Why is the money in my card automatically deducted?

Updated on society 2024-07-16
28 answers
  1. Anonymous users2024-02-12

    The money in your bank card will be automatically debited because you have an automatic debit agreement with a certain platform. So you can check this billing breakdown to find out.

  2. Anonymous users2024-02-11

    You can take a look, check my deduction from **, and then close it. Or you have opened password-free payment on the shopping platform on Pinduoduo or **, and then the money will be deducted. Sometimes, the online boarding code will also be deducted.

    That means you scanned the code when you took the bus.

  3. Anonymous users2024-02-10

    If you have enabled SMS deduction and automatic deduction, it will be deducted once a month, and if you want to close, you can go to the bank hall to close it with your ID card.

  4. Anonymous users2024-02-09

    Check the bill in Alipay to see if you have opened an automatic deduction service, which should be the case.

  5. Anonymous users2024-02-08

    Hello, as far as I know, the bank card is automatically debited. It is a fee charged for your services. Different banks have different fees, and there are some exceptions, for example, if you are a VIP customer of the bank and apply for a gold card of the bank, then your service fee will not be charged.

    1) Charging standard: An account service fee of RMB 3 will be charged to each account every quarter, and it will be charged once a quarter.

    2) Charging cycle: From the 21st of the last month of each quarter to the 20th of the last month of the next quarter, the charging cycle of RMB individual small-amount current deposit account is from March 21 to June 20, 2006. (3) Charging method:

    1.The first fixed fee date is June 21, 2006, and the 21st day of the last month of each quarter is the fixed fee date, and the account service fee will be automatically deducted from your RMB small personal current deposit account, and you do not need to pay it at the branch.

    2.On the fixed fee date, if the balance of the RMB small-amount personal current deposit account is insufficient to deduct the account service fee, it will be deducted according to the actual balance of the account; When there is a balance in the account, the Bank will make up the deduction for the account service fee that has not been deducted before.

    3.If the account fails to deduct the full amount of the account service fee on the fixed fee date, if the account has no business and the balance is zero within half a year from the fixed fee date, the bank will carry out special management after the expiration of the half year, and you must pay the arrears at the branch before the account can be reactivated.

    4.If the account is in arrears for more than one and a half years, the account will be closed.

    5.For RMB small-amount personal current accounts that have been opened for less than one quarter as of the fixed fee date of each quarter, no quarterly account service fee will be charged. No service fee will be charged for the current quarterly account for RMB small-amount personal current accounts that are closed before the fixed fee date of each quarter.

    For the following 11 types of RMB small-amount personal current deposit accounts in use, the bank will not charge account service fees for the time being

    1) Current account in the Wealth Management Account;

    2) Peony transportation card account;

    3) Deposit accounts for repayment of personal bank loans;

    4) Multi-currency integrated account with balance in foreign currency account (local and foreign currency all-in-one pass, peony international debit card, foreign exchange trading account, etc.);

    5) Peony credit card, Peony credit card, Peony international credit card account;

    6) Issuing low-saving funds on behalf of the account;

    7) Issuing social security deposit accounts (pension accounts and pension insurance, unemployment insurance, medical insurance accounts);

    8) Accounts for the purchase of open-ended** and RMB wealth management products, book-entry treasury bond accounts, bank-insurance accounts, bank-securities pass and bank-securities transfer accounts;

    9) Wage payment account and account for batch withholding of water, electricity, gas, ** and other expenses;

    10) Housing provident fund account;

    11) Personal Internet Banking e-card account.

  6. Anonymous users2024-02-07

    The money will be automatically deducted. But it's not so exaggerated, it's often a small amount of management fees for a few dollars or short reminder fees. This fee will be unknowingly applied for a card, but we can go to the counter to cancel it.

  7. Anonymous users2024-02-06

    If I did the SMS service, I would.

  8. Anonymous users2024-02-05

    When the bank card is deducted inexplicably, you need to report the loss of the bank card in time to avoid further deductions. After the deduction, you can check with the bank to find out who took the money and why. If it is not stolen, it is generally the user's bank card that has opened a third-party billing service.

    If you find that your brush has been stolen, please report it to the police. In order to avoid inexplicably debiting from a bank card, users should not bind to a third-party platform when using a bank card.

