What is the difference between self built houses and non self built houses?

1. The concept is different

Commercial housing refers to the approval of the relevant departments, by the real estate development and management companies (individuals, foreign companies) to the first government units.

Lease land use rights.

Houses developed for a period of 40 years, 50 years, and 70 years, and houses that are used for market rent after completion, including residential, commercial and other buildings. Commercial housing is also known as "large property right housing".

Self-built houses generally refer to the houses and buildings built by units and individuals who own their own land, organize and construct by hiring others. Houses cannot be built outside the town planning area or within the construction land area.

2. The nature of the land is different

Self-built houses depend on the nature of the land and are divided into rural collective land and homesteads.

self-built houses and self-built houses after the auction of state-owned land; The commercial housing that is eligible for listing and trading is state-owned land transfer.

3. The approval procedures for construction application are different

The countryside is collectively owned land, and if you are a member of the village, you have land ownership.

The village collective agrees, and after the state land department files the record, you can build your own house. Commercial housing is a house that can be put on the market after the developer auctions the land and allows the construction to be built after reviewing the relevant construction application materials, design materials and other documents, and can only be put on the market after reaching the saleable level.

Self-built houses refer to non-self-built houses that need to be supervised by the administrative department after being approved by the local land management department.

Self-built houses refer to those who have been approved by the local land management department and have obtained a construction permit to build a house on their own homestead. If it is a non-built house, it refers to the construction by a professional qualification company or unit, which is a relative concept to self-built houses, self-built houses are self-built, without the supervision of the administrative department, and non-self-built houses need to be supervised by the administrative department.

As long as the nature of the use of the house is not a self-built house, then it is a non-self-built house.

Self-built houses generally refer to self-built houses in rural areas. In the past, there were some self-built houses in cities and towns, but with the advancement of China's urbanization process, the threshold for urban land acquisition is getting higher and higher, and there are fewer and fewer self-built houses in towns.

Regardless of whether it is a self-built house or a commercial house, the owner of the house generally has two rights. One is the right to the house itself, and the other is the right to the land on which the house is built. The property rights of self-built houses definitely belong to individuals, but the land on which houses are built belongs to the collective, and individuals only have the right to use but not the right to own.

The right to use land is a property right unique to China, which is the right of farmers to build houses or ancillary facilities on the homestead land owned by the collective economy obtained in accordance with the law, and the right to permanently occupy, use and dispose of the homestead land in a limited way. In rural areas, land use rights have the characteristics of permanent use, gratuitous use, and strict identity authentication.

Self-built houses are single-family type houses, which are built by themselves after purchasing land use rights, organizing or hiring others to construct houses, in China's traditional buildings and rural houses are built in this way, but in the increasingly scarce land, urbanization under the advancement, self-built houses have gradually withdrawn from the stage, and some areas are prohibited from building houses. Self-built houses are built on their own homesteads and are not supervised by administrative departments.

Non-self-built mainly means that there are professionally qualified companies or units to build, and there are relevant administrative departments to supervise the construction.

Self-built houses, also known as single-door detached houses, single-door detached houses, detached houses, are generally referred to units and individuals with their own land, organized by themselves and built by hiring others to construct. Self-built houses are the mainstream of traditional construction methods in China, especially in rural areas of China, where almost all rural residents meet their own living needs through self-built houses. Houses cannot be built outside the town planning area or within the construction land area.

I said the simple point that commercial housing is now most of the houses on the market Self-built houses are built by themselves, generally more rural areas, their own land, build their own houses Property rights are built by developers and then sold, after buying is their own house, property rights have 50 years and 70 years, that is, you own the house for 50 years and 70 years, this and commercial housing intersect.

Which is better, self-built houses or commercial houses, we can't simply compare them with ** and appreciation. First: Although the unit price of commercial housing is relatively high, the rate of return is also high, and it is easy to rent if you don't live in it

Many schools in the central areas of the city are enrolled on the principle of proximity, and there is a degree plan: because the houses in the city center have a stable rate of return, the house prices are also stable. Generally, when the property price of the real estate bubble falls sharply, it is generally the houses in the surrounding area, while the houses in the city center have their rental market returns, and generally do not fluctuate.

Hello, commercial housing and self-built houses are different in nature, although they are both used for living, but the comparison of the two should be compared from many aspects.

Commercial Housing:The so-called commercial house, when you buy it, you have a property right certificate, and the general term is 70 years of property rights, that is, after 70 years, if you still want to continue to live in this house, you need to pay a fee similar to "land use rights" to extend the time. Commercial housing: What you buy is the right to live in the house, not the permanent ownership of the house.

Self-built houses:Now if you build a house in rural areas, if it is a transfer or **, the homestead can be transferred, and you can build a house on the homestead, (note that if you are buying a self-built house, you need to see the contract clearly, and the homestead generally needs to be together, rather than buying the right to use the house separately.) ）

Which of the two is better?

If in terms of supporting facilities,Of course, the surrounding facilities of commercial housing in the city are better, and the resources of large supermarkets, hospitals, schools, and entertainment facilities are better in the city than the self-built houses in the countryside.

