May I ask how much will be paid back in total in the end of 1,000 Huabei in 36 installments?

A thousand bucksHuabeiIf you pay 36 installments, you will pay a maximum of 30 yuan in one period, and in the end, a total of about 1080 yuan, according to the interest, this 80 yuan is not particularly cost-effective. Although Huabei is convenient for us to use money, it is also a great test of our self-control, if a small amount of money may not be a big deal, but a large amount of money will destroy a person's life. <>

I think the function of Huabei is to persuade everyone to spend rationally, and the extra money consumption opportunities given to you are not all, only the wealth created by your own hard work can be consumed at will.

First, the function of Huabei fits the current situation

Huabei, a platform for borrowing first and repaying later, was created in response to the current situation, and many young people like to get several credit cards to satisfy their vanity.

The trend of comparison is becoming more and more obvious among the general public, young boys like to show off how precious the sneakers they buy, and young girls like to show off what brand of lipstick and what brand of clothes they have bought. <>

This kind of atmosphere will not disappear until you grow up, but will become more and more serious. Borrowing platforms like Huabei have contributed to the prevalence of these unnecessary practices, and some people have also opened borrowing on the Alipay platform in order to spend a larger amount.

Second, spending money requires a high degree of restraint

I know that we need to spend money everywhere in our lives right now. Whether it is food, clothing, housing and transportation, or the cost of children's education, the cost of buying supplements for the elderly or the expenses needed for medical treatment, etc., these expenses are unavoidable. <>

We need to make a reasonable spending plan according to our own expenses, and spend every penny we earn in a reasonable place, instead of advocating those unnecessary expenses and causing excessive financial burden, which is a very bad spending habit.

In the end, a total of about 1,800 yuan should be repaid, and if the 1,000 yuan Huabei is divided into 36 installments, the interest is about 80 yuan.

There should be a few dozen more yuan to be repaid, because these dozens of dollars are interest, and it is normal to need to repay some interest on the basis of the principal.

Each installment should be repaid at most 30 yuan, and then it may be necessary to repay about 1,100 yuan.

Since Alipay has Huabei, it can be said that it has brought convenience to many young people, and this way of spending money first and then repaying the money has quickly been loved by the majority of young people. In the process of using Huabei, in fact, there are some particularities, not to say how much money was spent last month, this month must be repaid exactly one point, and you can use installment repayment. For example, if more than 1,000 yuan is used on Huabei and is repaid in 36 installments, the repayment amount for each installment is about 30 yuan.

Huabei has little pressure to repay in installments, and if a student whose income is not particularly high or has no income to repay more than 1,000 yuan may feel more difficult for them. But if you divide these amounts into many installments, you will feel very relaxed, and you only need to repay thirty or forty yuan every month, without any pressure. Because it usually costs more than 100 yuan to eat out casually, but you also need to pay a certain amount of interest to repay the loan in installments.

The more installments you need to pay interest on, the more interest you need to pay. 36 installments is the longest installment that Huabei can repay, because 36 installments is equivalent to two and a half years. Normally, most people choose to repay Huabei in installments in three, six, and twelve installments, so that they can pay off the arrears earlier.

Although it is said that the 36 installments are longer and the repayment is easier, I always feel that I have one thing that has not been completed, which is very uncomfortable.

Especially those young people, they will always want to enjoy it first and then find a way to pay it back. What we have to do is to spend money according to our own financial ability, and wait until we have a certain strength before buying what we want to buy. Rather than blindly spending ahead of time, and in the end, these advanced purchases still need parents to pay for themselves.

Generally speaking, it cannot be divided into three installments, because more than 1,000 yuan is not much.

This is something that cannot happen because Huabei supports up to 12 installments.

This needs to be decided on a case-by-case basis, and you also need to pay the corresponding handling fee, and you also need to know what the corresponding interest rate is.

A total of 165 yuan is required. 1,000 yuan is about 4 cents a day, 6,000 yuan a day, the interest in the first month is 75 yuan, the next month is 60 yuan, and the third month is 30 yuan.

When consuming, users can advance the amount of Ant Huabei and repay the loan on the 9th of the next month after the receipt is confirmed, with an interest-free period of up to 41 days. In addition to the consumption experience of "buy this month, pay back next month, super long interest-free", Ant Huabei has also launched the function of Huabei installment, and consumers can repay the loan in monthly installments.

The 9th of each month is the repayment date of Huabei, and users need to pay off the Huabei bills that have been generated on the repayment date.

301 yuan. The interest rate of Huabei 36 is 880 360 = 24, 10000 36 = 277, so the monthly repayment is 277 + 24 = 301 yuan. Huabei is a consumer credit product developed by Ant Financial, and after opening the Huabei service, you can use Ant Huabei's credit line to spend and enjoy the shopping experience of "consume first, pay later".

Huabei 3000 is divided into 6 phases, and each phase of Huaishan is also 545 yuan.

After Huabei installment, the amount payable in each installment will be displayed in the bill of the month, such as 3000 yuan in 6 installments, 500 yuan per installment, this 500 yuan can not be paid in installments again, the current month must be repaid on time, Huabei 3000 repayment in 6 installments, the total interest is equal to 3000 times 135, and the interest on each repayment is equal to 45 yuan. The total amount payable in each instalment plus the interest on each instalment is 545 yuan.

Precautions for using Huabei:

1. Before using Ant Huabei, you must be clear about your virtual credit limit.

When using the function of Ant Huabei Limit, you can first overdraft consumption, and then return the overdrawn money within the specified time, during which consumers do not need to spend a penny of interest rate.

2. When using Ant Huabei, you must be clear about the repayment period.

When using the function of Ant Huabei to borrow and consume, it is not necessary to spend a penny of interest rate to repay the loan within the specified period, but after exceeding this period, a certain interest rate needs to be paid, so consumers must be clear about the date of repayment when using this function. <>