Dear friends, I have a question about the bank。。。。。

Updated on society 2024-07-14
10 answers
  1. Anonymous users2024-02-12

    Hello! Based on the information you provide, no one will be able to check it. If your card has not been cancelled and you have opened online banking, you can check the account opening name through online banking.

  2. Anonymous users2024-02-11

    1. First of all, we need to log in to the personal online banking of ICBC, and then enter our login password, which must be done by everyone, hehe.

    2. I need to remind you that if you are using the online banking of the Industrial and Commercial Bank of China, then it is recommended that you choose the "standard version" when logging in, not the "personality version", I personally feel that the information in the personality version is not easy to query.

    3. After the successful login of online banking, here, we click on "Accounting Inquiry", and then continue to look for the next query item under the "Accounting Inquiry" information.

    4. Obviously, here we can find an "account opening network inquiry", then we click on this item, and then the system automatically jumps to the bank card we bind, here we click on our own bank card, and then click on "account opening outlets".

    5. Then we will see the information of the outlets where our bank cards are located, and the information of our own opening bank is also clear at a glance, which is very simple, saving us from running to the bank to ask, if you like this experience, you will collect it, it may be useful to you.

    It's easy, try it.

  3. Anonymous users2024-02-10

    If you have a bank card, there is an alternative second-class bank card, which means that you should still be able to apply for a second-class bank card, although there is no future to do it.

  4. Anonymous users2024-02-09

    Now we have a second-class account in our mobile banking, which belongs to digital payment, which we generally don't need now, and when the country opens digital payment, it can be used at this time.

  5. Anonymous users2024-02-08

    Here it is recommended to call ** to ask the bank customer service what the situation is, and then solve the problem.

    Don't care, it's the electronic account tied to your card, you can leave it alone, it doesn't matter. For specific situations, you can directly call customer service ** for consultation, and the second type of account is a virtual number set up for security purposes.

    A bank account is a bank account that cannot deposit or withdraw cash or transfer money to an unbound account, and the daily payment limit for such accounts is 10,000 yuan. This is the case, for example, with credit cards.

    At present, the main feature of bank accounts is that they are particularly convenient to use and involve a relatively small amount of funds. According to the current regulations, the use of bank accounts to make consumption payments, transfer funds from unbound accounts, and cash deposits and withdrawals are all restricted. The daily cumulative limit for bank accounts is 10,000 yuan, and the annual cumulative limit is 200,000 yuan.

    Extended Materials. The functions of the three types of personal bank accounts are differentiated.

    The account is a full-featured bank settlement account, which meets the payment needs of direct banking and online wealth management products, while the account is mainly used for quick payment, such as "quick pass" and "password-free payment".

    Accounts can be used for deposits, purchase of investment and wealth management products, transfers, consumption and payment, cash withdrawals and other businesses;

    Class accounts can be used for deposits, purchase of investment and wealth management products, consumption of limited amounts, payment and other businesses; The cumulative payment amount in a single day shall not exceed 10,000 yuan;

    Category accounts can be used to handle consumption and payment services for a limited amount; The account balance shall not exceed 2,000 yuan;

    For example, the class account is like a wife's use, and any financial business can be done; The account is like a male compatriot, which can only be used for investment and financial payment, and cannot be withdrawn in cash; The class account is like a child's use, and it can only be used as pocket money for some small payments. In short, the class account is the "total source" of funds in and out; The biggest difference between a quasi-account and a quasi-account is that you cannot deposit or withdraw cash or transfer money to an unbound account;

  6. Anonymous users2024-02-07

    Hello children, let me come to your question (for example, I have opened a personal current account with Bank of China):

    1. It will be convenient to choose a bank that is close to your school, and secondly, consider whether the bank closest to your school has a branch near your home.

    2. You can open an account with your ID card.

    3. There is no handling fee for opening an account, but an annual fee of 10 yuan may be charged for opening a card.

    4. The minimum deposit amount of RMB is 1 yuan, if you open a source shed to sell card accounts, it is recommended to deposit 1 yuan RMB, otherwise some functions may not be available.

