If you have 10 million yuan, how should you spend it better?

If I have 10 million, for me, I will first buy what I want, such as a house and a car, and secondly, I will use part of the money for public welfare, such as donating to children in the mountains to make them better in school, in addition, I will also use the remaining money for financial management, so that the money will never be spent, and then I will explain to you in detail. <>

1.If I had 10 million, I would have bought what I wanted.

As a young man who has just graduated, it can be said that he has nothing, but for me, there are two things I particularly want, one is a car, the other is a house, for a car, because once a person has a good car, he will be respected, and it is more convenient to travel, so a car is a must, and a house is also a must, because there is no house to rent a house to live in, which is not a good way, so if I have 10 million, I will buy what I want first. <>

2.If I have 10 million, I will do public welfare.

When I was a child, I often saw children in the mountains on TV, and I felt that their lives were hard, for example, there was a child, because his parents were not at home all the year round, so he lived with his grandfather, and his grandfather was sick, so he needed to support his grandfather, and he couldn't eat enough when he went to school, and he had to take care of his grandfather after school. <>

3.If I use 10 million, I will manage my finances.

In fact, no matter how much money I have, there will always be a time when I spend it, if I spend all 10 million on public welfare and buying things, then my next life may be more difficult, so I will also find a way to use the 10 million to manage money, such as directly depositing in the bank to get interest, so that you can live with only interest every month, so that you can have a steady stream of money, of course, there are many ways to manage money, we can also ask professional people to take care of it, in short, we need money to make money.

All in all, if I have 10 million yuan, first of all I will buy a house and a car, because this is what I have always wanted, and secondly, I will use it for public welfare, I feel that the children in the mountains are very poor, I should help them, and I will also use the rest of the money for financial management, so that I spend every month.

The income of financial management can have a steady stream of money, and it will not be so that you don't know what to spend in the future, if there is any leftover, then do other public welfare.

Donate part of the money to the mountainous areas, send some physical goods to the mountainous areas, and give part of the money to the orphanage to help them, and keep a small part of it to start a business.

Start by setting yourself a home, then plan your future, and you can also complete your own business plan, and most importantly, you can go out and travel the world with the people you love.

Satisfy your own vanity. I don't have a house to buy a house, so I save the rest of my money and start a suitable business.

I would use it to buy a house, a car, and travel the world. In fact, after doing these things, what about laughing? No matter how much money you have, it is unspent, and those who win the lottery and the demolition households are good examples, so let's learn to invest.

The most worthy of persistence in a lifetime of three pure royal things, reading, walking, and pointing to the base. But it's better to spend money on a meal first, people take food as the sky, and then buy a bunch of good-looking books, good-looking clothes, good-looking accessories, meet a bunch of cattle people, and create a high-quality self from the inside to the outside and from the outside to the inside. Then go on a trip and take your loved ones to see the maple leaves, Lhasa, and Erhai Lake.

Precautions and key points to know about money:

Don't invest blindly as soon as you win the lottery. We can first buy necessities such as cars and properties to improve the quality of life, and then consider whether the remaining money is used for investment, as long as we do it in the right order, even if the investment fails, we can leave fixed assets. Don't splurge.

Don't overeat. Because the body is the capital of the revolution, and at the same time, the capital of enjoyment.

If we smoke and drink every day after winning the lottery, then it will not be long before the body becomes unhealthy, and it will be more embarrassing when the money is still there. Whether it is a rich person or an ordinary person, you must have a stable mentality after doing the lottery, do not fall into the psychological whirlpool of getting rich, and actively learn financial knowledge so that you can harvest greater wealth.

The above content reference: Encyclopedia - mentality.

The new colleague was eager to learn how to manage money, and I happened to know some of them, so I gave him a few books. In the past few days, he has been interested in learning, and asked me several questions about financial thinking, such as yesterday's more If your child wants to start a business, will you give him money, and if you have 10 million, how will you spend it.

My first reaction was anxiety, because there was too much money, how to take care of it bothered me very much, I was afraid that I couldn't help but spend it indiscriminately, and I was afraid that the money would be depreciated if it was not disposed of well. I'm not afraid of everyone's jokes, the first time I had 100,000 in my hand, I was anxious for a long time, let alone 10 million.

I thought about buying secondary bonds and investing in a wide base, but I found that I was too timid to buy too much. After a little thought, let's find a private placement.

It shows that the entry amount of private equity in China is about 500,000, 1 million or even higher, so my 10 million is enough.

Talk to the private equity manager and give me dividends every year. And I use this part of the dividend to plan the expenses for the year.

Of course, there are still prerequisites for living with dividends.

First, control consumption. If you want to have golden eggs all the time, the goose that lays the eggs can't move, and if you want to have dividends all the time, then it's best not to move the principal. This means that you don't have to think about super large expenses, such as buying a luxury car or a house, these expenses are too big, and it is certain to use 10 million principal.

