How about the 20 year medical insurance for medical care

Hello, Medical Carefree Million Medical Insurance 20 years is a very good product. Support 65-year-olds to apply for insurance, but also support intelligent underwriting, health information is not necessarily no chance to insure.

If you want to know what medical insurance plans are available for purchase, you can click here to book a 1-to-1 insurance planning service.

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The 20-year term of MediCare Millions Medical Insurance has the following advantages.

1) Good renewal conditions, 20-year guaranteed renewal.

During the guaranteed renewal period, the renewal is not affected by physical changes, historical claims and discontinuation, and the policy can be renewed within 20 years.

Moreover, for now, the "20-year guaranteed renewal" is also the longest guaranteed renewal time for millions of medical patients on the market.

2) Comprehensive protection.

Judging from the above table, like general medical care, critical illness.

Basic benefits such as medical care are available.

In addition, it also has special medical responsibilities for special diseases, proton heavy ions can also be 100% reimbursed, and the liability for purchased drugs (limited to anti-cancer drugs) can also be added as needed, and the overall protection is still very comprehensive.

3) Value-added services.

Interpretation of physical examination report and health intervention.

Value-added services such as expert appointments, expert ward appointments, expert surgery appointments, secondary diagnosis and treatment, hospitalization advances, special medicine advances, post-hospital care, and family psychological counseling (limited to family singles).

These value-added services are also remarkable, such as: ** consultation service time is 7 24 hours, hospitalization advance payment is unlimited, special medicine advance payment can also deliver medicine to the door, etc., are really for patients to provide medical treatment and ** convenience.

Very good.

The 20-year term of medical insurance is relatively stable, especially after the new regulations on short-term health insurance, and the guaranteed renewal of the product is more valuable.

Medical Worry-Free is the medical insurance of Pacific Insurance Company, which can mainly cover the content of general medical insurance, which requires a waiting period of 90 days, and can reimburse inpatient medical expenses and outpatient surgery medical expenses.

Medical Carefree is a very differentiated product in the market, which is a million-dollar medical insurance product under Pacific Health Insurance.

Pacific Health Insurance Company: Founded in 2014, it is affiliated to China Pacific Insurance (Group) Co., Ltd., with a registered capital of 1.7 billion yuan, and has branches in Sichuan Province, Guangdong Province, Beijing and Shanghai.

The annual claim limit of this product is 4 million, and the guaranteed claim limit is 8 million during the renewal period, which provides the attributes of specific drug protection and hospitalization advance payment functions, general medical treatment, critical illness medical treatment, proton heavy ion, critical illness care fund, in addition, this one also has specific disease medical insurance benefits.

Extended Materials. Basic medical insurance is a social insurance system established to compensate workers for economic losses caused by the risk of illness. Through the employer and individual payment, the establishment of medical insurance**, after the insured person is sick and incurs medical expenses, the medical insurance agency will give a certain amount of economic compensation, so as to avoid or reduce the economic risk caused by the illness of the worker.

Basic medical insurance is one of the most important types of insurance in the social insurance system, which together with basic endowment insurance, work-related injury insurance, unemployment insurance, maternity insurance, etc., constitute a modern social insurance system.

First of all, each overall area should determine a suitable level of local workers to pay for individual basic medical insurance contributions, generally 2% of the wage income. Secondly, the individual shall pay the basic medical insurance premium based on his or her salary income according to the prescribed local individual contribution rate.

The individual payment base shall be based on the wage income statistics stipulated by the National Bureau of Statistics, that is, the basic medical insurance premiums payable by the individual shall be based on all wage income, including all kinds of bonuses, labor income and in-kind income, etc., multiplied by the prescribed individual payment rate. Third, individual contributions generally do not need to be paid by individuals to social insurance agencies, but are withheld and paid by the unit from wages.

The payment base of basic medical insurance is that the employer takes the total salary of the employee stipulated by the state as the payment base, and the employee takes the salary income of the previous year as the payment base. If the wage income of employees is higher than 300% of the average salary of local employees, 300% of the average salary of local employees shall be used as the payment base.

Basic medical insurance implements a certain level of overall social management, in principle, to the prefecture level or above administrative districts (including prefectures, cities, prefectures, leagues) as the overall unit, can also be the county as the overall unit, by the overall area of the social insurance agency is responsible for the unified collection, use and management, to ensure the full collection, reasonable use and timely payment.

Co-ordination ** and personal account account to determine the scope of their respective payments, co-ordination ** mainly pays for large and inpatient medical expenses, and personal accounts mainly pay for small and outpatient medical expenses. In accordance with the principle of "determining expenditure by revenue and expenditure, and balancing revenue and expenditure", the minimum payment standard and maximum payment limit should be determined according to the actual situation of each locality and the ability to bear it.

Summary. Hello dear, happy to answer for you. Medical Benefit Millions Medical Insurance (20 Years) - Personal Edition Guaranteed Renewal for 20 Years, which is rare in the market.

1.The medical insurance provides general medical protection, special illness and critical illness medical treatment, and the mandatory benefits of the Pacific Medical Worry-Free 20-year Individual Edition include general medical care, specific disease medical treatment (covering mild malignant tumors, mild strokes and other moderate and mild diseases) and critical illness medical treatment, with the sum insured of 2 million, 2 million and 4 million respectively, of which special outpatient expenses can only be reimbursed for critical illness medical treatment. It is worth noting that these three guarantees share a deductible of 10,000 yuan, and the total annual reimbursement of the three together is 4 million, and the total limit during the 20-year guaranteed renewal period is 8 million.

