The shortcomings of Pacific Medical Care, why can t you buy Pacific Medical Carefree

Hello! There are no obvious shortcomings of Taiping Medical Carefree, so let's take a look at the advantages of this product.

If you want to know if this product is worth buying, you can click to make an appointment for 1-to-1 insurance planning service.

Deep Blue Insurance Concentrate on insurance brokers will provide you with professional advice, or you can scan the following *** for consultation.

Advantages: 1) 20-year guaranteed renewal.

The renewal of the policy within these 20 years is not affected by the deterioration of the health and the claim situation, and does not need to be reviewed by the insurance company, and in a certain sense, you can get 20 years of protection.

Moreover, "20 years" is also the longest time that millions of medical care in the market can guarantee renewal.

2) Comprehensive protection.

There are general medical care, critical illness medical care and special disease medical liability, and the responsibility of proton heavy ion and purchased drugs (limited to anti-cancer drugs) has also been expanded, and the overall protection is still very comprehensive.

3) Value-added services are abundant and practical.

This product provides: cloud hospital ** consultation, physical examination report interpretation, health intervention, expert appointment, expert ward appointment, expert surgery appointment, second diagnosis and treatment, hospitalization advance, special medicine advance, post-hospital care, family psychological counseling (limited to family single) and other value-added services.

These value-added services are relatively practical and provide a lot of convenience for medical treatment.

4) Up to 65 years old can be insured.

Judging from the current data, the shortcomings of Pacific Medical Carefree (20-year) long-term medical insurance are not prominent, or if there is one, the waiting period is slightly longer, which shortens the coverage period to a certain extent.

Another point is that critical illness medical care has set a deductible threshold, which also makes it less competitive.

Extended Information:1Insurance rules: Loose occupational restrictions and good renewal conditions.

Pacific Medical Carefree (20 Years) Long-term Medical Insurance is a 20-year guaranteed renewal product, and the product stability is relatively good, especially after the new regulations on short-term health insurance, the guaranteed renewal product is more valuable.

In addition, the professional requirements for long-term medical insurance are also relatively relaxed, except for high-risk occupations, all can be insured, and the maximum insurance age reaches 65 years old, which is more friendly to people aged 60-65.

However, the waiting period for Pacific MediCare (20-year) long-term medical insurance is 90 days, which is relatively long and slightly insufficient compared to mainstream products.

2.Guarantee responsibility: comprehensive basic protection and rich value-added services.

Pacific Medical Carefree (20 Years) Long-Term Medical Insurance is the same as the mainstream Million Medical Insurance Insurance, which mainly covers general medical treatment and critical illness medical treatment.

Among them, the general medical insurance amount is 2 million yuan, and there is a deductible of 10,000 yuan; The critical illness medical insurance amount provides 2 million yuan for 55 special diseases, and the upper limit of 120 critical illnesses is 4 million yuan.

At the same time, it is agreed that if it is the first diagnosis of 120 critical illnesses, 10,000 yuan will be paid, which can be regarded as a special insurance benefit for critical illness.

However, although this product shares the deductible like general medical treatment, compared with mainstream products, the claim threshold is raised to a certain extent.

Pacific Medical Carefree (20 Years) Long-term Medical Insurance covers both general medical care and critical illness medical care, including special outpatient services, outpatient surgery, and reimbursement of outpatient and emergency expenses before and after hospitalization.

At the same time, the value-added services of this product are also relatively rich, including medical green pass, medical advance payment and proton heavy ion, and can also be supplemented with purchased drugs and special drug protection.

3.Premium: The rate is not too high.

According to the premium calculation, a 30-year-old male who applies for insurance, under the premise of social security, with additional special drug protection, needs to pay 247 yuan for the first year; If you only choose the basic responsibility, you will need 238 yuan.

On the whole, Pacific Medical Worry-Free (20-year) long-term medical insurance has comprehensive basic protection and rich value-added services, which can meet the protection needs of most people.

Summary. Hello, Pacific Medical Carefree can not be bought, it is not eligible for purchase. Because Pacific Medical Worry-Free is a million medical insurance, the insurance requires a health questionnaire, and the truth is told, that is, health underwriting and financial underwriting (payment of premiums) will be carried out, and there is no way to buy it if the health underwriting is not passed.

Hello, Pacific Medical Carefree can not be bought, it is not eligible for purchase. Because Taiping Jingzhi Foreign Medical Carefree belongs to millions of medical insurance, insurance requires a health questionnaire, truthfully informed, that is, health underwriting and financial underwriting (payment of premiums) will be carried out, health underwriting and medical underwriting manuscript did not pass, it is Liang manuscript filial piety can not be purchased.

