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The commercial car insurance in the car insurance is not compulsory insurance purchased by the state, and it can be surrendered.
There are two conditions that need to be met for the surrender of commercial auto insurance:
1. The insurance policy is within the validity period;
2. During the validity period, no report or claim has been made;
The above 2 conditions can only be surrendered if the above 2 conditions are established at the same time.
However, the policy can also be surrendered in the following 3 situations:
1. The insurance type is repeatedly insured;
2. The vehicle should be monopolized or transferred.
3. The new car is taken back due to quality problems or the car is not allowed to be put into the household.
The surrender process of commercial insurance of auto insurance is not as difficult as imagined, and the specific surrender process and information are as follows:
1.?Fill in the surrender application, where you need to indicate the reason and time for surrender, and then sign and seal (if the car is bought in the name of the unit, it must be stamped, and the car is a personal private car can be signed).
2.?Prepare the documents you need to surrender your policy: insurance policy, premium invoice, and proof of identity of the insured.
3.?Supporting documents, that is, some materials to prove the surrender of the insurance, such as the vehicle to be surrendered when the vehicle is scrapped, and the scrapping certificate is provided; If you want to resell the policy to another person and surrender the policy, provide proof of transfer; Duplicate insurance purchases and surrender of the policy, providing duplicate insurance policies.
Finally, about how much premium can be refunded when commercial insurance is surrendered.
Generally speaking, the car insurance company applies for a refund on a daily basis, and the actual refundable premium is subject to the car insurance company.
The hesitation period is also a personalized rules and regulations set by some car insurance companies, each car insurance company has different requirements, if the insurance policy is surrendered within the hesitation period, the premium deducted will be much less, if the hesitation period is exceeded, the insurance company will have corresponding standards, subject to the actual insurance company regulations.
Finally, I would like to remind you to be cautious when refunding insurance. If a safety accident occurs after the insurance is withdrawn, it must pay independently if it exceeds the compensation scope of the compulsory traffic insurance. In addition to preparing the materials mentioned above, it is best to grasp the specific situation before applying for insurance refund, so as to prevent more crooked paths.
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Of course, you can refund the commercial insurance and call Ping An's customer service** to inquire about the nearest outlets. However, after the surrender of commercial insurance, the next time you buy commercial insurance, the last insurance cycle belongs to short-term insurance, and then buy commercial insurance, the discount will be less, and the premium will rise a lot, which you have to consider clearly.
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Summary. Hello <>
We are glad to answer for you how to refund commercial insurance from Ping An Auto Insurance; 1.You can surrender the insurance policy at the insurance company***, for example, Ping An Auto Insurance can be surrendered at "Ping An Good Car Owner"***, enter the "Personal Center" from the menu bar "My", enter "My Policy", and select "Information Modification". 2.
The policyholder can bring the original SFZ, insurance policy, repayment certificate or registration certificate (which is required when the subject is a mortgaged car) to the insurance company's offline service outlets to handle the surrender of the policy; 3.You can apply for surrender on the official app of the insurance company, for example, Ping An Auto Insurance can apply for surrender in the "Ping An Good Car Owner" app, enter from the "Check Policy" on the homepage, click "Information Modification", and click Refund after selecting Surrender. 4.
You can ask the policyholder to go through the surrender procedures on behalf of the policy, and hand over the information required for surrender to the insurer, who can handle the surrender procedures on behalf of the policy.
How to refund commercial insurance from Ping An auto insurance.
Hello <>
We are glad to answer for you how to refund commercial insurance from Ping An Auto Insurance; 1.You can surrender the insurance policy at the insurance company***, for example, Ping An Auto Insurance can be surrendered at "Ping An Good Car Owner"***, enter the "Personal Center" from the menu bar "My", enter "My Policy", and select "Information Modification". 2.
The policyholder can bring the original SFZ, insurance policy, repayment certificate or registration certificate (which is required when the subject is a mortgaged car) to the insurance company's offline service outlets to handle the surrender of the policy; 3.You can apply for surrender on the official app of the insurance company, for example, Ping An Auto Insurance can apply for surrender in the "Ping An Good Car Owner" app, enter from the "Check Policy" on the homepage, click "Information Modification", and click Refund after selecting Surrender. 4.
You can ask the policyholder to go through the surrender procedures on behalf of the policy, and hand over the information required for surrender to the insurer, who can handle the surrender procedures on behalf of the policy.
In 2007, Ping An began to take ** auto insurance as a breakthrough point, creating a precedent for official direct sales of Chinese insurance, with an increase of more than 100% for three consecutive years, and the proportion of total auto insurance premiums increased from 2007 to 2009, and in 2009, Ping An's ** auto insurance took the lead in achieving profitability, announcing the success of the e-commerce model of auto insurance in China, and this experience was quickly used by the whole industry for reference. Compulsory traffic insurance [full name of compulsory insurance for motor vehicle traffic accident liability] is the first compulsory insurance system implemented by national laws and regulations in China.
Online can't be operated now, can only go offline?
Kiss yes, you can only go offline to withdraw the insurance.
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Summary. Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "Ping An of China", "Ping An Insurance", "Ping An Insurance Company", "Ping An Group") was born in Shekou, Shenzhen in 1988, is the first joint-stock insurance company in China, and has developed into an integrated, close and diversified comprehensive financial service group integrating financial and insurance, banking, investment and other financial services.
Hello, glad to answer for you. 1.On the homepage of Ping An Good Car Owner, click [My] to open.
2.Go to My Page and open the [Policy Services] option. 3.
Go to the list of policies and select a specific car insurance policy. 4.Enter the details page of the Bao Que Dust list to judge the pure noodles of the year, and click [Return and Dig Insurance].
