How long does it take to get money for insurance? How long does it take for the insurance to arrive?

Generally speaking, when a critical illness insurance claim occurs, the arrival speed will be much slower, and the insurance company must review and verify the true situation, such as whether there is no sick insurance and other factors, it will delay a lot of time.

However, if the medical expenses caused by the accident are claimed, usually as long as the information is complete, because the amount is not high, the insurance company generally arrives in seconds, if Ping An Insurance, upload the claim information to the Ping An Gold Butler, you can quickly settle the claim. After the occurrence of an insured event, when the policyholder, the insured or the beneficiary makes a claim, if the insurance company considers that it is necessary to submit relevant certificates and materials, it shall notify the other party in a timely and one-time manner; After the materials are complete, the insurance company shall make an assessment in a timely manner, and if the situation is complicated, it shall make an assessment within 30 days and notify the other party of the verification result in writing; For insurance liability, the insurance company shall pay the compensation within 10 days after the compensation agreement is reached; For those who do not fall under the insurance liability, a notice of refusal shall be issued within 3 days from the date of verification, and the reasons shall be explained.

There are two ways for the insurance company to settle claims to the policyholder according to the insurance contract after the accident: compensation and payment.

Compensation corresponds to property insurance, which refers to the compensation made by the insurance company for the loss of the insured on the basis of the insured amount according to the damage of the insured property at the time of the accident. Insurance compensation is compensatory in nature, i.e. it compensates only for the part of the actual loss, at most equal to the value of the damaged property, and never more than its value.

Life insurance is based on people's life or body as the subject of insurance, because people's life and body cannot be measured by money, therefore, the damage to life or body caused by life insurance cannot be measured by money. Therefore, in the event of an accident, the insurance company can only pay the insurance money to the insured or beneficiary within the amount agreed in the policy. That is, life insurance pays the insurance money in the form of benefits.

It depends on what kind of insurance you buy, and depending on the severity of the traffic accident, if it is a simple accident medical treatment, the reimbursement of medical expenses of a few hundred yuan will be very fast, and the materials will be handed over (if you want to be faster, you will personally hand over to the insurance company's property management department claims post, and you have to find him to hand over the voucher, write the date, and ask him how long the claim statute of limitations is, don't hand over the materials to the ** person, that is more complicated) less than half a month The money will come down.

However, if the insured dies, it will take a long time, and the insurance company's claim will do a certain investigation into the case, and will find the public security department or the traffic management department to collect evidence, because the amount involved is relatively large, so if there is no doubt in the case, they will also be approved by the leadership or superior departments, and it is estimated that they will have to pay the money in about a month after the materials are submitted, and if there is any doubt, they will not do more than 60 working days after repeated verification.

If the insured has not ended after the car accident, resulting in disability is more difficult, generally they will wait for 180 days, and then find a relevant medical institution to determine the disability level of the insured, and then pay compensation, the practice will drag on for a long time, from the insurance to the completion of the compensation how to take more than 8 months.

According to the provisions of China's Insurance Law, if the accident is an insurance liability, the insurance company needs to pay the compensation within 10 days after the compensation agreement is reached. However, the specific time of arrival must see the risk situation, if it is only a general car damage, no personnel ** and the accident responsibility is clear, it can indeed be received within 10 days, and if the accident responsibility is not clear or the amount of damage is higher.

3-5 working days below 5,000 yuan;

3-7 working days for 5000-10000 yuan;

5-10 working days for more than 10,000 yuan.

Generally within a month.

Summary. If the claim result has been issued, the arrival time is generally 1-7 days, and it may be postponed on holidays or non-working days. In addition, if the insurance company is different, the relevant regulations may be different; In addition, the nature and complexity of the accident may vary depending on the time required.

And sometimes if the insurance company's compensation for the month is close to use, the arrival time may be uncertain. For example, some may arrive in one or two days, two or three days, while others may take three to five days, or even five to seven days. However, as long as you confirm that the insurance company will pay, you don't need to worry too much.

After all, no matter how long it takes to arrive, sooner or later you will receive this payment, and you just need to wait patiently for a while. And usually, as long as the formalities are complete, the insurance company will pay the money quickly. And if you have waited for a while and the account has not arrived, you can also ask the staff of the insurance company to find out the reason why the account has not arrived.

Hello dear! 7 days.

If the claim result has been issued, the arrival time is generally 1-7 days, and it may be postponed on holidays or non-working days. In addition, if the insurance company is different, the relevant regulations may be different; In addition, the nature and complexity of the accident may vary depending on the time required. And sometimes if the insurance company's compensation for the month is close to use, the arrival time may be uncertain.

For example, some may arrive in a day or two, hail or two or three days, while others may take three to five days, or even five to seven days. However, as long as it is confirmed that the insurance company will pay the compensation, there is no need to worry too much. After all, no matter how long it takes to arrive, sooner or later you will receive this payment, and you just need to wait patiently for a while.

And usually, as long as the formalities are complete, the insurance company will pay the money quickly. And if you have waited for a while and the account has not arrived, you can also ask the staff of the insurance company to find out the reason why the account has not arrived.

Up in the air. First of all, the regulations of various insurance companies on the statute of limitations for claims are different, as long as they do not exceed the statute of limitations stipulated by laws and regulations, they are all right, and it is up to them to speed up or slow down.

