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Go to the police first. You can be more clear that they are illegal.
Second, notify the owner of the address book that they have encountered a scam.
Third, don't trust any unsolicited customer service who contacts you.
Fourth, you can do the opposite.
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Like the ocean installment, which is forced to make a payment, it is some fake platform, he may tell you that the bank card is wrong, what deposit you want to pay, and then basically the money cannot be returned after paying. In the face of this situation, we must call the police in time.
Dark online loans are generally transferred to you privately, and if the payment is compulsory, the other party will make you unable to contact you after the payment, and then come to you after the expiration to urge you to repay. Dark online lending is essentially a kind of illegal and criminal act of extortion. Don't panic when you encounter a black online loan, we can teach you the right way to repay the principal.
The essence of black online loan is a kind of illegal and criminal act of extortion, don't be afraid of black online loans, we need to use the right method to avoid the other party from blowing up your address book, which will have an unnecessary impact on your life. We have the right way to return only the principal.
Extended information: 1. Solutions if you accidentally fall victim to online fraud:
1. You can report the network police on the network, and the offline police but although the significance is not great, it is better to report than not to report, and the normal way.
3. Post the information on the Internet, let him accept the condemnation of the Internet, and remember to treat it objectively.
4. Return the way of others to the body of others. Or hand it over to the police, and sooner or later there will be retribution.
5. Use different numbers to continue to contact **, so that he will turn his face and slap him a few times when he feels successful.
6. Let him scold a bloody dog when he thinks he is going to succeed, give him hope and disappoint him at the same time.
7. Don't forget the past, the teacher of the future, this time it is a lesson to buy a lesson, after all, sometimes it is a way to destroy.
8. Change your mentality, just treat him as if he has a sudden illness, although this is a bit poisonous, but it can make you better.
9. After that, let him have no business, so that he can refer to others, and don't let ** succeed.
II. Article 266 of the Criminal Law [Crime of Fraud] Whoever defrauds public or private property, and the amount is relatively large, is to be sentenced to up to three years imprisonment, short-term detention or controlled release, and/or a fine; where the amount is huge or there are other serious circumstances, a sentence of between 3 and 10 years imprisonment and a concurrent fine is to be given; where the amount is especially huge or there are other especially serious circumstances, a sentence of 10 or more years imprisonment or indefinite imprisonment is to be given, and a concurrent fine or confiscation of property.
Where this Law provides otherwise, follow those provisions. Interpretation on Several Issues Concerning the Specific Application of Law in Handling Criminal Cases of Fraud: Article 1: Where public or private property is defrauded with a value of 3,000 to 10,000 RMB, 30,000 to 100,000 RMB, or 500,000 RMB, it shall be respectively found to be "a relatively large amount", "a huge amount", or "an especially huge amount" as provided for in article 266 of the Criminal Law. The high people's courts and people's procuratorates of all provinces, autonomous regions, and directly governed municipalities may, in consideration of the economic and social development situation in that region, jointly research and determine the specific monetary standards for enforcement in that region within the range of amounts provided for in the preceding paragraph, and report to the Supreme People's Court and Supreme People's Procuratorate for filing.
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This kind of artillery, commonly known as anti-aircraft artillery, will not be collected on credit and will not be collected. It is an illegal platform with an annualized rate of more than 30%.
If you are strong, you can not pay it back. Just do a good job of explaining and notifying the address book to prevent harassment. Even if you return it as required, you will still be forced to continue the routine for the second time.
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Legal analysis: No, overdue repayment may cause personal credit to deteriorate, and you will also be sued by the other party.
Legal basis: Civil Code of the People's Republic of China
Article 673: If the borrower fails to use the loan in accordance with the agreed purpose of the loan, the lender may stop disbursing the loan, withdraw the loan in advance, or terminate the contract.
Article 674:The borrower shall pay interest within the agreed time limit. Where there is no agreement on the time limit for the payment of interest or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 510 of this Law, and the loan period is less than one year, it shall be paid together with the return of the loan; If the loan period is more than one year, it shall be paid at the end of each year, and if the remaining period is less than one year, it shall be paid together with the return of the loan.
Article 676: Where a borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or the relevant provisions of the State.
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If you are deceived by the marine installment, it is recommended to call the police directly. The law stipulates that all property illegally obtained by criminals shall be recovered or ordered to be returned, that is, if the other party is suspected of fraud, the other party shall return the property after the case is solved. Article 64 of the Criminal Law of the People's Republic of China provides that all property illegally obtained by criminals shall be recovered or ordered to be returned; The victim's lawful property shall be promptly returned; Prohibited items and personal property used in the crime shall be confiscated.
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Legal analysis: Online loans are generally transferred to you privately, and if the payment is compulsory, the other party will make you unable to contact you after the payment, and then come to you after the expiration date to urge you to repay. Dark online lending is essentially a kind of illegal and criminal act of extortion. It is recommended to report to the police.
Legal basis: "Interim Measures for the Administration of Personal Loans" Article 5 The lender shall establish an effective management mechanism for the whole process of personal loans, formulate a loan management system and operating procedures for each loan type, clarify the object and scope of the corresponding loans, implement differential risk management, and establish an assessment and accountability mechanism for each operation link of the loan.
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Summary. Hello dear! Generally, on the repayment date, the installment will be automatically deducted from your bound bank card or Alipay account, and if the automatic deduction is made, you must ensure that the funds in the account are sufficient, otherwise it will lead to repayment failure.
Hello dear! Generally, on the repayment date, the installment will be automatically deducted from your bound bank card or Alipay account, and if the automatic deduction is auctioned, you must ensure that the funds in the account are full of noise and luck, otherwise it will lead to repayment failure.
It is useful to find the police in the phases of the ocean. If you are deceived by marine installment, it is recommended to report to the police directly. The law stipulates that all property illegally obtained by criminals shall be recovered or ordered to be returned.
In other words, if the other party is suspected of fraud, the other party should return the property after solving the case. The current marine staging is a violation of the Criminal Code, which is a criminal act and the criminals should be held criminally responsible and sentenced on the specific charges of the offenders. Therefore, after the parties encounter the marine staging, the most correct process should be to report to the police, let the public security organs conduct a fierce investigation, and after the investigation is quietly concluded, the people's procuratorate will initiate a public prosecution and investigate its criminal responsibility.
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