5. On the policy surrender operation page, after confirming the information, click [Submit Surrender Intent] to enter the surrender operation process.
Founded in 1988 in Shekou, Shenzhen, Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "Ping An of China", "Ping An Insurance Company", "Ping An Group") is the first joint-stock insurance company in China, and has developed into an integrated, close and diversified comprehensive financial service group integrating financial and insurance, banking, investment and other financial services.
I hope mine can help you and have a great life!
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Summary. Hello, Ping An Car Insurance, there are several ways to surrender the insurance:
1.The policyholder should bring the application form for termination of the insurance contract, the policyholder's ID card and other relevant materials to the customer service center for application.
2.Entrust another person to go to the customer service center to handle it, but you need to bring the application for contract termination, power of attorney, the ID card of the policyholder and the ID card of the principal.
3.You can call Ping An Surrender**95511 to surrender the policy, or inquire about related matters.
How to refund Ping An car insurance.
2.Entrust another person to go to the customer service center to handle it, but you need to bring the application for contract termination, power of attorney, the ID card of the policyholder and the ID card of the principal. 3.
You can call Ping An Surrender**95511 to surrender the policy, or inquire about related matters.
You can go to the local Ping An car insurance outlet to handle the surrender, or call **9511 to make an appointment, and then bring your ID card and policy, you can go through the surrender procedures and return the premium according to your cash value table.
**How much. Surrender** is 95511
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PurchasedPing An InsuranceAt present, there are two ways to surrender the policy, one is that the policyholder or the client needs to go to the customer service center with the relevant materials to handle the surrender. If it is inconvenient to travel or do not have time to go to the business hall to go through the surrender procedures, you can also dial the insurance customer service to apply for surrender.
If you want to surrender the insurance, you must prepare the relevant materials and prepare the application for cancellation of the insurance contract in advance.
The identity card of the policyholder.
Insurance policies, contracts, personal bank accounts.
If the surrender amount of the insurance product is zero, only a copy of the ID card is required. If you entrust someone else to handle the surrender business, in addition to the surrender application, ID card, policy contract and bank, you also need to prepare the client's ID card and power of attorney.
Surrender features
It refers to the termination (or request) of the insurance contract and the cancellation of the insurance policy by either party to the contract during the validity period of the policy.
acts. In general, a non-life term insurance policy contains a clause for terminating the insurance contract, which stipulates the conditions for either party to cancel the insurance policy before it expires, so as to protect their interests from being damaged by the continuation of the insurance contract.
The corresponding premium shall be refunded upon surrender of the policy. If the policy is surrendered before it becomes effective, the insured can in principle recover the entire premium, but the insurer is also entitled to receive a minimum premium. If the insurer requests the cancellation of the contract, the undue part of the premium shall be calculated on a daily basis and refunded to the insured.
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Commercial auto insurance is a surrenderable policy. Compulsory traffic insurance cannot be surrendered (except for vehicle scrapping), bring the following information to the insurance company's customer service center for surrender. The main materials for surrender are:
1. Application for surrender. 2. The original insurance policy, if the insurance policy is lost, it needs to be reissued in advance. 3. Insurance premium invoice.
First of all, the vehicle's insurance policy must be within its validity period.
Secondly, during the validity period of the insurance policy, if the vehicle has not been reported to the insurance company or has made a claim, the vehicle that has received compensation from the insurance company cannot be surrendered; Vehicles that have only been reported to the insurance company and have not been compensated cannot be surrendered.
The specific process is roughly like this, when the car owner surrenders the insurance, he must first submit the surrender application to the insurance company, explain the reason for the surrender and when the surrender began, sign it or stamp the official seal, and hand it over to the business management department of the insurance company. After the insurance company reviews the surrender application, it will issue a surrender approval form, which will indicate the surrender time and the amount of premium to be refunded, and collect the car insurance policy. Then the surrenderer can go to the insurance company to collect the refundable insurance premium with the surrender approval form and ID card.
The surrender premium is the premium for the unpaid liability period from the date of the policyholder's surrender application, i.e.:
Surrender Premium Premium* (Number of days remaining in force of the policy Total number of days in force of the policy.)
Extended Information: Ping An Insurance Surrender Process: Method 1:
Call the transfer service to surrender the policy. Method 2: Go to the company's counter to surrender the policy.
Method 3: Open Ping An One Account to handle surrender online. Surrender refers to the application and consent of the insurer when the insurance contract is not fully performed.
Ping An ** car insurance surrender can be handled at the local service outlets, in addition, you can directly call Ping An's car insurance hotline to submit the surrender, or you can directly call Ping An Group customer service** to apply for surrender. The specific process of surrender is as follows: The first step is to apply to the insurance company and submit a written application to the insurance company you are insured, so that the insurance company will assign a special person to accept it; The second step is to submit relevant information, as long as the insurance company accepts it, it will ask the customer to provide relevant supporting materials, such as ID card, original insurance policy and supporting materials, and a passbook account, and then wait for the review of the insurance company's staff; The third step, mandatory determination, after the audit of the insurance public infiltration town division, will calculate the surrender amount, the owner can compare and confirm with their own calculations, after correct, after signing and confirming, you can successfully surrender.
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Ping An Commercial Auto Insurance is refundable. Compulsory insurance is non-refundable. In addition to vehicle scrapping, commercial auto insurance refunds should bring the following information to the insurance company's customer service center for surrender.
The surrender materials mainly include:1. Surrender application.
2. If the insurance policy is lost, it should be reissued in advance. 3. Insurance premium invoice.
It is important to note that the vehicle's insurance policy must be within its validity period. If the vehicle does not need to be cleared to claim or report before the chain, it can be surrendered. If the claim or report is not compensated, the policy shall not be surrendered.
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