Although there is a limit on the total amount of annual reimbursement, the amount of 4 million is enough to cover the cost of any illness in a year.

MediCare Millions Medical Insurance (20 Years) - Personal.

Hello dear, happy to answer for you. Medical Benefit Millions Medical Insurance (20 Years) - Personal Edition Guaranteed Renewal for 20 Years, which is rare in the market. 1.

The medical insurance provides general medical protection, special illness and critical illness medical treatment, and the mandatory benefits of the Pacific Medical Worry-Free 20-year Individual Edition include general medical care, specific disease medical treatment (covering mild malignant tumors, mild strokes and other moderate and mild diseases) and critical illness medical treatment, with the sum insured of 2 million, 2 million and 4 million respectively, of which special outpatient expenses can only be reimbursed for critical illness medical treatment. It is worth noting that these three guarantees share a deductible of 10,000 yuan, and the total annual reimbursement of the three together is 4 million, and the total limit during the 20-year guaranteed renewal period is 8 million. Although there is a limit on the total amount of annual reimbursement, the amount of 4 million is enough to cover the cost of any illness in a year.

In addition to critical illness medical protection, there are 120 kinds of critical illness care insurance benefits, which will pay 10,000 yuan if you meet the claim conditions, and guarantee 1 payment during the renewal period. That is, if the first insurance is a critical illness, the 10,000 yuan critical illness care fund just offsets the 10,000 yuan deductible of critical illness medical insurance, and the medical expenses that meet the requirements in this year can be reimbursed, and if the insurance claims are made again in this policy year, there is no need to deduct the deductible.

The Pacific Medical Care 20-Year Individual Edition has a wider age range, up to 65 years old, and seniors over 60 years old also have the opportunity to be covered. The Pacific Medical Worry-Free 20-Year Personal Edition has a critical illness care fund of 10,000 yuan, which provides more protection. The premium from children to young adults is very advantageous, especially for teenagers, the rate advantage is more obvious, and in general, the Pacific Medical Worry-Free 20-year personal version is superior in terms of protection and ** among similar products.

Summary. Dear, good afternoon boss, as the first million-dollar medical insurance for 15 years, it is underwritten by the familiar Pacific Insurance Company. Compared with other million-dollar medical insurance on the market, this new product has the following 4 features:

Feature 1: Guaranteed 15-year renewal.

In other words, if you buy this product for at least 15 years, even if you stop selling it, it will not affect the protection, which should improve the sense of security for some friends who are worried about the renewal of medical insurance.

It is necessary to remind everyone that when renewing the insurance after 15 years, it needs to be reviewed, which we will analyze in detail in the third paragraph below.

Feature 2: Rates can be adjusted.

In the past few years, insurance companies have only dared to launch products with a maximum of 6 years of guaranteed renewal, mainly because the medical bills** are too fast, and the insurance company is worried that it will be lost in the future.

Since the introduction of the new version of the "Health Insurance Management Measures", there is a solution: medical insurance premiums can be adjusted, so that new products can be better operated.

Comparison between Pacific Medical Care and Million Medical Insurance.

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Dear, good afternoon boss, as the first million-dollar medical insurance for 15 years, it is underwritten by the familiar Pacific Insurance Company. Compared with other million-dollar medical insurance on the market, this new product has the following 4 features: Feature 1:

It can guarantee 15 years of renewal That is to say, if you buy this seepage product for at least 15 years, even if you stop selling it, it will not affect the protection, which should improve the sense of security for some friends who are worried about the renewal of medical insurance. It is necessary to remind everyone that when renewing the insurance after 15 years, it needs to be reviewed, which we will analyze in detail in the third paragraph below. Feature 2:

Rates can be adjusted In the past few years, insurance companies have only dared to launch products with a 6-year guaranteed renewal at most, mainly because the medical expenses** are too fast, and the insurance company is worried that it will be lost in the future. Since the introduction of the new version of the "Measures for the Administration of Health Insurance", there has been a solution: medical insurance premiums can be adjusted, so that new products can be better operated.

I hope the above is helpful to you If you are satisfied with me, please give me a thumbs up

The annual premium for Million Medical Insurance is not necessarily the same.

The annual premium of million medical insurance is not necessarily the same, because the rate of million medical insurance is related to the age of the insured, and under normal circumstances, the premium will increase with the age of the insured, and the more advanced the age is, the more expensive it is (0-4 years old children are also more expensive). However, the rates of many products are phased, such as the same premium for pants aged 0-4, 5-10, 11-15, and 31-35. Whether the insured has medical insurance or not will also affect the rate of million medical insurance, and it is much cheaper for people with medical insurance to insure**.

1. First of all, let's take a look at the insurance rules of Pacific Medical Carefree What catches our eyes is that the insurance is guaranteed to be renewed for 20 years, but the insurance period is 1 year, and when the insurance is renewed in the second year, if there is no special explanation, the product will be automatically renewed, and the insurance period will enter the second year, and the maximum can be renewed to 100 years old. Such an agreement improves the stability of the product, as for the insurance age, 30 days to 65 years old, it is relatively wide, and in the occupational restrictions, except for high-risk occupations, other occupations can be insured, which is very relaxed.