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For details, please refer to the "Regulations on Work-related Injury Insurance".
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The compensation standards for work-related injuries and disability are as follows: medical expenses, hospital meal allowance, transportation expenses, room and board expenses, assistive device expenses, wage compensation expenses during the period of suspension of work and salary, one-time disability allowance, and disability allowance. The level of disability is divided into levels 1 to 10 according to the severity, and different compensation amounts are given according to the degree of disability.
The work-related injuries of the vocational group shall seek medical treatment in the medical institution that has signed the service agreement, and in case of emergency, they can first go to the nearest medical institution for first aid.
[Legal basis].
Article 30 of the Regulations on Work-related Injury Insurance Employees who are injured in accidents or suffer from occupational diseases due to work shall enjoy medical treatment for work-related injuries.
Employees who are injured at work should seek medical treatment in the medical institution that has signed the service agreement, and in case of emergency, they can first go to the nearest medical institution for first aid.
**If the expenses required for work-related injuries meet the requirements of work-related injury insurance diagnosis and treatment items, work-related injury insurance drug lists, and work-related injury insurance hospitalization service standards, they shall be paid from work-related injury insurance**. The catalogue of work-related injury insurance diagnosis and treatment items, the catalogue of work-related injury insurance drugs, and the hospitalization service standards of work-related injury insurance shall be prescribed by the social insurance administrative department in conjunction with the health administrative department, the food and drug supervision and administration department and other departments.
The food subsidy for the hospitalization of the employee for the work-related injury, as well as the transportation, accommodation and accommodation expenses required for the work-related injury employee to seek medical treatment outside the co-ordination area shall be paid from the work-related injury insurance, and the specific standard of payment shall be stipulated by the people of the co-ordination area.
Injured employees are not entitled to medical treatment for work-related injuries and shall be dealt with in accordance with the basic medical insurance measures.
If the work-related injury employee goes to the medical institution that has signed the service agreement to carry out the work-related injury**, if it meets the requirements, it shall be paid from the work-related injury insurance**.
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Legal analysis: According to the regulations, it is necessary to compensate for medical expenses, food allowance during hospitalization, living care expenses, wages during work-related injuries, transportation and accommodation expenses, assistive device expenses, one-time disability allowance, disability allowance, one-time medical subsidy for work-related injuries, one-time employment subsidy for the disabled, funeral allowance, one-time ** subsidy, and pension for dependent relatives.
Legal basis: Social Insurance Law of the People's Republic of China
Article 38 The following expenses incurred as a result of work-related injuries shall be paid from work-related injury insurance in accordance with the provisions of the State: (1) medical expenses and expenses for work-related injuries; (2) Subsidies for in-hospital meals; (3) Transportation and lodging expenses for medical treatment outside the overall planning area; (4) The cost of installing and configuring assistive devices for the disabled; (5) For those who are unable to take care of themselves, the living care expenses confirmed by the Labor Ability Appraisal Committee; (6) A one-time disability subsidy and a monthly disability allowance for disabled employees of grades 1 to 4; (7) A one-time medical subsidy to be enjoyed when the labor contract is terminated or dissolved; (8) In the case of work-related death, the funeral allowance, pension for dependent relatives and work-related death allowance received by the surviving family members; (9) Labor ability appraisal fee.
Article 39 The following expenses incurred as a result of work-related injuries shall be paid by the employer in accordance with the provisions of the National Morning Manuscript Company: (1) wages and benefits during the work-related injury; (2) The monthly disability allowance received by the disabled employees of the fifth and sixth grades; (3) Termination or dissolution of labor. At the same time, he should enjoy a one-time Lu Songxiao disability employment subsidy.
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The application for work-related injury insurance benefits (compensation) generally requires the employer and the individual to jointly complete the procedures such as injury identification, work-related injury appraisal, and application and payment of work-related injury insurance benefits. It is also affected by factors such as whether the employer participates in work-related injury insurance, whether the employee dissolves or terminates the labor contract, and the employee's own salary level. If the employer has paid the work-related injury insurance premiums in accordance with the law, the work-related injury insurance** shall pay the main project costs of the work-related injury insurance benefits; If the employer fails to pay the work-related injury insurance premiums in accordance with the law, the employer shall pay the work-related injury insurance benefits.
If the employer does not pay, it shall be paid in advance by the work-related injury insurance**.
Social Insurance Act
Article 38 The following expenses incurred due to work-related injuries shall be paid from work-related injury insurance** in accordance with the provisions of the State:
1) Medical expenses and expenses for work-related injuries;
(2) Subsidies for in-hospital meals;
(3) Transportation and lodging expenses for medical treatment outside the overall planning area;
(4) The cost of installing and configuring assistive devices for the disabled;
(5) For those who are unable to take care of themselves, the living care expenses confirmed by the Labor Ability Appraisal Committee;
6) A one-time local disability subsidy and a monthly disability allowance for disabled employees of grades 1 to 4;
(7) A one-time medical subsidy to be enjoyed when the labor contract is terminated or dissolved;
(8) In the case of work-related death, the funeral allowance, pension for dependent relatives and work-related death allowance received by the surviving family members;
(9) Labor ability appraisal fee.
Article 39 The following expenses incurred as a result of work-related injuries shall be paid by the employer in accordance with the provisions of the State:
1) Wages and benefits during the work-related injury;
2) The monthly disability allowance received by the fifth- and sixth-grade disabled employees;
3) A one-time disability employment subsidy that shall be enjoyed when the labor contract is terminated or dissolved.
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If it is a work-related injury, compensation shall be paid in accordance with the provisions of the relevant work-related injury; In the case of personal injury, compensation shall be paid in accordance with the provisions on personal injury compensation.
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