If in terms of living environment and degree of freedom,The self-built houses in the countryside are more advantageous, first of all, the residential density in the countryside is low, and the air pollution is less, especially in the self-built houses in the mountainous areas.

On the renovation of the house,There is more space for self-built houses in the countryside to be renovated by themselves, and if the homestead area is large, you can also have yards, utility rooms, etc., so that children can also play and get closer to nature. Nowadays, there are many people who return to their hometowns to build houses, not because they can't afford to buy a house in the city, but because they want to return to their beautiful hometown and build an absolutely comfortable "Peach Blossom Garden". Modern people have higher requirements for the living environment, so they are more in pursuit of natural and comfortable self-built houses.

On **Now a set of 80 square meters of commercial housing in second- and third-tier cities, to say the least, will be more than 2 million, and if this ** is a self-built house from scratch, it is completely possible to build a three-story villa, and it is finely decorated, so the same **, if it is in the countryside, you can build a better house.

It is recommended to buy a suite, and it is not good to buy and sell a self-built house.

The down payment ratio for the first home is lower, the loan interest rate is lower, and the deed tax is reduced, but the specific policies are slightly different from place to place, and you need to consult local documents for details. For example, in Hebei Province, if an individual purchases an ordinary house, and the house is the only house of the family (including the buyer, spouse and minor children, the same below), the deed tax will be reduced by half. For individuals who purchase ordinary houses of 90 square meters or less, and the houses are the only houses of the family, the deed tax will be levied at a reduced rate of 1%.

Individual income tax is exempted for income obtained from the transfer of personal use for personal use for more than 5 years and is the only living house of the family.

Suites come with a down mortgage benefit.

Question: Self-built houses are their own land.

In the case of townships, of course, it is better to build a house by yourself.

We are well aware that the cost of self-built houses is not the same as the cost of buying commercial houses, and houses are fixed assets with poor liquidity, not to mention that not all houses are liquid. If you buy a house in an urban area or county, you will at least have a chance to sell it in the future, regardless of profit or loss, and you can also exchange it for better education, medical care and other public facilities than in the countryside, and have better living conditions. If you buy a commercial house in the township, not only will it cost at least three or four times more money than a self-built house, but there is no second-hand housing market in the countryside, and it will be difficult to get back after the money is invested, and you can only live in the house yourself.

It can be seen that for township residents, if they can build their own houses, they are all self-occupied, so why spend several times more money to buy commercial housing? Is it that the money is not fragrant in your pocket, or is your own small villa not as comfortable as a cement box? Therefore, it is not a question of which is better, whether to build a house or to buy a commercial house, but whether to let it be self-built, and now not all areas have options in front of you.

State-owned land (commercial and residential properties can be applied for construction, acceptance to obtain real estate certificates, industry, etc., depending on whether the land transfer fee can be paid back to residential land) self-built houses are the most perfect (no property management fees, but also more rental, free to buy and sell), commercial housing villas can only be rented or sold as a whole (if rented, if not depreciation, you have to rent for a lifetime to return to the principal). And the receiver must be very capable. The property rights of self-built buildings on collective land cannot be bought and sold, mortgaged, and can only be transferred in the same village (one household and one house), but they can be rented out (the cost is 1,400,5 per party), and the principal can be recovered in ten years.

But your descendants must be farmers forever in order to legally inherit the property (the collective land belongs to the village, and whatever your own land is a fart, it is yours and you will not be allowed to sell!). ）。The above is only applicable to first-tier cities or surrounding cities or cities where foreign population flows in, and I am a state-owned land building for rent.

Self-built buildings in the countryside that cannot obtain real estate certificates (the so-called built on their own land, only fools build. No one can prove that the building is yours, it is impossible to inherit and it is difficult to rent it, the ancestral house in my countryside was occupied by my uncle, and the court will not accept the lawsuit if the ancestral house does not have a real estate certificate).

Commercial housing has security guarantees, but self-built houses are not guaranteed.

Commercial Housing:Self-built houses are not recognized by the state.

The difference between commercial housing and self-built housing:1. Different meanings: the attributes of commercial housing must be liquid.

In order to circulate, it is necessary to consider the demand of the market and the positioning of the crowd. This is not destined to be entirely based on the absolute individual needs of the occupants. In most cases, self-built houses are built by the builders themselves.

The main consideration is the needs of the self. It does not have the properties of circulation. >

2. Different construction costs: most self-built houses do not have land purchase and taxes. In some places, there is a small fee paid at the construction site stage, but it is very low.

Miscellaneous ** miscellaneous expenses with the relevant departments. Therefore, the unit price of construction is much cheaper. Behind the converted unit price of commercial housing there is a complete set of three-dimensional expenditures of the project, and the cost performance after landing is completely different.

3. Different property rights attributes: commercial housing can handle real estate levy, that is, real estate certificate. It is your private property and can be listed for circulation or sold.

The land for self-built houses belongs to the village collective, not to the individual. The house above the land belongs to the individual, and the individual has the right to use the house itself.