your hometown to the Alipay account, and withdraw it to the ABC card where the school is located, this process is free, and it takes 3-5 days to reach the bank card account where the withdrawal is made.

    You can also open the mobile banking of the Agricultural Bank of China, and the mobile banking remittance of the Agricultural Bank of China is free, and only a few cents of traffic fees are charged by the mobile company.

    Whether the local card is a hometown card, and if so, the local card deposit to the hometown is free of charge.

    One ID card can open many cards, and there is no restriction on card opening.

  11. Anonymous users2024-01-27

    This also requires a handling fee, but it is cheaper to transfer directly between online banking peers.

    There is no charge for local deposits and there is also a charge for online personal account transfers.

  12. Anonymous users2024-01-26

    Online transfers seem to be asking for money、You can do this··· The first step is to apply for an ABC card and then open online banking and mobile banking, the second step is to activate your own online banking and mobile banking, and the third step is to use mobile banking to transfer money. For specific steps, you can ask the staff of the bank to help consult·· In this way, your living expenses can be paid on your new card, and then transferred to your old card (that is, the card where you withdraw money) through mobile phone transfer, you can save a lot of money·· The cost of 30 yuan will be charged for the new card, but the subsequent transfers are free, so it is quite cost-effective

  13. Anonymous users2024-01-25

    Hello this classmate, it is a pleasure to serve you.

    One person's ID card can be used for multiple debit cards.

    I'm here to tell you a 0-fee solution. At present, the Agricultural Bank of China is holding an event, spending 2 yuan to handle short messages, giving away online banking (kbao) ** bank mobile banking can save nearly 52 yuan at a time.

    Mobile banking is free at this stage, as long as you hook both of your cards to your mobile banking, you can achieve 0 fee transfer.

    Finally, I wish you success and success in your studies.

  14. Anonymous users2024-01-24

    Ask for money, the cost is slightly lower.

  15. Anonymous users2024-01-23

    If you want money, you will be charged a handling fee of 1/1000 for non-local remittance, with a cap of 35 yuan.

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