What kind of insurance is suitable for people over 80 years old?

Middle-aged and elderly people to buy insurance is already a headache, and some elderly people are already old, the function of various organs in the body is declining, and it is even more difficult to buy insurance, so is there an insurance that 80-year-olds can buy? In this issue, we will sort it out for you.

What kind of insurance can be bought by 80-year-olds?

1. Accident insurance for the elderly.

There are many accident insurance on the market that the elderly over 80 years old can also buy, which belongs to the special funds for the elderly, and in the accident insurance for the elderly, we should pay attention to several key points, whether the amount of accidental medical treatment is high, and whether the insurance content includes fractures.

One of the core points is that there is no limit to social security expenses, because there are still not many products willing to reimburse self-financed drugs, such as Xiaoxinbao Elderly Comprehensive Accident Insurance, which can be insured for middle-aged and elderly people aged 50-80.

2. Cancer insurance for the elderly:

Cancer. It is the hardest hit area of insurance claims, accounting for about 60% of the critical illness claims of major insurance companies. Although the 80-year-old can no longer buy millions of medical insurance or critical illness insurance.

However, the higher the grade, the higher the premium, you can consider giving the elderly cancer prevention medical insurance, such as micro-medical insurance.

Cancer medical care (upgraded version), 80-year-old people can also participate in the conditions if they meet the conditions, compared with millions of medical insurance or critical illness insurance, the insurance threshold for cancer prevention insurance is much lower, and the three high-ranking groups may also be insured, and the renewal conditions are relaxed, and the insurance can also be renewed if you suffer from cancer.

3. Medical insurance for the benefit of the people:

With the leadership of local companies, we have joined hands with local insurance companies to provide a lot of medical insurance for the people, such as Nanjing Huimin Insurance.

As well as Suzhou Su Huibao, Ping An Buddha Medical Insurance, Huizhou Huimin Insurance, Guangzhou Huimin Insurance, etc., this kind of medical insurance is of a public welfare nature, the biggest highlight is that you can partially take sick insurance, and there is no age limit, as long as you buy local medical insurance, you can be reimbursed through this kind of commercial medical insurance. It can also be regarded as an insurance that can be bought by 80-year-olds.

For the elderly, the probability of 80-year-old cancer is reduced, if the economic conditions are relatively abundant, you can match cancer prevention medical insurance for this kind of elderly people, if the budget is insufficient, see if there is a medical insurance that benefits the people in the area, plan to be more assured of the life and physical safety of the elderly, and also avoid serious illnesses, reduce the financial burden of children or the next generation.

80-year-old people can buy cancer insurance, accident insurance, comprehensive medical insurance for the elderly, and care insurance for the elderly, of course, it should be noted that most of the cancer insurance and accident insurance are for people under the age of 75, so if you want to buy at the age of 80, the range of options will be relatively small. 1. Cancer insurance Because the elderly are a high-risk group of cancer, 80-year-olds can give priority to buying a cancer insurance for themselves. 2. Accident insurers will often have accidents because of their hands and feet when they reach old age, and accident insurance protects accidents, so 80-year-old people can also buy an accident insurance.

3. Comprehensive medical insurance for the elderly Comprehensive medical insurance for the elderly is specially launched for the elderly, although its insurance amount is relatively low, but because of its wide range of protection, usually including accidental death and disability, accidental medical treatment, accident and disease hospitalization, so it is still very suitable for the 80-year-old to buy. 4. Care insurance for the elderly Because you can't directly buy critical illness insurance when you get old, if you want to get critical illness protection, elderly care insurance is a very good choice, because its coverage usually includes critical illness and accidental medical treatment.

A: People over 80 years old are suitable for life insurance.

I don't think there is much insurance to buy when you are over 80 years old, so that the insurance company is not losing money, they are all calculating how to make your money.

The elderly over 80 years old can still buy insurance, accident insurance and cancer insurance are relatively good choices:

1.Accident insurance

Some elderly people may be injured frequently due to poor physical condition, physical exhaustion, and traffic accidents may also occur due to the slow reaction of the elderly.

Buying a high-quality accident insurance can give the elderly a high-quality protection.

What are the accident insurance worth buying, you can take a look at this article by Senior Sister:"The most worthwhile accident insurance for the elderly in 2021 is here".

2.Cancer insurance

It is basically not easy for the elderly to buy critical illness insurance, and even if they do, it will not be cheap, and the cost performance is relatively low.

At this time, you can consider buying a cancer insurance for the elderly, which has no high restrictions on the age and physical condition of the elderly.

The elderly are generally a group with a high incidence of cancer, and the cost of cancer is generally not cheap, if you unfortunately suffer from cancer, then it may cause certain financial pressure on the family, and you can apply for a compensation to alleviate this pressure if you buy cancer insurance.

