What should I do if my car is parked in my yard and is hit by another car, and the insurance repair

By the way, if you have any objections to the on-site determination of responsibility and need to apply for a review, you have to go to the legal publicity section of the traffic detachment at the next higher level or the place called the legal affairs department to apply, and look at the chapter in the accident certificate, which shows the name of the traffic detachment. But let's be clear, the point of review is not much, and the original judgment is basically upheld, unless there is a too obvious misjudgment. ）

At this time, you can go to the responsible traffic team to request a mediation for damages, and if the other party still does not compensate, you have two other options. (There is a friend in the comment who reminded that the application for mediation requires both parties to agree to mediation, which I really did not elaborate, what he said is indeed right, which means that the two parties have a clear determination of responsibility, but if there is a dispute over compensation, the two parties can find the traffic team together for compensation mediation, and if one party does not agree to mediation, it cannot carry out damage compensation mediation).

One subrogation, one court prosecution. Of course, you can also skip the traffic team mediation and go straight to one of these two things.

Regardless of whether the subrogation claim is filed in court, you need to take your ID card and accident certificate, or go to the traffic team or law enforcement station to obtain three pieces of paper (the other party's driver information, vehicle information, and vehicle insurance information). This case is an accident certificate issued by the Shahe Brigade of the Changping Traffic Detachment, so I have to go to the Accident Department of the Shahe Brigade to apply for collection. The information is stamped with a "special seal for traffic accident prosecution", which can be used as proof of the identity information of the other driver.

If it can be repaired, it will not be replaced, and art is the principle of insurance company claims.

Generally speaking, in the event of a vehicle collision in the parking lot, the insurance company will not pay the claim, and the best way is to call the police and ask the driver for full compensation is the legal way to solve the accident.

If the replacement parts can be repaired, they will be repaired, and if the parts must be replaced, they will still be replaced.

If the car is parked in the parking space and is hit by someone else, will the insurance company have any compensation after repairing the car?

Hello dear! The car was parked and was hit by someone else in the parking space, and the insurance company repaired the car after another compensation, if the two parties failed to negotiate the compensation, they could sue the court for compensation. After the car was hit by someone else's car parked in the community, the accident responsibility can be determined through negotiation between the two parties, and if there is a dispute about the responsibility for the accident with the socks, the police should be called in time, and the traffic police will determine the responsibility for the accident according to law.

At the same time, the case should be reported to the insurance company in a timely manner, and after the insurance company assesses the damage to the vehicle, the other party or the other party's insurance company will compensate the corresponding vehicle damage and other reasonable losses (such as reasonable transportation expenses arising from car repairs) according to the accident liability. If my answer is helpful to you, please give a thumbs up (in the lower left corner), I look forward to your like, your efforts are very important to me, and your support is also the motivation for my progress. If you feel that my answer is still satisfactory, you can click on my avatar for one-on-one consultation.

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Summary. Hello dear! Not necessarily, the specific situation depends on the insurance company's payment regulations.

Generally speaking, if the car is damaged and the other party cannot find it, the insurance company will give a certain amount of compensation according to the extent of the damage to the vehicle and in accordance with the provisions of the vehicle insurance policy. If the car is parked on the side of the road and is hit, the first thing to see if it is illegal parking, if so, not to mention that the police will be fined, we also have to bear part of the responsibility for the accident. If there is no illegal parking, it is easy to find the perpetrator, in case you can't find it, the insurance company has a 30% free odds, unless you buy no deductible and can't find a third-party special insurance, you can get full compensation, we don't need to bear any losses.

Hello dear! Not necessarily, the specific situation depends on the insurance company's payment regulations. Generally speaking, if the car is damaged and the other party cannot find it, the insurance company will give a certain amount of compensation according to the degree of damage to the vehicle and in accordance with the provisions of the vehicle insurance clause.

If the car is parked on the side of the road and is hit, the first thing to see if it is illegal parking, if so, not to mention that the police will be fined and carry a bill, we will also bear part of the responsibility for the accident. If there is no illegal parking, it is easy to find the perpetrator, in case you can't find it, the insurance company has a 30% free odds, unless you buy no deductible and can't find a third-party hidden Wang special insurance, you can get full compensation, we don't need to bear any losses.

Need information about insurance payouts?

Check it out for me.

The process of not being able to find anyone to deal with the insurance report after the car is scratched: 1. Call the customer service DH of the insurance company within 48 hours to report the case, and roughly explain the situation of your vehicle; 2. After the insurance company's survey personnel arrive at the scene, they will confirm the cause, nature and loss of the accident. For some small scratch accidents, the insurance staff will let the car owner take a photo by himself and send it to WeChat; 3. Then there is the process of damage assessment, the repair shop will price the loss of the vehicle, and the insurance personnel and the owner will sign and confirm after no objection; 4. Collect the required materials of the case and submit them to the insurance personnel for claim procedures; 5. After the review of different departments, the insurance company can pay the car owner's account after confirmation.

Some insurance companies with direct compensation do not need the owner to pay Shi Chan Kai in advance, and all the money will be paid directly to the repair shop.

Summary. Hello dear, the car was parked on the side of the road and was damaged, and I couldn't find the other party, and my insurance company would not pay for it. If you can't find the culprit, you need to call the police to deal with it, and the traffic police will issue a letter of responsibility when they arrive.

Then, according to the liability determination, call the insurance company to report the case. This is a hit-and-run accident by the other party, and the insurance company that you have insured is only responsible for 70% of the compensation.

If you take it with you, the car is parked on the side of the road and is damaged and you can't find the other party, and your insurance company will not pay. If you can't find the culprit, you need to call the police to deal with it, and the traffic police will issue a letter of responsibility when they arrive. Then, according to the determination of the responsibility of the hungry and the elderly, call the insurance company to report the case.

This is a hit-and-run accident by the other party, and the insurance company that you have insured is only responsible for 70% of the compensation.

Legal basis: Article 21 of the Insurance Law of the People's Republic of China The policyholder, the insurer or the beneficiary shall notify the insurer in a timely manner after knowing that the insured event has occurred. If the insurer fails to notify the insured accident intentionally or due to gross negligence, making it difficult to determine the quality, cause, and degree of loss of the insured accident, the insurer shall not be liable for compensation or payment of insurance money for the part that cannot be determined, except where the insurer has known or should have known about the occurrence of the insured accident in a timely manner through other means.

What is the specific situation here, it's easy to analyze here?

As you described, it is the fall of the goods and the loss of others, if there is no insurance for the loss of the vehicle's goods, this situation is generally not compensated.

The third-party loss insurance clause clearly stipulates that the loss of the third party caused by the fall of the goods on the vehicle does not belong to the scope of liability.

It is understood that most customers are not insured for the collapse of the carcass cargo falling liability insurance section, and some insurance companies do not sell this insurance.

Addendum: That's the claims adjuster who explained to you incorrectly, the liability of the car cargo liability insurance is the compensation for the direct damage to the car cargo caused by the accident.