The age limit of the insured of Taixiao Sun Pingyang Medical Worry-free Product is 30 days old to 55 years old (including 30 days and 55 years old), and there will be health intelligent underwriting, as follows:

If the age of the insured does not meet the requirements, and the health underwriting does not pass the underwriting review, it is not possible to apply for Pacific Medical Carefree Million Medical Insurance.

Hello dear, happy to answer for you. Taiping Medical Carefree Medical Insurance products can be purchased on the official website of Taiping Life, the insurance in Taiping Life, and the third-party insurance agency entrusted by Taiping Life, and the official app of "Taiping Tong" can also be purchased, and there are many purchase channels. This insurance product only protects hospitalization medical insurance and hospitalization allowance insurance, and the protection content is not rich enough, but fortunately, it is not expensive, the waiting period is not long, and the highest drawbacks can be renewed to 80 years old, so there are still some advantages.

The hospitalization fee covered by this insurance not only includes the hospitalization fee but also the general medical material fee, surgical material implantation fee, inpatient consultation fee, etc., the inpatient medical protection is better, and the hospitalization allowance is received, ** The hospital needs to be the general department of the second level and above public hospitals in Chinese mainland, excluding Hong Kong, Macao and Taiwan.

Summary. Pacific Medical Carefree Million Medical Insurance is a long-term medical insurance launched by Pacific Health Insurance.

This product is guaranteed to be renewed for 20 years, making it the current ceiling-level long-term medical insurance product.

And this alone makes Pacific Medical Worry-Free Million Medical Insurance among the popular medical insurance ranks.

How to buy Pacific Medical Carefree Million Medical Insurance.

Pacific Medical Worry-Free Baiyin Tuanwan Medical Insurance is a long-term medical insurance launched by Pacific Health Insurance. This product is guaranteed to be renewed for 20 years, making it the current ceiling-level long-term medical alpha orange treatment product. This alone has made Pacific Medical Carefree Million Medical Insurance one of the most popular medical insurance companies.

In terms of insurance conditions, Pacific Medical Carefree Million Medical Insurance supports people aged 0-65 to be insured, and among similar products, the age range of insurance is wide. The occupational requirements are also relatively relaxed, as long as it is not a high-risk occupation, Pacific Medical Carefree Million Medical Chain Insurance is underwritten.

Pacific Medical Worry-Free Million Medical Insurance can be purchased in the following ways: 1. Find an insurance broker, generally you can contact through the insurance brokerage platform, that is, a special third-party insurance history chain sales platform. 2. Inform the insurance broker that you need to take out the worry-free medical insurance of Tailimb Pingyang Medical Insurance.

3. The insurance broker will have an insurance link for medical carefree million medical insurance, and the policyholder can enter the link to fill in and write the insurance information.

Pacific's medical insurance is very reliable. First of all, Pacific Insurance.

It is a large insurance company, and its products and services are guaranteed. Secondly, critical illness insurance.

As long as you don't get sick and don't get hospitalized, then this insurance can only be put there and not used. If you are hospitalized due to an illness, then this insurance can be used, especially in the event of a critical illness.

This plays a role in the snow. The coverage period should be lifelong, and the contribution is generally 20 years.

Extended Information: Precautions for Purchasing Insurance:

1. Guarantee first, then manage money.

When you are hungry, you should give priority to protection insurance. Protection insurance is the insured, can really help everyone to resist the risk of illness and accidents faced by the family, once the risk occurs, hundreds to thousands of dollars of premiums, may get hundreds of thousands of compensation. There is no investment income on protection insurance.

It is usually a consumer product, and if the risk does not occur, it will not bring income to the policyholder. After the protection insurance configuration is perfect, if you still have a budget, you can consider wealth management products.

2. Adults first, then children.

When buying insurance, families must do so that adults come first, and children second. The breadwinner of the family, who contributes the most to the family's economy, should be given priority in purchasing insurance. After all, parents are the biggest "insurance" for their children.

But in real life, many parents spend too much budget on their children out of love and concern for their children, accident insurance.

Medical insurance, critical illness insurance.

The education fund and other funds have been considered, but I didn't expect that I was actually "running naked". If the parents unfortunately have an accident, not only the child's subsequent premiums will be unsustainable, but the child's future life and education will also be greatly affected. However, if the child is out of business, the family's financial situation will not be greatly affected, so it is very irrational to spend most of the insurance budget on the child.

3. Plan first, then product.

Many people buy insurance is disorganized, think of what to buy, insurance products are thousands, complex, everyone who sells insurance is saying that their products are good, what others recommend to buy, this kind of practice without planning is very undesirable, should be done for themselves before insurance for their families to do a good job of insurance demand analysis and planning. Consider the budget, the security you need, and more. Plan well in advance so that you don't spend money in vain and don't get better protection.

