If I borrow 150,000 yuan in Huabei, how much is the interest for 12 months of repayment?

This depends on what the interest rate Huabei gives you, which is generally about 5/10,000, and if it is estimated in this way, the interest will be about 10,000 yuan in 12 installments.

If you use Huabei to pay for consumption, as long as you ensure that you repay the loan on time and in full, Huabei will not charge any fees.

Normally, Huabei will only charge interest or other fees if the following occurs:

1. Use Huabei minimum repayment: If only the minimum repayment amount is paid off and the full amount is not paid off, the remaining unpaid principal will be calculated as revolving interest from the day after the due repayment date, with a daily interest rate, and will be credited to the next month's bill. Assuming that the remaining arrears of Huabei are 10,000 yuan, then you need to repay 5 yuan of interest every day.

2. Use Huabei installment payment or bill installment repayment: The use of installment service will incur corresponding installment handling fees, and the specific handling fees are subject to the display on the page.

3. Huabei overdue behavior: If Huabei fails to repay on time, overdue penalty interest will be generated, overdue fee = overdue amount * overdue days.

Huabei can only be used for consumption, there is no cash advance function, if you have borrowing needs, you can use borrowing, micro loan, Du Xiaoman financial money to spend and other reliable loans. Money is the credit brand of Du Xiaoman Finance, which provides users with safe and convenient, unsecured and unsecured credit services.

Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

Hello, happy to answer this question for you. If your Huabei is 20,000 yuan, you can repay it in 12 months. Its monthly record for a single month is. The interest fee is about 45 yuan per month.

Huabei borrowed 20,000 yuan to repay in installments for 12 months, how much is the monthly interest?

Hello, happy to answer this question for you. If your Huabei is 20,000 yuan, you can repay it in 12 months. Its monthly record for a single month is. The interest fee is about 45 yuan per month.

Ok thanks!

You are welcome. Have a great day.

Summary. Hello, happy to serve you.

Huabei installment is divided into periods, and the handling fee is respectively the total amount:. Huabei 10,000 installments for 12 months, the monthly interest is 73 yuan.

10,000 Huabei is divided into 12 installments of interest, how much should be repaid a month.

Hello, happy to serve you. Huabei installment is divided into periods, and the handling fee is respectively the total amount:. Huabei 10,000 installments for 12 months, the monthly interest is 73 yuan.

Interest for 12 periods = 10,000 * yuan), then the interest for each period = 880 12 = 73 (yuan).

If you repay the loan on average, it is 12,000 per month equal to 833 plus interest 73, which is 906 yuan, and you will repay about 906 yuan per month.

Everyone's interest rate will be different, generally 4 thousand, that is to say, 10,000 yuan per day interest is 4 yuan, 20,000 yuan to borrow a month of interest is 240 yuan (2 * 4 * 30).

Huabei, whose full name is Ant Huabei, is a consumer credit product launched by Ant Financial, and after applying for opening, you will receive a consumption quota ranging from 500 to 50,000 yuan. When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later".

On August 4, 2016, Ant Huabei's consumer credit asset-backed ** project was listed on the Shanghai ** Stock Exchange, which is also the first Internet consumer finance ABS on the Shanghai Stock Exchange.

As of January 2018, Ant Financial has taken the initiative to increase the capital of two microfinance companies by 8.2 billion yuan, increasing the registered capital from 3.8 billion yuan to 12 billion yuan. On May 18, Huabei announced that it would be open to banks and other financial institutions.

According to the title, the principal of the Huabei loan is 10,000 yuan, and the interest of the 12 installments is, according to the formula, interest = principal * interest rate.

Substituting the data in the question, the column formula can be obtained:

Interest for 12 periods = 10,000 * yuan).

Using division, the interest of each period = 880 12 = 73 (yuan) Huabei installment rules.

Huabei installment is divided into periods, and the handling fee is respectively the total amount:.

Pay attention to the problem of Huabei staging.

1.Huabei can apply for repayment, and no current interest will be charged for early repayment. (This month's spending, repaid before the next month's repayment date);

2.Overdue fee = overdue amount * number of overdue days *;

Assuming that the arrears are 1,000 yuan and the overdue amount is 3 days, the overpayment interest is as follows: overdue fee = 1,000 * 3 * yuan.

3.Overdue will reduce Sesame Credit, which will seriously affect the user's credit investigation.

If you choose to pay in installments with Huabei, the rate is, so 10,000 yuan in 12 installments, the total interest is 10,000 yuan.

If Huabei chooses to divide into 3 installments, the rate is; In 6 installments, the rate is: The interest of 10,000 yuan in 3 installments is 10,000 yuan, and the interest in 6 installments is: 10,000 yuan, but Huabei will adjust the installment rate at any time according to market conditions, so the specific charging standard of the installment fee is subject to the page display.

Precautions for the use of Huabei.

It is recommended that users do not use irregular** payment to avoid account abnormalities. Generally, most of the abnormalities in the account are caused by not binding the mobile phone, and some are caused by the use of irregular ** payment. So be sure to remember not to pay in an irregular **.

It should be noted that if Alipay prompts that the user's account is abnormal, please confirm whether the Alipay account is bound to the mobile phone wheel, if there is no mobile phone, please log in again after binding the mobile phone successfully, and follow the page prompts to verify the mobile phone.

Pay attention to the consumption limit: Huabei gives different consumption limits for the activity of different Alipay users, and now only for some active users to open this function, so be sure to pay special attention to the consumption limit, the current limit is only 1000-30000 yuan, and you can see the consumption quota after opening.