Second, rational planning. Because the market is constantly changing, you may lose money or make a profit, so when you pay a lot of dividends, you have to think about what to do if there is a year when the income is not good and the dividends become less. Then when a professional manager plans a large amount of funds for you, you must also plan the funds in your hands and be prepared for danger in times of peace.

Finally, it's about getting the support of your family. Because financial management is anti-human, the first thought of many people when they have money is to spend, including our family. Then, at this time, we must communicate with them well and convey our thoughts.

Control consumption and guarantee the principal;Reasonable planning, guarantee life, as long as we don't mess around, this money is enough for us to live an ordinary life.

Of course, some people will say, if you don't spend money, why do you make it. The answer to this question is the interpretation of financial thinking. I don't think it's about spending money, it's about security, and protecting us from money now and in the future.

If you spend too much money, you have to make more money, then making money will become a burden for us, just like the relationship between the mouse and the cage, the mouse keeps running, the cage keeps turning, the faster it runs, the faster it turns, there is no end.

Rational planning of assets and not excessive consumption is the lifestyle that suits most people.

So, I have arranged the assets, when will this 10 million fall from the sky?

1. I will take out 2 million yuan for my parents' pension and living security expenses.

2. I will donate another 3 million to the mountainous area to build a school so that the collapsed children have the opportunity to go to school and provide them with a better learning environmentPerfecting our Xinyu Education gives all our children in Hejin the opportunity to learn our classics of Chinese culture.

3. Take out another 2 million to deposit in the bank for my own learning needs, and arm myself with knowledge to become a useful person to the society.

Have you ever wondered what you would do if you won the lottery?

Two days ago, I listened to the book and saw two better answers, the average person will have two kinds, the first is to be content with enjoyment, consumption lavishly, if you win 10 million, you may take 10 million to be filial to your parents, 1 million to buy a car, a few million to buy a house, and then you may save 2 million in the bank to eat interest, and the rest of the money is not planned to be spent. If this continues, it may be 10 years later because of excessive expenses, and then go back to the pre-liberation period.

The second situation is the way of spending money with the thinking of the rich, 1 million yuan is used to filial piety to parents, 200,000 yuan is given to drink for yourself, and the wife celebrates. The remaining 8.8 million is partly used for bonds and **low-risk financial management**, and part is used for **. If this goes on like this, in 10 years, he may give birth, two, three, or even 10 million.

Hearing this, my thinking seems to have been defeated all of a sudden, real people only learn to manage money when they are poor, and consumption is a habit. It's not that you have money to learn how to manage money, but the poorer you are, the more you have to learn how to manage money.

If you don't manage your money, your money won't care about you. So we're going to spend time managing our money.

On the first day, it is 1 cent, on the second day it is doubled to 2 cents, and on the third day it is doubled again, and so on, that is, 2 cents are doubled 29 times in a row, that is, 2 to the 29th power, and the result is 2 29 = 536870912 cents, that is, 5368709 yuan.

The general process starts from discovering the problem and raising the problem, and after discovering the problem, make assumptions about the answer to the problem according to their existing knowledge and life experience Design the first plan, including the selection of materials, design methods and steps, etc. After reaching a conclusion, it is also necessary to reflect on the whole process of the general methodological steps of the experiment: asking questions, making hypotheses, making plans, implementing plans, drawing conclusions, expressing and communicating

Observation is a basic method of science Scientific observation can be made directly with the naked eye, with the help of magnifying glasses, microscopes and other instruments, or with the use of cameras, video recorders, video cameras and other tools, and sometimes it is necessary to measure Scientific observation should have a clear purpose; Observations should be comprehensive, meticulous, and realistic, and recorded in a timely manner; Be planned and patient; Think positively and record in a timely manner; To exchange views and discuss The design of the experimental protocol should be carried out closely around the questions and hypotheses raised When studying the influence of one condition on the research object, the experiment carried out under the same conditions except for the different conditions is called a controlled experiment General steps: find and ask questions; gather information related to the issue; make assumptions; design of experimental protocols; Conduct experiments and record them; analysis of experimental phenomena; Conclusion Investigation is one of the common methods of science When investigating, we must first clarify the purpose of the investigation and the object of the investigation, and formulate a reasonable investigation plan During the investigation process, sometimes because the scope of the investigation is very large, it is necessary to select a part of the survey objects as samples During the investigation process, it is necessary to record truthfully The results of the investigation should be sorted out and analyzed, and sometimes the statistical methods should be used to collect and analyze data is also one of the common methods of science There are many ways to collect information Go to the library to consult books and newspapers, and visit relevant people, The form of information includes text, data, and audio-visual data, etc., and the information obtained should be sorted out and analyzed, and answers and clues should be found from it