Buying insurance, not talking about needs, not talking about combination plans, and directly recommending products are hooligans! According to the comprehensive protection plan, it is the right way to choose a specific insurance product.

4. The terms of the contract should be read clearly.

Generally, the insurance contract is drawn up by the insurance company, and the insurer has no right to change it. The insurance contract is the only reference document for us when making a claim, and it is also the only evidence to protect our legitimate rights and interests, so it is very necessary to read the terms of the insurance contract clearly.

In general, Pacific Medical Enjoy Worry-Free 20 Years can be purchased as follows:

1.Contact an insurance broker. For example, you can contact through a Bond or insurance brokerage platform. In the official platform of insurance brokers, there will generally be free consultation, ** consultation and other entrance sails. Once inside, you can contact the insurance broker;

2.Explain your protection needs and premium budget to your insurance broker, and inform yourself of your intention to apply for Pacific Medical;

3.Insurance broker sends Pacific Medical Hassle Free Insurance link, click to enter;

5.Fill in the premium trial calculation information and click OK;

6.Inform your health as required, don't hide your insurance, and click Submit after the notification is completed;

7.Fill in the insurance information as required on the page, and click Submit Order to pay the premium.

Pacific Medical Enjoy Hassle-Free is a multi-million medical insurance plan that comes in two versions, an individual version and a family version, which can be renewed for 20 years, during which the policy can be renewed unconditionally, regardless of whether the insured has an accident or not, whether the product is out of sale or not.

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Summary. Hello dear. We will be happy to answer your questions.

2. Choose an insurance brokerage platform to insure: As an online million-dollar medical insurance, Pacific Insurance cooperates with major insurance brokerage companies to choose a reliable insurance company for insurance;

How to buy Pacific Medical Carefree 20 years.

Hello dear. We will be happy to answer your questions. 1. Contact the CPIC salesman:

This product is a product of Pacific Insurance Noisy Cave Company, which can directly contact the top people of CPIC Insurance around you and ask the salesman to send a link to apply for insurance; 2. Choose an insurance brokerage platform to insure: As an online million-dollar medical insurance, Pacific Insurance cooperates with major insurance brokerage companies to choose a reliable insurance company for insurance; 3. Insurance on the official website of the Pacific Insurance: You can choose the APP of Pacific Insurance**, Pacific Insurance, and WeChat** to apply for insurance; 4. Contact Pacific Circle Customer Service:

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Summary. Dear, good afternoon boss, as the first million-dollar medical insurance for 15 years, it is underwritten by the familiar Pacific Insurance Company. Compared with other million-dollar medical insurance on the market, this new product has the following 4 features:

Feature 1: Guaranteed 15-year renewal.

In other words, if you buy this product for at least 15 years, even if you stop selling it, it will not affect the protection, which should improve the sense of security for some friends who are worried about the renewal of medical insurance.

It is necessary to remind everyone that when renewing the insurance after 15 years, it needs to be reviewed, which we will analyze in detail in the third paragraph below.

Feature 2: Rates can be adjusted.

In the past few years, insurance companies have only dared to launch products with a maximum of 6 years of guaranteed renewal, mainly because the medical bills** are too fast, and the insurance company is worried that it will be lost in the future.

Since the introduction of the new version of the "Health Insurance Management Measures", there is a solution: medical insurance premiums can be adjusted, so that new products can be better operated.

Comparison between Pacific Medical Care and Million Medical Insurance.

I am the official partner tutor of Q&A, I am honored to answer your questions, please wait a while, I will analyze your questions in detail and give you real-time answers, and please remember to give a thumbs up later, thank you very much! Rotten slag!!

Dear, good afternoon boss, as the first million-dollar medical insurance for 15 years, it is underwritten by the familiar Pacific Insurance Company. Compared with other million-dollar medical insurance on the market, this new product has the following 4 features: Feature 1:

It can guarantee 15 years of renewal That is to say, if you buy this seepage product for at least 15 years, even if you stop selling it, it will not affect the protection, which should improve the sense of security for some friends who are worried about the renewal of medical insurance. It is necessary to remind everyone that when renewing the insurance after 15 years, it needs to be reviewed, which we will analyze in detail in the third paragraph below. Feature 2:

Rates can be adjusted In the past few years, insurance companies have only dared to launch products with a 6-year guaranteed renewal at most, mainly because the medical expenses** are too fast, and the insurance company is worried that it will be lost in the future. Since the introduction of the new version of the "Measures for the Administration of Health Insurance", there has been a solution: medical insurance premiums can be adjusted, so that new products can be better operated.

I hope the above is helpful to you If you are satisfied with me, please give me a thumbs up