What s the deal with asking for advice from a master on insurance?

Insurance mainly provides risk protection, reduces economic losses when risks occur, and has the functions of financial management and compulsory savings.

Due to the diversity of insurance products, the level of satisfaction is different.

A proper insurance plan should be able to meet the needs of one or some aspects, and whether the product is suitable depends on your personal understanding and needs.

According to the risk theory, everyone needs insurance, so there is no dispute about the purchase of insurance itself, and the important thing is whether the customer is truthfully informed of all aspects of their rights and obligations in the process.

If you have any questions about the insurance, you can consult its sales staff, and you can surrender the policy without loss within 10 days, or you can replace the product that suits you after surrendering.

Of course, you can choose not to buy it, or you can choose to surrender it!

Briefly say some points that you can return to, and you are also welcome to contact us.

Commercial insurance is not something that everyone can afford to buy, and they need to have money and health, and these two prerequisites must be met.

If you can buy it, it's also a kind of luck!

Buying the insurance products that suit us and what we need is the premise of purchase.

It is best to give priority to the purchase of social security, (if there is a unit can be part of the unit) I hope that the landlord will take some time to thoroughly understand the meaning and usefulness of insurance.

When you fully understand the meaning of insurance, it is estimated that you will consider it yourself in the near future!

There are many kinds of insurance, including protection and financial management, depending on what kind of needs you have.

Of course, many life insurance companies are misleading, which is very annoying.

Insurance is reimbursement for sickness, and pension for the unsick. Passing on your life's medical risks and accident risks to the insurance company, you only need to pay a small premium.

Spend less money to transfer risk and make the insurance company lose a lot of money!

What you need to know when buying universal insurance:

1. Different from bank deposits, because universal insurance charges an initial fee, the first year is 50% of the premium, so the account value has shrunk greatly, even if you give you 5% of the income every year, the account value in the first 10 years is basically negative, friends who fancy the financial function of universal insurance should not ignore this;

2. In addition, the protection cost of the basic sum insured and the critical illness sum insured is increasing year by year, taking a 30-year-old woman as an example, the protection cost of the critical illness insurance amount alone is RMB, 40-year-old Ying Ming Yuan, 50-year-old Yuan, (it is purely a lie to say that critical illness is given for free), and it is growing rapidly at the age of 60, so there will be no benefit from buying universal insurance after the age of 35; If you are a longevity star, you must pay a premium every few years after the age of 60 to keep the policy in force.

3. Many insurance companies' universal insurance seems to be good on the surface, but the compensation is the greater of the insured amount and the account value, when your account value exceeds the insured amount, the compensation is your own money, and some of the fees to be charged every year can not be less, you are not negotiable;

Buying insurance is not buying favors, don't have to buy it from Zhonglaxu and other bureaus because you have a relationship with friends, you can learn about the products of other insurance companies? Let's make a comparison.

I'll teach you and the royal look.

First look at its guarantee period, then look at its payment period, then look at its dividends, and finally look at how much money you have in 20 years?

Why didn't the salesman recommend you to insure your child?

If you insure your child, you and your child are both covered by the handicap.

Examples of insurance for twenty-five-year-old women:

Women's Critical Illness Maternity Protection Plan, lifelong protection, insurance liability: death, total disability, return of survival money, annual dividend, 15 major diseases, women's diseases, maternal and child protection illness insurance. The insured amount is 180,000 yuan, the payment is 20 years, the total savings infiltrate and slip 210,000 yuan, the insurance company will reward an additional 4,000 yuan when giving birth, and receive 18,000 cash on the 9th and 18th contract anniversaries, and there will be 580,000 Cong La in the account when you are 88 years old, and 820,000 yuan in the account when you are 100 years old.

It can be attached to comprehensive accidental hospitalization medical insurance, including all accidental hospitalization medical treatment, etc., there is no limit on the number of reimbursements, and the waiting period for hospitalization is only 30 days!