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If your employer borrows money from a bank or other unit, the bank generally requires you to stamp the loan slipReserve bank sealsOr the official seal addedCorporate SealOther units will generally require you to affix the official seal and sign the legal person.
If another unit borrows money from you, it is best to follow the above. If your unit borrows money from a private person, it can be stamped according to the requirements of the other party, and the financial seal can be stamped generally. If it is a private person who borrows money from your unit, you do not need the other party's seal.
Related Notes:
A debit note is a homemade original voucher.
There are several elements of the loan note: who to borrow, what to borrow (RMB or US dollars, etc.), how much to borrow, you can also note what the loan is used for (it can help to recall the borrowing situation later), when to borrow, some also ask when to repay, if the other party asks when to repay, how much interest, etc., the borrower finally signs and seals.
Generally, it should be in duplicate, the first copy is the loan slip stub, which is used as the borrower's loan document, and the second copy is the loan bill (payment voucher), which is used as the borrower's IOU for borrowing from the enterprise, and as the payment voucher for the loan.
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Generally, the loan form does not need to be sealed, and only needs to be signed and approved by the person in charge and signed by the borrower.
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What kind of borrower, is the employee loan, as long as the borrower and the leader sign it, if it is to the bank to do the loan, it is more troublesome, to stamp the official seal, seal and seal, but also the seal or signature of the legal person.
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If it is a personal loan, only a personal signature is required, and a seal is not required.
If you are borrowing money on behalf of a company, you can get the company's official seal stamped.
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It mainly depends on the type of loan note.
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In the case of IOUs, it is generally stamped with a credit settlement seal.
Legal basis: Article 668 of the Civil Code of the People's Republic of China The loan contract shall be in written form, unless otherwise agreed upon by natural persons.
The content of the loan contract generally includes the type of loan, currency, purpose, amount, interest rate, term and repayment method. Li Chuan Lun.
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The IOU should be signed and sealed by the parties using their real names or real names, and the seal used should be an official seal or a contract seal. The parties shall also indicate their full names, and abbreviations, codes, etc. should not be used instead.
[Legal basis].Article 400 of the Civil Code.
If the parties conclude a contract in the form of a written contract, the contract shall be formed when both parties sign, affix their seals or press their fingerprints. The contract is concluded when it is signed, stamped or fingerprinted before it is stated that one of the parties has fulfilled its primary obligations and the other party has accepted it.
Article 502.
A contract established in accordance with law shall take effect upon its establishment, unless otherwise provided by law or otherwise agreed by the parties.
In accordance with the provisions of laws and administrative regulations, if the contract spine shall go through formalities such as approval, follow its provisions.
Article 667.
A loan contract is a contract in which the borrower borrows money from the lender and returns the loan at maturity with interest.
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Legal analysis: As long as the content of the IOU is the expression of the true intentions of both parties, it should be recognized, and it does not necessarily have to be handprinted to be effective. When the loan period has expired, you should immediately remind the court to file a lawsuit to avoid exceeding the statute of limitations for two years after the expiration of the debt repayment period.
Legal basis: "Civil Code of the People's Republic of China".
Article 667 A loan contract is a contract in which the borrower borrows money from the lender and returns the loan at maturity and pays interest.
Article 668: The loan contract shall be in written form, unless otherwise agreed upon between natural persons.
The content of the loan contract generally includes the type of loan, currency, purpose, amount, interest rate, term and repayment method.
Article 669 When entering into a loan contract, the borrower shall, as required by the lender, provide the true information about the business activities and financial status related to the loan.
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