Many people will bring a small child when buying a house, why is this exquisite?

I don't feel like there's anything to pay attention to, because the child may be brought away because there is no one to take care of it, and you can take it out to play, and then take a room or something, so there should be no particular thing.

When children look at the house, their vision may be different from ours, and they can sometimes point out that the house has advantages in location, house type, community, landscape, transportation, and supporting facilities.

Families may all have children, and respecting their opinions can make their stay more enjoyable and parents feel better.

Summary. Hello, in China, minors cannot buy a house alone, because minors are legally incapacitated and cannot sign contracts independently. However, a parent or other legal guardian may purchase a property on behalf of a minor and register the property in the minor's name.

It should be noted that minors need to have the assistance of a legal guardian and need to perform relevant legal procedures during the purchase process to ensure that the real estate transaction is legal, fair and transparent. In addition, buying a house also needs to consider the actual economic situation and needs of the family, and cannot blindly follow the trend or exceed one's own affordability.

Hello, in China, minors are not allowed to buy a house alone, because minors are legally non-civil acts and cannot sign contracts independently. However, a parent or other legal guardian may purchase a property on behalf of a minor and register the property in the minor's name. It should be noted that minors need to have the assistance of a legal guardian and need to perform relevant legal procedures during the purchase process to ensure that the real estate transaction is legal, fair and transparent.

In addition, buying a house also needs to consider the actual economic situation and needs of the family, and you can't blindly follow the trend or over-trousers to stretch out your own affordability.

Can you elaborate on that a little bit more?

Hello, in China, minors are not allowed to buy a house alone, because minors are legally non-civil acts and cannot sign contracts independently. However, a parent or other legal guardian may purchase a property on behalf of a minor and register the property in the minor's name. It should be noted that minors need to have the assistance of a legal guardian and need to perform relevant legal procedures during the purchase process to ensure that the real estate transaction is legal, fair and transparent.

In addition, buying a house also needs to consider the actual economic situation and needs of the family, and you can't blindly follow the trend or over-trousers to stretch out your own affordability.

What should be paid attention to when buying a house in the name of a child.

1. In the case of a one-time payment.

Parents and children choose a house, and then bring the child's birth certificate or only child certificate, household registration book, negotiate with the developer on the terms of the contract and sign the "Commercial Housing Sales Contract", and write the child's name in the buyer's column and signature, and sign their name in the place where the legal person signs. In this way, a valid contract for the sale and purchase of the house is established.

2. In the case of choosing a mortgage loan.

Applying for a loan from a bank not only requires the applicant to have full civil capacity, but also requires the applicant to have a relatively stable occupation and a high income, that is, the corresponding ability to repay, so as to reduce the bank's loan risk. Since the child has no income, he cannot be a loan applicant. Many banks do not process mortgage applications where the sole owner of the house is a minor, and the application for a housing loan can only be made by the minor's father or mother or even both parents.

Both the father or mother and their children should sign the Contract for the Sale and Purchase of Commercial Housing, and then the father or mother should apply to the bank for a loan as the loan applicant.

At the same time, three notarizations are also required: notarization of guardianship relationship, notarization of real estate share (if you buy a house for your child, the child's share of real estate can be agreed to be 99%, and the parents' share can be agreed to be 1%) and the irrevocable notarization of joint and several liability commitment. The above notarization is mainly to prove that the parents buying a house for their children are completely voluntary, and that the parents have made a guarantee to repay the loan to the bank on time and in full.

After the above procedures are reviewed and approved by the bank, you can take out a loan to buy a house for your child.

While buying a house in the name of a child may be a way to circumvent future estate taxes, it can also cause a number of problems for parents. There are strict restrictions on the disposal of houses in the names of minors by parents. For parents, it can be said that it is easier to buy a house than it is difficult to sell a house.

Parents should still be cautious when buying a house in the name of their children, and it is best to consult a professional lawyer in advance to avoid being unable to sell the house when the time comes.

This question can be split into two questions:

1. Social facts: Do most families buy houses for their children?

The answer is a relative yes. Since most of the "children" have limited economic ability or economic accumulation, most families will participate in buying a house for their children, and now the social fact is that buying a house has become a just need for mothers-in-law, and if you want to talk about marriage, you must basically have real estate, and the girl and the woman's parents will try to be down-to-earth and stable, and will actively advocate buying a house and getting married. With the increase in the number of only children, the woman usually contributes a certain amount of money to buy a house; Of course, for particularly wealthy families, both parties can buy a house at hand, and there is no such problem.

