Why was the Vietnamese woman s 60 million deposit stolen?

According to March 3**, due to the disappearance of a huge amount of VND245 billion (about 68.16 million yuan) deposited in a local bank, a woman in Vietnam recently negotiated with the bank. The bank said it could provide "symbolic" compensation of about 14.8 billion VND (about 4.12 million yuan) to the other party. However, the suggestion was flatly rejected by her.

According to reports, the woman was in the seafood business. Last year, she found out that her deposits at the Export-Import Bank of Vietnam were missing. ** An investigation later revealed that a bank's executive had forged documents to steal the deposit and then fled overseas.

The incident began last month**, after which the Export-Import Bank of Vietnam said it was willing to compensate the woman with VND14.8 billion (only 6% of the total amount of stolen deposits) as compensation to help her "solve the problem". But she rejected the suggestion, saying: "The bank didn't say anything about how to recover the money I lost."

> this, the bank's CEO also said that the woman could not get any compensation unless she went to court. "As soon as the court decides that the Export-Import Bank needs to return the money, we will take immediate action. ”

It is reported that this is not the first time that a huge amount of deposits have been stolen in Vietnam. Previously, a businesswoman engaged in agricultural business in Ho Chi Minh City revealed that her deposit of more than 22.8 billion VND (about 6.33 million yuan) in another bank was lost in March 2015, and the incident has not been resolved. Two other cases of lost deposits in 2016 are still under investigation, amounting to VND32 billion (about 8.9 million yuan) and VND43 billion (about 11.96 million yuan) respectively.

I've heard that Vietnam is married to the South China Sea for a few reasons:

There are many boys in China, and there are many girls, and Vietnamese girls will not marry anyone in China, so they go to China to find a wife.

She was made up by the bad guys and sold her to China.

She has some problems, things in the country, wants to go to a distant place, wants to forget about the past.

China Boys who don't have money usually go to Vietnam and other countries to find wives, but they are just not very good wives.

It's the same in every country, there are people looking for husbands and wives abroad, not only in Vietnam, but also Chinese girls in Vietnam who marry Vietnamese boys.

In this matter itself, the banks are indeed acting like bandits. Because when faced with such a thing, he did not show his due responsibility. I think banks need to have some sense of responsibility and social responsibility.

But this does not mean that all the banks in our society should be labeled as bandits. Again, it would be unfair to do so. I think the root cause of this phenomenon lies in people, and the existence of banks itself is very valuable to our country and society.

We can't live in this society without banks.

As far as the facts are concerned, if we simply take this matter as an example, we are not wrong to blame the bank. But one thing to understand is that the greater responsibility lies with the bank's managers. After all, for them, it is also to get a salary and do a job.

That's all. No one wants to take on such a big responsibility. This is also due to human nature.

That's why there is such a farce. Of course, for the parties, the loss of tens of millions is indeed a large amount, and the bank only gives some symbolic compensation. It really shouldn't.

A bank is actually a business that exists in our society. Since it is an enterprise, it should assume its social responsibility. Once the user has suffered a loss due to his own reasons, he should be liable for compensation.

For bank managers, they need to take some social responsibility, not just consider whether they have to take responsibility.

I'm still inclined to believe that this is just an isolated phenomenon and that our banks as a whole are doing well. Worthy of our trust. And with the continuous development of the country and the continuous implementation of various reform measures.

Banks are going to get better and better in the future. Of course, as good citizens of the new era, each of us has the obligation to supervise him and make it better. I believe that there are still a few people who can have tens of millions of deposits.

So we don't have to blame the banks too much. Of course, the bank's own responsibility should still be borne.

After reading the news, I realized that the bank of this giant pit was the Export-Import Bank of Vietnam.

Here's the thing, this woman in the seafood business made 245 billion yuan (you read that right, it's so much ( VND was deposited in the Export-Import Bank of Vietnam, and according to the exchange rate between RMB and VND, this money is about 68.16 million yuan (the saying that you get rich through labor is really not wrong at all...).）。

Last year, she reported to the police after discovering that her deposits were missing, and after an investigation, it was found that the bank guards stole the money, and the money was swept away by the bank executives. The matter was finally ** last month, and in view of public pressure, the bank finally promised to pay compensation, but only intended to pay 14.8 billion VND (that is, 6% of the total), and said that it was to help her "solve the problem".

The reason for this compensation and the way to deal with it really make people feel like losing a few health balls.

The theft is simply an internal matter of the bank, and the person who deposited the money in the bank has made a contract with the bank: I lend you the money, you keep it for me and pay me interest, and now one of you has run away with the money, and you actually lose a little bit, and say, "No thanks, good luck!" ”

What the hell is this logic! Why don't you grab it?!

**It often writes the lines when bandits block the road and rob the road: I planted this tree, I drove this road, and I want to pass by from here, leaving to buy road money. The behavior of this Vietnamese bank is no different from that of these bandits.

It's unreasonable and self-righteous, and what about the trust between good people and people?!

Moreover, it is said that this kind of thing is not the first time that this kind of thing has happened in Vietnam, but the amount is so large that it is relatively small, and a businessman in Ho Chi Minh City also lost 22.8 billion VND (about 6.33 million yuan), which has not been solved so far.

I have to sigh that Vietnam's banks are fiercer than tigers!

Hello, tens of millions of dollars in deposits were stolen, and the bank only agreed to a symbolic compensation of 6%, and this news should be in Vietnam, but for this social phenomenon, it is really worth thinking about. However, for the market system of mature countries, it is generally accompanied by a deposit insurance system, and in China, this deposit insurance system is also gradually implemented to give depositors a certain amount of protection. However, if more than 10 million yuan of deposits are stolen, as mentioned in the news, and it can be a loophole in the bank's internal processing, then the bank's symbolic compensation cannot be said.

Taking a step back, even if the deposit insurance system is used to compensate, according to the current deposit insurance system, the compensation amount of only 500,000 yuan is still far from enough, and this problem is indeed worth pondering.

Deposit insurance system.

For tens of millions of deposits, this is not a small amount of money in itself, and in the face of such a huge amount of funds, if it belongs to their own operational mistakes, there can be some arguments. However, in practice, if it is an internal problem of the bank, or the bank's own operational error, then the banking institution must also pay full responsibility, otherwise it will be unfair to depositors. It can be seen that the actual rights and interests of depositors still need to be continuously improved, and the deposit insurance system alone is far from enough, and this is not enough to enhance the confidence of depositors, especially large depositors.

Therefore, from the determination of the bank's responsibility to the protection of the vital interests of investors, it is indeed necessary to have full consideration and be responsible for the depositors, who are still the soul of the bank, the core of the bank, and the principle of customer first is still the primary consideration. This will also directly affect the development fate of banks in the future.

Banking institutions.