In order to help you save time, I have compiled a guide to elderly insurance, you can refer to it:"What are the [old people's insurance] and what insurance should I buy for my parents".

[Written at the end].

I am [Xueba Says Insurance], focusing on objective, professional and neutral insurance evaluation;

I will give you the most professional advice with years of experience in configuring insurance for 10w+ families.

1. Introduction.

Second, the type. 3. Summary.

With the continuous development of China's society, the aging of the country is also showing a growth trend. At the same time, the elderly to buy insurance, can also let their lives have more protection, so that they can enter the hospital in time after an accident, so that more elderly people can live alone can also be guaranteed.

80-year-old people can also buy insurance, you can buy personal accident insurance, medical insurance, critical illness insurance, accident insurance, and so on are very suitable.

Insurance is available. You can buy accident insurance, elderly health insurance, commercial medical insurance, etc., these insurances still have a good protection.

The 80-year-old can also buy insurance, including consumer critical illness insurance, cancer prevention insurance, and exclusive accident insurance for the elderly.

Absolutely, you can buy insurance no matter what age you are. Because the elderly are older, the number of illnesses will increase, so they should buy some accident insurance, buy some critical illness insurance, health insurance, medical insurance, and so on.

Summary. Hello dear, happy to answer your <>

There is insurance suitable for the elderly over 80 years old, and the elderly in their 80s can buy the following insurance: 1. Cancer insurance: Because the elderly are a high-risk group of cancer, 80-year-olds can give priority to buying a cancer insurance for themselves.

2. Accident insurers will often have accidents because of their hands and feet when they reach old age, and accident insurance protects accidents, so 80-year-old people can also buy an accident insurance. 3. Comprehensive medical insurance for middle-aged and elderly people:

Comprehensive medical insurance for the elderly is specially launched for the elderly, although its insurance amount is relatively low, but the coverage is relatively wide, usually including accidental death and disability, accidental medical treatment, accident and disease hospitalization, so it is still very suitable for 80-year-olds to buy. 4. Care insurance for the elderly: Since you can't directly buy critical illness insurance when you get old, care insurance for the elderly is a very good choice, and the coverage usually includes critical illness and accidental medical treatment.

5. For the 80-year-old elderly when applying for insurance, the range of options is already very narrow, and it is easy to invert the premium, so if there is a need to buy insurance, it is better to buy it as soon as possible.

Is there any insurance suitable for people over 80 years old?

Hello dear, happy to answer your <>

There is insurance suitable for the elderly over 80 years old, and the elderly in their 80s can buy the following insurance: 1. Cancer insurance: Because the elderly are a high-risk group of cancer, 80-year-olds can give priority to buying a cancer insurance for themselves.

2. Accident insurers will often have accidents because of their hands and feet when they reach old age, and accident insurance protects accidents, so 80-year-old people can also buy an accident insurance. 3. Comprehensive medical insurance for middle-aged and elderly people:

Comprehensive medical insurance for the elderly is specially launched for the elderly, although its insurance amount is relatively low, but the coverage is relatively wide, usually including accidental death and disability, accidental medical treatment, accident and disease hospitalization, so it is still very suitable for 80-year-olds to buy. 4. Care insurance for the elderly: Since you can't directly buy critical illness insurance when you get old, care insurance for the elderly is a very good choice, and the coverage usually includes critical illness and accidental medical treatment.

5. For the 80-year-old elderly when applying for insurance, the range of options is already very narrow, and it is easy to invert the premium, so if there is a need to buy insurance, it is better to buy it as soon as possible.

The types of insurance that can be purchased by the elderly at the age of 80 are cancer insurance and medical insurance, and if they are over 80 years old, then they can usually only buy accident insurance. For example, the maximum insurance age of critical illness insurance can only be around 70 or 75 years old, and the maximum insurance age of conventional critical illness insurance is only about 65 years old. The 80-year-old has a very narrow range of options when applying for insurance, and it is easy to have an inverted premium, so if there is a need to buy insurance, it is still necessary to buy it as soon as possible.

Seniors in their 80s are suitable for commercial insurance. Social insurance cannot be handled because it has passed the retirement age. Know roll.

Commercial insurance refers to the form of insurance that is operated by entering into an insurance contract and is operated by a specialized insurance company for the purpose of profit. The commercial insurance relationship is a contractual relationship voluntarily concluded by the parties, in which the policyholder pays the insurance premium to the insurance company according to the contract agreement, and the insurance company bears the responsibility of compensating for the property loss caused by the occurrence of the accident that may occur as agreed in the contract, or bears the responsibility of paying the insurance money when the insured dies, is disabled, sick or reaches the agreed age and period. ‍

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"