2. Should the original family buy a house for their children?

Personally, I think it is purely a matter of the family's financial ability. If you are wealthy and have the financial ability to allow, you can buy a house, so that the pressure on the younger generation is much less, and life and career can be easier to fight.

At the same time, for the younger generation, there should be enough independent thinking and not be a parasite in spirit and action. If the family does not buy a house, they will not fulfill their family responsibilities, and such a thinking is unacceptable.

The house can't give young people a sense of security, the real sense of security comes from their ability to get better and better, the house is the product of economic accumulation, with enough accumulation, the house is a matter of course.

In addition, if your financial ability allows, you can buy a house with a mortgage, because through the expansion of currency depreciation, fixed asset investment is still worth considering, emphasizing: this depends on your ability to repay.

Most of our parents will buy houses for their children, not to mention those who can't afford them.

You can buy it, but don't ignore the importance of cultivating your child's own abilities.

Chinese parents are desperate to earn money, and one of the first goals is to prepare for their children's housing, or to buy a house and, of course, other possessions. In short, it is to live for the children, not for themselves, and not to encourage the children to go to society and live independently. The blog post says that this is "irrational consumption", which I think is precisely not irrational, but absolutely rational, well-thought-out, well-planned, and at ease.

From this question, I thought of cultivating children to read. The general concern of parents is not in accordance with the laws of education, scientific and reasonable cultivation of children's health, happiness, all-round development, the main thing is "examination" and "examination", even if you are admitted to the errand, you have a stupid posture, no matter what else you do, no matter how the child behaves and does things, only care about the test results; It doesn't matter if you lose at the finish line or not, you just lose at the starting line. Schools can't do quality education if they want to, people have opinions, but people don't want to, depending on whether you have a rut.

This is the case, how do you feel about people who understand education? In fact, more and more parents are highly educated, even research and education, and he can only follow behind everyone, don't think about finding another way.

This creates a cycle. School education does not care much about children's independence, self-reliance, self-care, employment and other specific life ability education, only seeking the admission rate, digital growth can be, the child's later affairs are up to the parents anyway, and the child's own fate is in charge. Parents have money in their hands, but they do not have an open concept of financial management, and investing or improving the lives of their own people are all reserved for their children.

Now it is difficult for students to find employment, where is the difficulty, there are no more and more suitable places to choose from, among which the idle funds of the society with the family as the unit are not really reasonably invested, either saved, or speculated, using money to make money, and have not turned to industry or a broader investment field, the result is that the market structure is relatively single, and the employment channels are very limited, I don't know if this idea is correct, but it is not without a little reason.

There is nothing wrong with parents having money to buy a house for their children, it is the happiness of their children and the progress of society. However, parents should not give their children too much wealth, and children certainly should not rely too much on their parents or blindly gnaw at the old.

The subject said that he has two children at home, namely primary school and kindergarten, and they dare not say that they have given the best conditions to the children, but at least in the education sector, it has accounted for one-third of the monthly expenditure, and the children have enrolled in various training classes, interest classes, etc. The subject wants to do his best to nurture and educate his children, and then let them struggle on their own.

Their family's income has also reached a bottleneck, and they have a 200-square-meter house that is still paying off the loan, which also causes them to not have much savings every month.

Their current standard of living is quite comfortable, although they can't buy luxury goods, but the basic life is definitely no problem, they can also travel occasionally, children can learn what they like, and they can also ask for a personal tutor. It allows children to grow up in a relatively affluent family environment, and does not allow children to experience any poverty.

However, one of the dilemmas she faces is that if they maintain relatively comfortable living conditions, they may not be able to buy a house or a car for their children in the future, nor can they give them a decent bride price to marry a wife. After all, their family has two sons, and if they really want to buy a house and a car, they have to have two copies of everything.

One of her worries: I'm afraid that when the children grow up, they will blame her for not saving money for them, not buying them a house and a car?

After reading it, I just wanted to say to her, "If you do so much and your children will still blame you, then you are a failure as a parent." It's because you give too much to your two children that they have so many demands and complaints about you.

You have given your children a relatively good standard of living, much better than the children of many families, and it is already very good to be able to achieve such living conditions as your family, and you have done your best, so why should your children blame you? ”

What good living conditions, a 200-square-meter house, which is beyond the reach of many families.

If even you have this concern, what do you ask a lot of parents to rent a house? What do you do if you let a lot of guess a family of four crammed into a house of less than 60 square meters?

There is no need to worry about this, just do your best to love your children and be good to them, and the rest is up to them.