    Extended Materials. 1. The bank card will not deduct money inexplicably, there must be a problem that you haven't noticed. These two questions are relatively common.

    One is to pay an annual fee. Some banks charge an annual fee for a card, while others don't, so this could be the reason for the chargeback. The second is interest deduction, which is mainly for credit card holders.

    If there is a late penalty interest, it will be deducted from the bound bank card.

    2. In order to avoid inexplicably deducting money from the bank card, users should try not to bind to third-party platforms when using bank cards in daily life to avoid personal information leakage. You can also change your password regularly, which can also improve the security of your card and help prevent card theft. That's it for you.

    I hope to help friends in need.

    On the 26th of the month, Wang transferred 5,000 yuan to his account through a bank card, and was finally discovered by Uncle Chen. It is reported that Wang stole a total of 5,300 yuan from the end of July to September 26. At present, the suspect Wang was arrested by Yiwu ** for theft.

    4. In real life, fraud and theft often occur through mobile payment platforms such as social networks. The public is reminded to further increase vigilance, enhance account security awareness, properly keep bank cards, ID cards and payment passwords, and try to avoid handing over important authentication credentials such as bank cards, mobile phones, and ID cards to others at the same time. In addition, in order to reduce the risk, it is recommended not to tie a large number of self-owned bank cards to the mobile platform.

    5. It is important to keep bank cards, especially credit cards. After the bank card is lost, be sure to call ** or report the loss to the business outlet immediately to avoid greater losses. Generally speaking, if the bank card is automatically deducted, the inquiry method mainly includes ** inquiry, bring the bank card and ID card to the bank for inquiry, which is the most direct way to query.

    The card will be automatically charged. If it is confirmed that it is not open, be aware of the possibility that your bank card information has been leaked. We should call the police immediately.

  9. Anonymous users2024-02-04

    It may be due to the deduction of the annual fee of the bank card or the deduction of interest.

    Bank cards are generally not deducted for any reason, so there must be a certain problem that you didn't notice. Bank cards need to pay an annual fee, whether it is a bank card or a credit card, a certain annual fee will be charged every year in accordance with the bank's regulations, and the annual fee standard of each bank is different, so if you feel that you have been deducted money inexplicably, it is likely to be a normal deduction of the annual fee. There may also be interest deductions, interest is mainly for credit card users, credit card repayment is very strict, so be sure to repay in full, if you accidentally repay dozens of dollars less, the bank will deduct the bank penalty interest according to the daily interest rate of 5/10,000 of the consumption limit, so this may also cause you to feel inexplicable deduction of money.

    If you don't understand the bank card deduction, investors can query the transaction details, the general transaction details will indicate the deduction details, the automatic deduction of the bank card is generally set up with ** fixed investment, deduction of production cost, annual fee, small account management fee and SMS reminder fee and bound to other software automatic deduction. The bank card transaction details can be queried in mobile banking, or printed at bank outlets, and users can bring their ID cards and bank cards to bank outlets to print.

    Extended Materials. About bank cards.

    Bank card refers to a credit payment instrument with all or part of the functions of consumer credit, transfer and settlement, cash deposit and withdrawal, etc., which is approved by commercial banks (including postal financial institutions) to be issued to the public. Bank cards have reduced the circulation of cash and cheques, making banking fundamentally different from the limitations of time and space. The use of the automatic bank card settlement system has made the dream of a "check-free, cashless society" a reality.

    In general, bank cards are divided into credit cards and debit cards according to whether the credit line is granted to the cardholder. Debit cards are divided into debit cards, special cards, and stored-value cards according to different functions. Debit cards cannot be overdrawn.

    Debit cards have the functions of transferring, depositing and withdrawing cash, and spending. A special card is a debit card that is used in a specific area for a specific purpose (referring to the purpose other than the department store, restaurant, and entertainment industry), and has the functions of transferring money and depositing and withdrawing cash. A prepaid wallet-type debit card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and deducts the money directly from the card during the transaction.

    Credit cards are further divided into credit cards and quasi-credit cards. A credit card is a credit card in which the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and repay the loan later within the credit limit. A quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund according to the bank's requirements, and when the reserve fund is insufficient to pay, it can overdraft within the credit limit specified by the issuing bank.