    5. After opening an account, you can withdraw money with a passbook or card plus a password, and if the amount exceeds RMB50,000, you need to bring your identity document.

    6. You can hear clearly, and you can hear it very clearly.

    7. You are talking about the ATM machine, you can withdraw money with the card and password, insert the card into the ATM card slot, there is a prompt, just take a closer look at the first operation.

    8. Inter-bank withdrawals can be made at ATMs, and cards from any bank in China can be used. But remind you that if the ATM machine withdraws money across the bank, it will charge an interbank handling fee of 4 yuan.

    9. The debit card can be applied for at the counter when opening an account, and you can get it immediately.

    10. I don't know about this question, anyway, it has nothing to do with hail teasing you.

  7. Anonymous users2024-02-06

    To convert a current account is to transfer a demand deposit from another account, to convert a current account to a fixed deposit, and to convert a fixed deposit into a demand deposit.

    Term is to deposit a sum of money in the bank for a fixed period of time, such as: 3 months, 6 months, 1 year, 2 years, etc., if the deposit is fixed for 3 months, the interest will be calculated according to the 3-month interest rate deposited at that time. The longer the deposit period, the higher the interest rate.

    If the deposit is less than 3 months and the withdrawal is made, the interest will be calculated at the current interest rate.

    Current is a deposit of money that can be withdrawn at any time, but the interest rate is very low, that is, the interest is very small.

  8. Anonymous users2024-02-05

    Hello, the basic account cannot be changed to a general account If you want to open a general account in the original opening bank, you can only cancel the original basic account, and then go to other banks to open a basic account after the original basic account is cancelled, and then open a general account in the original outlet.

    Procedures for cancellation of basic account:

    1.All auxiliary accounts (general accounts, temporary accounts, and special users) of all banks will be abolished.

    2.Prepare the original and copy of the account opening permit of the basic account, the ID card and copy of the legal person, and the ID card and copy of the person and the authorization letter of the unit.

    3.Unused cheques (including transfer cheques, cash cheques) and other significant blank bills issued by banks.

    4.The official seal of the unit, the seal of the legal person, and the financial seal (if the reserved seal is accompanied by other seals).

    Procedures for opening a new basic account.

    1.Official seal, financial seal, and legal person seal (the reserved seal is carried with other seals, and the bank must keep the seal).

    2.The original and photocopy of the original business license, the original certificate of the organization, and the original tax registration certificate.

    3.The original and copy of the ID card of the legal person, if it is **, the original and copy of the ID card and the power of attorney of the **person are also required.

    The procedures for opening a new general account are the same as those for basic accounts, except that the bank does not need to report to the People's Bank of China when opening an account, but only files it in the account system of the People's Bank of China.

  9. Anonymous users2024-02-04

    You're only 15 years old, you know how to do things well at such a young age, you're such a smart kid.

    You are 15 years old, which means that you do not have an ID card, and you cannot apply for a bank card in your name without an ID card.

    There are many banks, and there is a difference between banks, so I recommend you: Agricultural Bank of China.

    Clause. 1. Agricultural Bank of China has a wide range of points and many customers, so it is fast, safe and convenient if the other party is also Agricultural Bank of China when handling transfers and remittances;

    Clause. Second, the ATM installed by the bank is much more than other banks, and the card will be charged a handling fee of 2 yuan per transaction regardless of whether it is in the city or not, and another 1% fee will be charged across regions, up to 100 yuan, otherwise, the card of the Agricultural Bank of China will be different for withdrawing money at the ATM of the Agricultural Bank of China;

    Clause. 3. At present, ABC is using the world's most advanced machinery and equipment and software programs, which are installed in Beijing and Shanghai respectively, with fast business operation speed and high degree of capital security.

    Brother, just for reference, good luck!

  10. Anonymous users2024-02-03

    Measures for the Administration of Bank Card Business.

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