Secondly, the statute of limitations for claims settlement is also different for different cases.

For example, if you have a serious illness, a complex pre-existing condition or something, and the claim amount is very large, generally speaking, their review will be relatively slow, if you are just a small bump, dozens of hundreds of dollars, and the case is not complicated, it may be fast.

When you submit your documents, ask them how many business days it will take for you to complete the claim. They also have internal statutes of limitations. For example, if he says 10 working days, it may be paid in 1 day, or it may be paid in 10 days, and you can't say that he has a problem.

And it's a working day, not a natural day, and it doesn't count when it comes to hail days after holidays.

In addition to different insurance companies, the efficiency of work is also different.

My own insurance company has applied for accident insurance twice, although the amount is a few hundred, but it was submitted on the same day, and the loss guess was received on the same day.

My dad paid a hospitalization, it was more than 1,000 yuan, the claim was 15 working days, they had no local outlets, I sent the materials to them, and they sent the materials back to me after the compensation was 10 working days. It took about 20 days to receive the payment, and it took me more than ten days to help me send the materials back. But if they don't get stuck beyond the stipulated working day, you can't say anything about him.

He does things according to Suixian's rules.

If you want to get the money, we first need to apply for insurance benefits, and then the insurance company will verify and finally make a claim. How long does it take to get the money after the insurance expires, and it will take about 3-7 working days to get the money. The date of the sail depends on the speed of the bank and the insurance company for our insurance business, but according to the current speed of the bank, the time to arrive is generally very fast.

When the insurance expires, it can generally be said that the insurance coverage period of the insured person has ended, and if the insured person is still alive, he can receive the insurance money from the insurance company. If you also want to know what insurance knowledge, you can take a look at the following article:Ultra-complete!

Everything you need to know about insurance is here

Secondly, some insurance plans do not have maturity benefits, so we need to judge whether the insurance we have bought can be refunded at maturity. According to the Insurance Law, the insurance company shall pay the compensation within 10 days after the settlement agreement is reached, as long as the claim conditions are met. Therefore, there is no need to worry that the insurance company will not pay the insurance money.

Will there be a conflict when making a claim?

I believe that many friends are still more worried about insurance claims, but in fact, insurance claims are not so terrible.

Generally speaking, there is a certain reason for the occurrence of some claims disputes. Therefore, we must pay attention to some details when making a claim, and try to avoid the insurance company not making a claim due to our own reasons. Special attention should be paid to incomplete preparation of claim materials, insurance during the waiting period, touching the exclusion clause, and health notices not being truthfully informed.

Hope!

Insurance claim settlement refers to the process in which the insurance company reviews the insured amount and gives the insurance money to the insured person after the occurrence of the insured event after the occurrence of the insured event in accordance with the provisions of the insurance contract. So, how long does it take to settle an insurance claim?

In fact, the insurance claim time is generally determined by the insurance company according to the specific insured event, and each insurance company has a different review and claim process, so the claim settlement time is also different. However, generally speaking, the insurance company will review the claim application as soon as possible after receiving the claim application from the policyholder or the insured, and pay the insurance money as soon as possible.

First of all, after receiving the claim application from the policyholder or the insured, the insurance company will send professional and technical personnel or other professionals to the scene as soon as possible to investigate, so as to collect evidence about the occurrence of the insured accident, and conduct a preliminary review of the nature, cause, and degree of loss of the insured accident, so as to determine the amount of insurance money.

Secondly, the insurance company will also review the claim application submitted by the policyholder or the insured in accordance with the provisions of the insurance contract to verify the authenticity of the insured accident and whether the compensation rights and interests of the policyholder or the insured comply with the provisions of the insurance contract. If the review is passed, the insurance company will pay the insurance money according to the audit results.

Finally, the insurance company will give the policyholder or the insured the corresponding insurance money according to the specific circumstances of the insured event, and release the insurance money to the policyholder or the insured in the form of cash or check.

In general, the insurance claim time can generally be divided into three stages: the report stage, the review stage, and the claim settlement stage. Generally speaking, it generally takes 1-2 days for the reporting stage, 3-5 days for the review stage, and 1-2 days for the claim stage, so the insurance claim settlement time is generally about 7 days.

Of course, the time taken to settle an insurance claim may also vary depending on the specific circumstances of the insured event, and if the insured event involves complex evidence, the review time may be extended, and the claim settlement time may be extended.

Therefore, in order to obtain a faster claim, the policyholder or the insured should report the case as soon as possible and prepare relevant evidence and information, so that the insurance company can review it as soon as possible and give the insurance money as soon as possible.

Meaning of Whole Life Insurance: The insurance is valid for as long as you are alive.

As for when you can get spring fiber, it depends on what kind of insurance you have.

Because it is difficult to say, the insurance liability of each insurance company is not the same, for example: the split forest judgment.

United Life and Happy Life (Critical Illness, Lifetime Insurance, Dividend), if you want to think about this, you don't have to leave to be there, this kind of is alive and there, there are dividends, and the compensation is paid in advance. When you are old, you can take out the dividends for the elderly.

For your insurance, it is recommended to call the ** of the insurance company you handled, and ask the service specialist to help you solve it... Good luck...

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"