Is Ping An Commercial Insurance worth selling? Isn t it going to be a hassle when making a claim?

Is it worth selling, or is it worth buying? Hehe, that's a problem.

I don't understand what the problem is about, and I can't make it clear systematically.

Buying and selling is a kind of transaction, so the basis of objective existence is not a question of whether it is worth it or not.

As for claims, it is a very specific issue that needs to be viewed rationally by the customer.

The insurance contract is a commercial contract, so it is the customer's right to obtain a claim, as long as it is within the scope of the contract, the customer does not need to worry about any claim issues.

Hello, Ping An Insurance is trustworthy and it is not troublesome to settle claims.

Hello, we settle the claim quickly, and there is someone to help, rest assured.

Hello, you can rest assured to buy, as long as the procedures are done when making a claim, it is not troublesome, I wish you peace.

Hello, for yourself, for your family and for others, try to buy the sum insured as high as possible, buy all the types of insurance, and the claim is very convenient and fast.

Hello, Ping An is the country's No. 1 comprehensive financial platform in terms of sales volume, with a sound pre-sales and after-sales service chain. Worthy of your trust.

If you have a fast settlement speed, you can try it.

Buy commercial insurance and share the risk. It can only make your life better!

Consultation content: I originally wanted to buy a Ping An insurance, but today I heard that it is difficult for Ping An to settle a claim. Is this an individual case?

Two years ago, a few days before he was about to report to the university, he died in an accident, and his mother had bought him insurance at Zhongbao and Ping An. After the accident, the salesman of the insurance company quickly made a claim and delivered it to the door in person. Ping An, on the other hand, said that it was necessary to go to the designated place and take its procedures for review.

When his mother took the death certificate and the certificate of revocation of household registration, the staff said that these proved that the person was dead and needed information from the hospital. The mother came to the hospital, where she experienced the pain of losing her child again. Despite all the things I have experienced, I still haven't paid out.

She felt that it was so difficult for Ping An to settle a claim for 30,000 yuan, so she no longer believed in Ping An, and told her friends and relatives not to believe it. Although I don't know the real reason for not making a claim, I feel that Ping An still lacks humanity in this matter, and I also put a question mark on Ping An's previous advertisement that "buying insurance is buying Ping An". Consult netizens:

Reed (Beijing) expert answer: Huainan Ping An Life Wang Daoxia I think most of the reasons for the difficulty of claim settlement are related to the professionalism and integrity of the salesman, and some salesmen exaggerate the function of the insurance in order to sign a bill when communicating with customers, resulting in no claim when the insurance is not settled. Therefore, it is very important to choose a professional and honest salesman when buying insurance.

Generally, if the insurance is within the scope of insurance, Ping An's claim settlement speed is still very fast. Shenzhen Ping An Life Wei Shunyou's claim, if you have experienced it yourself, you feel that it is difficult, that is the real feeling. But if you hear about it, it's different, generally what you hear from others has been embellished, and the degree of belief is worth considering.

The state has the Insurance Law, as well as the Insurance Regulatory Commission, which can help customers. I don't think it's hard to settle a claim anymore. Beijing AIA Wang Haiying said objectively

In any company, it is possible to encounter situations where you cannot settle claims quickly. Ping An is a big company, and of course it also pays great attention to credibility and repercussions! Therefore, it will not be arbitrarily dragged out without compensation for no reason.

This really needs to be analyzed to judge: if the facts of the claim are clear and the information is complete, any company is willing to help the customer settle the claim as soon as possible. But what needs to be paid attention to here is whether the service of ** people is proactive, timely, professional and thoughtful.

If it is difficult to define the cause of the incident at once, it also depends on the company's starting point of doing things. Whether it is based on the principle of thinking about the customer, this is easy to be a little different. Not everything that happens is covered by insurance.

If it is not a liability covered by the plan, then no company can make a claim. Because of the fairness, impartiality and strict narrow-in and wide-out of insurance companies, the interests of many customers can be safeguarded. Another thing to note is:

** The original recommendation plan of the person, whether combined with the actual situation of the customer, in line with the purpose of truly thinking about the customer to make a reasonable guarantee, at this time highlighted the key. For example, if you only have a dividend plan, then you can't make a claim in the event of an accident or illness.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Reimbursement is possible.

As long as you meet the compensation standards of accident insurance, then you can be reimbursed twice, and there is no reimbursement limit for commercial insurance.

The insurance liability of Ping An Travel Insurance includes the maturity survival insurance benefit and the death insurance benefit, and the insured is still alive at the expiration of the insurance period, and the insurance amount * 12 * number of payment years * 118% will be paid; If the insured dies during the insurance period, the payment will be made according to the age of the insured at the time of death.

If the policyholder also attaches accident insurance and accidental injury medical treatment, the insured can also enjoy accidental death and disability, accidental medical treatment, and specific traffic accident death and disability benefits.

Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "Ping An of China", "Ping An Insurance", "Ping An Insurance Company", "Ping An Group") was born in Shekou, Shenzhen in 1988, is the first joint-stock insurance company in China, and has developed into an integrated, close and diversified comprehensive financial service group integrating financial and insurance, banking, investment and other financial services.

Summary. Is Ping An Auto Insurance Commercial Insurance more expensive than other companies?

Hello, dear, I am a consultant who understands finance in the early morning, and has consulted more than 10,000+ people in total, and is good at financial management insurance, anti-fraud car bureau analysis, car insurance claims, bucket housing loans and other consulting services! I'm here to answer your questions, and I'm answering them....Closure let....Please wait patiently for a few minutes!

Hello, dear, I'm glad you asked about the question! According to our experience on the side of Song Pants, Ping An Auto Insurance's ** is relatively more co-selling, and it is not more expensive than that of other insurance companies.

And he has a rebate for this, and the overall commercial insurance is about 1600 yuan.

You can compare it yourself.

However, it is personally recommended that you still buy insurance from some large insurance companies, which will be more reliable if something goes wrong.

You see my side explaining it like this, can you understand it on your side? Can you give a thumbs up here?

1. Compulsory traffic insurance

The first is compulsory traffic insurance. Compulsory traffic insurance is a compulsory insurance that must be purchased for motor vehicles. This is the compensation by the insurance company for the damage caused by the accident of the insured motor vehicle and the Internet.

This is a must for our car owners and friends, and they cannot be released from insurance at will. Once you get out of bail, you are breaking the law.

2. Car damage insurance

Vehicle damage insurance refers to the insured vehicle suffering from natural disasters or accidents within the scope of insurance liability, causing losses to the vehicle, and the insurer will compensate for the loss of the vehicle. But natural disasters here are included. If our car owners take care of their cars, they should give their cars a car damage insurance.

3. Third party liability insurance

This insurance is referred to as "three liability insurance". It means that our car owner or permitted qualified driver, in the process of using the car, has a traffic accident, accident resulting in injury to a third party or damage to property, by the insurance company to compensate. The limit of this insurance is chosen by our car owner, i.e. the insured himself.

Car owners can choose 50,000, 100,000, 150,000, 200,000, 300,000, 500,000 and 1 million. Our car owners can choose according to their actual situation.

4. Liability insurance for on-board personnel

This insurance, also known as "seat insurance" or "seat insurance", is responsible for paying for injuries caused by the car to the person in the designated seat on the car. Our car owners can set a compensation limit for each seat as needed. This insurance is equivalent to accident insurance.

Purchase Considerations.

Second, if the vehicle is insured once, there will be no discount.

3. Pay attention to fraud**, it is best to go to a regular insurance company, shop around, and choose the most cost-effective insurance company to insure.

Fourth, the insurance must be in full.

5. Duplicate and over-insured are not cost-effective.

6. Car insurance renewal should be reasonably matched with insurance types. In addition to compulsory traffic insurance, car owners can voluntarily purchase it, and there is no need to buy some insurance that is not used.

7. Online insurance and manual insurance are the same.

It is useful to buy insurance, because buying insurance can resist the corresponding economic risks, and can make up for the economic losses caused by the insured's illness, accident, death and total disability to a certain extent, so that our daily life will not be affected; Ping An Insurance is a good insurance company, and its background strength is strong enough, and its financial strength should not be underestimated.

Should I buy insurance? If you don't take risks, won't the money be spent in vain?

So in the next time, Senior Sister will introduce to you "why buy insurance" and how is the insurance company "Ping An Life"?

First of all, you should know that our lives are full of risks, and when risks come, whether we have sufficient funds in our hands is a very important part of resisting risks.

Insurance is born to resist economic risks, and its existence is to help us resist the corresponding economic risks, so that our daily life is not affected as much as possible.

Therefore, buying insurance is to transfer the economic risks that you may encounter in the future, and the institution that accepts the risk is the insurance company.

However, we should also be clear that the transfer of wind socks and transportation insurance is not that the disaster accident has really left us, and it is precisely because there is such a huge risk around us that we need to buy insurance to help us reduce economic losses.

With so many types of insurance, which one should I buy first?

So as an insurance company, is Ping An Life reliable?

The cumulative profitability efficiency of a life insurance company can reflect the company's operating ability, and the higher the cumulative profit efficiency, the stronger the company's operating ability.

The above is the cumulative profit efficiency of some life insurance companies from the establishment of the senior sister to 2020, it can be seen that Ping An Life, an insurance company, ranks first, and the cumulative profit efficiency is, which shows that its economic strength can be said to be quite good!

How about Ping An Life, what products are there, which one is good, and what are the issues worthy of in-depth analysis? Hope.