  10. Anonymous users2024-02-03

    My bank card was inexplicably debited, what's going on? If your bank card is inexplicably deducted, then you must have opened a certain business on your bank card, so you have been deducted, and you can close the business you don't need.

  11. Anonymous users2024-02-02

    This bank card has been deducted for some reason, so you must go to the bank first Go to the bank to inquire first, check the flow of your bank card, and see where the money goes If this amount is very large, if it is defrauded, you should call the police in time.

  12. Anonymous users2024-02-01

    Check whether there is an automatic deduction service. Generally speaking, the bank card will not deduct money inexplicably, and in most cases, it will automatically deduct money due to the signing of an automatic deduction agreement.

  13. Anonymous users2024-01-31

    If your bank card is deducted for some reason, I guess it may be that you used the baby, so it is called like this, he is automatically paid, so your bank card is automatically swiped out, if this part of the money is not good, it is recommended that you go to the bank to ask, she will give you a running water.

  14. Anonymous users2024-01-30

    There are many reasons why your bank card has been charged inexplicably, and it may be that there is an annual fee on your card. You can call the bank's customer service staff and ask them to check it.

  15. Anonymous users2024-01-29

    1. The bank deducts the annual fee, and the bank card also has an annual fee, and the bank will deduct it at one time.

    2. The bank card has opened a free payment on a third-party platform, which is automatically deducted.

    3. The bank card is bound with automatic repayment, such as Huabei automatic repayment, credit card automatic repayment, etc.

  16. Anonymous users2024-01-28

    Your bank card was inexplicably deducted, which means that if the bank card is deducted, there should be an annual fee, so it will be deducted, you can go to the bank to consult your own savings card, if it is a type of card, you need to pay a fee.

  17. Anonymous users2024-01-27

    Bank cards have annual fees, is it that he has recently deducted the annual fee, because only this annual fee is automatically deducted by the bank, as for other expenses, if you are very suspicious, call the bank's customer service ** to ask.

  18. Anonymous users2024-01-26

    Hello friend, your bank card was inexplicably deducted, in this case it should be your Huabei, the money was deducted to repay, if it was spent last month, this month's repayment.

  19. Anonymous users2024-01-25

    Your bank card has been deducted for no apparent reason, what's going on? If your bank card is bound to WeChat, when WeChat consumption, WeChat change is not enough, then the money in the bank card will be used.

  20. Anonymous users2024-01-24

    In this case, you can call the bank's customer service and ask them to check it for you. It's also possible that the card fee for your annual card has been deducted.

  21. Anonymous users2024-01-23

    The mobile phone card is inexplicably deducted money, which should be the handling fee that is deducted, such as through other bound information, or annual fees.

  22. Anonymous users2024-01-22

    The bank card can query the transaction records, you can check the details of your bank card to see where the deduction is, and judge the **deduction according to the deduction record, which may be an automatic deduction.

  23. Anonymous users2024-01-21

    Your bank card has been deducted for no apparent reason, what's going on? Whether your bank card has deducted the annual fee, you can go to the bank where your bank card is located to inquire.

  24. Anonymous users2024-01-20

    My bank card was inexplicably debited, what's going on? I don't think your bank card will be deducted inexplicably, there must be a reason, go to the bank's customer service for consultation.

  25. Anonymous users2024-01-19

    If your bank card is often deducted for no apparent reason, then you can take your bank card and ID card to the bank to check the detailed bill. If there are illegal deductions, you can recover your losses according to the deductor.

  26. Anonymous users2024-01-18

    Hello, I am happy to serve you, the bank card is deducted, you need to print the specific details of the bank card flow inquiry, or log in to the personal online banking to inquire about the details, you can bring your ID card and bank card to the bank's business outlets counter for inquiry service. For epidemic prevention and control, please wear a mask.

    You are not paying for the purchase.

  27. Anonymous users2024-01-17

    If the bank card is deducted for some reason, you can go to the bank office for consultation the next day, or you can check the relevant information online.

  28. Anonymous users2024-01-16

    The bank card is deducted for some reason, and I personally think that the first thing to do is to find out who deducted the money, why the money was deducted, whether it was with your consent, etc. After we find out, we will be able to make further negotiations and deal with it.

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