What should I do if I don t have a house, a car, or a deposit under the name of Lao Lai .

For the "old guys" who do not have a house, car, or deposit in their name, the following measures can be taken:

2. Actively repay debts: try to negotiate with creditors, formulate a repayment plan, and fulfill it on time. By actively repaying debts, you can gradually improve your credit profile.

5. Reasonable financial planning: Formulate reasonable financial planning, reasonable arrangement of expenditures and savings, and avoid falling into economic difficulties again.

6. Learn financial knowledge: through learning financial knowledge, understand investment, financial management and other aspects of knowledge, and improve their financial management ability.

In short, "old people" who do not have a house, car, or savings in their name can improve their financial situation through legal aid, actively repaying debts, seeking help, increasing income, rationally planning finances, and learning financial knowledge.

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It is true that many people will have this situation, and it feels like there are no assets that can be enforced, but the people's courts have long been prepared and can also have the following countermeasures:

1. Enforce the housing provident fund.

Before becoming a lai, as long as there are employees who have paid into the housing provident fund normally, then the balance of the provident fund account can be enforced in accordance with the law.

2. Enforce pension insurance.

The pension due to retired or retired employees shall be regarded as the inherent income of the old party with a third party, and the people's court shall have the right to freeze or deduct it in accordance with law.

3. Start with other property rights in the limb judgment.

For example, creditor's rights, equity, wealth management products, intellectual property rights, etc., which belong to the property in the name of the old lai, can be sealed and seized in accordance with the law.

4. Start with common property.

For example, the income from wages and bonuses earned during the existence of the relationship between husband and wife, the income from joint production and operation investments, and the immovable and movable property inherited or donated may be frozen or seized.

5. Start with the property in the name of a third party.

As long as the third party confirms in writing that the property belongs to the old party, even if it is registered in the name of the third party, it can be sealed, seized or frozen in accordance with the law.

These are some of the methods used by the people's courts to enforce property settlement, even if the old man has no house, no car and no deposit in his name, there are always some other properties.

If you really don't have any property and can't pay it off, then you can also carry out all kinds of punishments on the old lai, after all, the hardship of life continues, and there will always be a day when the debt will be paid off.

If the person subject to the application for enforcement still fails to perform the court judgment within the time limit, the court may seal, seize, freeze, or dispose of the property of the person subject to enforcement in accordance with law; If there is no property available for enforcement, the court may also employ enforcement measures such as restricting high spending and joining the list of judgment defaulters, so as to prompt the person subject to enforcement to consciously perform the effective legal documents as soon as possible. If the enforcement is still not possible after the court has taken the above measures, the court may rule to suspend the enforcement, and the enforcement may be resumed at any time after the property of the person subject to enforcement or the person subject to enforcement is discovered later.

Legal basisArticle 256 of the Code of Civil Procedure.

In any of the following circumstances, the people's court shall rule to suspend enforcement: (1) the applicant indicates that enforcement may be extended; (2) Persons not involved in the case raise a well-founded objection to the subject matter of enforcement; (3) The death of a citizen who is a party and it is necessary to wait for the heirs to inherit the rights or assume the obligations.

Legal analysis: If the person subject to the application for enforcement still fails to perform the court judgment within the time limit, the court may seal, seize, freeze or dispose of the property of the person subject to enforcement in accordance with the law; If there is no property available for enforcement, the court may also employ enforcement measures such as restricting high consumption and joining the list of judgment defaulters, so as to prompt the person subject to enforcement to consciously perform the effective legal documents at an early date. If enforcement is still not possible after the court has taken the above measures, the court may rule to suspend the enforcement, and the enforcement may be resumed at any time after the property of the person subject to enforcement or the person subject to enforcement is discovered later.

Legal basis: Article 256 of the Civil Procedure Law of the People's Republic of China: In any of the following circumstances, the people's court shall rule to suspend enforcement:

1) The applicant indicates that enforcement can be postponed.

(2) Persons not involved in the case raise a well-founded objection to the subject matter of enforcement;

(3) The death of a citizen who is a party and it is necessary to wait for the heirs to inherit the rights or assume the obligations.

4) The legal merger or other organization that is a party to the law is terminated, and the successor of rights and obligations has not yet been determined.

5) Other circumstances where the people's court finds that enforcement should be suspended.

After the suspension disappears, the execution of the Yun Jing trace will be resumed.

If a person who does not have a car or a house owes money, after applying for enforcement, the court may seal, seize, freeze, or dispose of the property of the person subject to enforcement in accordance with law, and if there is no property available for enforcement, the court may also take measures to enforce the law, such as restricting high consumption and joining the list of judgment defaulters, so as to urge the person subject to enforcement to consciously perform the effective legal documents at an early date.

If enforcement is still not possible after the court has taken the above-mentioned measures, the court may rule to suspend the enforcement, and the enforcement may be resumed at any time after the property of the person subject to enforcement or the person subject to enforcement is later discovered.

Legal basis

Article 256 of the Civil Procedure Law, in any of the following circumstances, the people's court shall rule to suspend enforcement:

1) The applicant indicates that enforcement can be postponed.

(2) Persons not involved in the case raise a well-founded objection to the subject matter of enforcement;

Three Oaks Brigade) as a party to the death of a citizen, need to wait for the heirs to inherit the rights or assume obligations.