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With the advancement of science and technology and the development of society, many people now want to buy a house for themselves. Especially for some working women, the house is their own security, and they can't blindly rely on men alone. There is not much difference between buying a house and not buying a house, but when you buy a house, you feel more comfortable and don't have to worry about other problems.
But in today's society, many young people are under a lot of pressure, and buying a house may be a little unrealistic for them. So do you think that buying a house and not buying a house are really different in life? What do you think about this?
1. The benefits of buying a houseWith the full advancement of the network society, more and more people are now beginning to pay attention to their career planning and money planning. Especially for some boys in their early 20s, they work hard to save money outside and buy themselves a house to marry a daughter-in-law. In order to give themselves a guarantee, some girls also buy a house for themselves at the peak of their careers, and everyone has to plan according to their actual situation, not generalized.
2. The benefits of not buying a house In today's society, many young people are under great pressure, and buying a house may be a little unrealistic for them. And nowadays, many people's careers are not fixed in only one place, and when they buy a house, they can only be fixed in that place, and if they often travel for business, then it is impossible to live in the house by themselves. Therefore, if you don't buy a house, you can rent a house with the money you save, and you can rent it according to your needs.
3. Precautions: Whether you buy a house or not, you should have your own life plan and money plan. If you want to buy a house, you must first read Party A's contract clearly, and you can't be vague, because buying a house is not a trivial matter. Most people will make a down payment first and then wait for themselves to pay off the rest of the debt.
Then you need everyone to work hard, and everyone who lives with their hearts will not fail you.
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Of course it's different. My opinion is that if you buy a house, you will have a place to live, and you will have a harbor, but if you don't have a house, then you don't even have the most basic place to live, and you have to wander around every day without a fixed place, which is very difficult.
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Yes, life is certainly different, and I also agree with the idea that people who buy a house will always have their own residence, but people who don't buy a house may rent a house for the rest of their lives.
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Buying a house and not buying a house are really different in life, people who buy a house are more secure, and people who don't buy a house usually have to think about rent and house.
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If you say it's not worth it, you can find ten reasons why it's not worth it. I will only say my answer, and from the point of view of rational analysis. If a house is not easy to get, if a house can be given to you for free, do you want to get it, and it is in a first- or second-tier city in China?
There is such a good thing, for the houseless people, they can probably wake up laughing in their sleep; For those who have a house, wouldn't it be nice to have one more set! When it comes to a house, everyone wants to own it, and the more the merrier. Then think about it, what kind of people are behind the people who can ask this question?
What are their group characteristics? I think it's probably like this: most of them are young people, and they want to jump from the countryside to the city for one reason or another, and at the same time, their financial ability is generally required and they generally need to do their best.
Relatively young, eager for change, currently limited in financial means, hometown in the countryside or wanting to live separately from their parents' generation, these are the characteristics of the group portrait behind this group of people. They may be entangled or unwilling to buy a house. People who are not confused about buying a house are probably such a group of people:
Either their parents have already settled in the city through wandering; Either you have the foresight to buy a house long ago instead of waiting until you need it urgently; Either the more successful entrepreneurs are financially well-off, etc. Early intruders, foresights, hard-working entrepreneurs, etc., they rarely struggle with the problem of buying a house.
Therefore, for young people who want to make a difference, buying a house is just an opportunity to expose your life and even family problems, it is an opportunity to change yourself and grow yourself, not just pressure.
I think it's good that a lot of people buy houses for the next generation to study, or to have a higher starting point for the next generation. If the fathers are not the early intruders, then their own generation must come up, otherwise the work of the top will be handed over to their children.
Stretching the timeline, the ancestors of several generations ago were farmers, but the ancestors who dared to think and dare to do things created better conditions for future generations.
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Hello, this is mainly to pull everyone to take out a loan to buy a house, which means that many people no longer want to take out a loan to buy a house.
A certain place has introduced a measure to extend the age limit of a mortgage to 80 years old.
Although this measure can reduce the burden by extending the mortgage term, I don't want to choose to pay off the mortgage at the age of 80.
I wouldn't choose this way because my ability to repay my mortgage will decrease after retirement, I don't want to bear the pressure of a mortgage for the rest of my life, and I want to have a happy and comfortable life in my old age.
First, I want to live a comfortable and happy old age, and I don't want to be bothered by a mortgage.
When you are 80 years old, you will truly enter old age and live a life of retirement. After most of my life's hard work, what I hope to get most at this time is a comfortable and happy life in my old age, so I don't want to be troubled by the mortgage at this time, and I will definitely not repay the mortgage at the age of 80, but will pay off the mortgage as soon as possible, so that I can have a safe and comfortable life in my old age, and let myself be happy every day at the age of 80.
The second point is that my ability to pay my own mortgage after retirement will decrease, so I don't want to pay my mortgage after retirement.
After retirement, you will rely on your pension to live, and your income will become limited, so your ability to pay your mortgage will decrease. I don't choose to pay off my mortgage after retirement, but I choose to pay it off when I'm young. At this time, you are full of energy, and you can get more income by working hard and paying off the mortgage more easily.
Thirdly, I don't want to bear the burden of a mortgage for the rest of my life, so I won't have to pay it off at the age of 80.
Although you only need to take out a part of your income to repay the mortgage, so as not to seriously affect your life, this is a lot of pressure on yourself after all. As long as the mortgage is not paid off for a day, you will have to bear the pressure of a day. You don't want to be under this kind of stress for the rest of your life.
Therefore, I will definitely not repay the mortgage at the age of 80, and I will definitely pay off the mortgage at a young age.
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As a single woman, there are many reasons why I bought a house. First and foremost, buying a house is an investment that can add wealth and stability to my future. Second, having my own home brings more freedom and privacy, and it makes me feel independent and fulfilled.
Here are three reasons why I think it's worth buying:
Investment and wealth growth: Property is an investment with the potential for continuous appreciation, and over time, house prices will continue to rise**, which means that if I spend my money on a house, it may guarantee a more certain rate of return than in the bank. In addition, buying a house can also obtain a stable cash flow income by renting Wood Songjin.
Freedom & Privacy: Having my own home allows me to enjoy more privacy and freedom at home. You don't need to think about whether it is suitable for other people's daily habits, and you can create your own space as you like.
You can also decorate and decorate your room according to your hobbies and interests to make your life more comfortable and beautiful.
Independence and fulfillment: By buying a home, I can achieve a higher level of independence and a stronger sense of accomplishment in myself. Buying a home means I can afford to take on the burden and manage my life, which can make me feel more proud and confident.
Of course, there are risks and challenges associated with buying a house, first of all, the fluctuation of housing prices is uncontrollable, and it may also affect housing prices due to market or political stupidity. Secondly, if there is a repayment problem, it will lead to consequences such as personal credit damage. Finally, there are many factors to consider in the process of buying a house, such as the cost of the house, location, property, etc., which need to be carefully evaluated and compared, and for single women, special attention needs to be paid to safety and convenience factors.
In conclusion, while buying a home can be challenging and difficult for a single woman, it also comes with many benefits, including investment and wealth growth, freedom and privacy, independence and fulfillment. With proper planning and evaluation, we can get the opportunity to realize our dreams in buying a house.
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